2018 AARP MedicareComplete Choice (PPO) H2228-033 By UnitedHealthcare

2018 Medicare Advantage AARP MedicareComplete Choice (PPO)

AARP MedicareComplete Choice (PPO) H2228-033 is a 2018 Medicare Advantage or Medicare Part-C plan by UnitedHealthcare available to residents in Florida. This plan includes additional Medicare prescription drug (Part-D) coverage. The AARP MedicareComplete Choice (PPO) has a monthly premium of $77.00 and has a in-network Maximum Out-of-Pocket limit of $3,600 (MOOP). This means that if you get sick or need a high cost procedure your co-pays are capped once you pay out of pocket $3,600 this can be a very nice safety net.

AARP MedicareComplete Choice (PPO) is a Local PPO. A preferred provider organization (PPO) is a Medicare plan that has created contracts with a network of "preferred" providers for you to choose from at reduced rates. You do not need to select a primary care physician and you do not need referrals to see other providers in the network. Offering you a little more flexibility overall. You can get medical attention from a provider outside of the network but you will have to pay the difference between the out-of-network bill and the PPOs discounted rate.

UnitedHealthcare works with Medicare to give you significant coverage beyond Part A and Part B benefits. If you decide to sign up for AARP MedicareComplete Choice (PPO) you still retain Original Medicare. But you will get additional Part A (Hospital Insurance) and Part B (Medical Insurance) coverage from UnitedHealthcare and not Original Medicare. With Medicare Advantage your always covered for urgently needed and emergency care and you receive all of the benefits of Original Medicare from UnitedHealthcare except hospice care. Original Medicare still provides you with hospice care even if you sign up for a Medicare Advantage Plan.



COMPARE AND SAVE ON MEDICARE INSURANCE




2018 UnitedHealthcare Medicare Advantage Plan Details

Name:
AARP MedicareComplete Choice (PPO)
ID:
H2228-033
Provider:UnitedHealthcare
Year:2018
Type: Local PPO
Monthly Premium C+D: $77.00
MOOP: $3,600




Plan Services






Health plan deductible


$0



Diagnostic procedures/lab services/imaging


Diagnostic tests and procedures In-Network 20%
Diagnostic tests and procedures Out-of-Network 40%
Lab services In-Network $5
Lab services Out-of-Network $5
Diagnostic radiology services (e.g., MRI) In-Network 20%
Diagnostic radiology services (e.g., MRI) Out-of-Network 40%
Outpatient x-rays In-Network $14
Outpatient x-rays Out-of-Network $21



Hearing


Hearing exam In-Network $5
Hearing exam Out-of-Network $70
Fitting/evaluation Not covered
Hearing aids - inner ear In-Network $380
Hearing aids - inner ear Out-of-Network $330-380
Hearing aids - outer ear Not covered
Hearing aids - over the ear In-Network $330
Hearing aids - over the ear Out-of-Network $330-380



Preventive dental


Oral exam In-Network $0 copay
Oral exam Out-of-Network $40
Cleaning In-Network $0 copay
Cleaning Out-of-Network $40
Fluoride treatment Not covered
Dental x-ray(s) In-Network $0 copay
Dental x-ray(s) Out-of-Network $40



Comprehensive dental


Non-routine services Not covered
Diagnostic services Not covered
Restorative services Not covered
Endodontics Not covered
Periodontics Not covered
Extractions Not covered
Prosthodontics, other oral/maxillofacial surgery, other services Not covered



Vision


Routine eye exam In-Network $20
Routine eye exam Out-of-Network $70
Other Not covered
Contact lenses Not covered
Eyeglasses (frames and lenses) Not covered
Eyeglass frames Not covered
Eyeglass lenses Not covered
Upgrades Not covered



Mental health services


In-Network $275 for days 1 through 4
$0 for days 5 through 90
Out-of-Network 40% per stay
Outpatient group therapy visit with a psychiatrist In-Network $30
Outpatient group therapy visit with a psychiatrist Out-of-Network $35-45
Outpatient individual therapy visit with a psychiatrist In-Network $40
Outpatient individual therapy visit with a psychiatrist Out-of-Network $35-45
Outpatient group therapy visit In-Network $30
Outpatient group therapy visit Out-of-Network $35-45
Outpatient individual therapy visit In-Network $40
Outpatient individual therapy visit Out-of-Network $35-45



Skilled Nursing Facility


In-Network $0 for days 1 through 20
$160 for days 21 through 43
$0 for days 44 through 100
Out-of-Network $195 for days 1 through 52
$0 for days 53 through 100



Rehabilitation services


Occupational therapy visit In-Network $35
Occupational therapy visit Out-of-Network $70
Physical therapy and speech and language therapy visit In-Network $35
Physical therapy and speech and language therapy visit Out-of-Network $70



Ambulance


In-Network $225
Out-of-Network $225



Transportation


Not covered



Other health plan deductibles?


In-Network No



Foot care (podiatry services)


Foot exams and treatment In-Network $35
Foot exams and treatment Out-of-Network $70
Routine foot care In-Network $35
Routine foot care Out-of-Network $70



Medical equipment/supplies


Durable medical equipment (e.g., wheelchairs, oxygen) In-Network 20% per item
Durable medical equipment (e.g., wheelchairs, oxygen) Out-of-Network 50% per item
Prosthetics (e.g., braces, artificial limbs) In-Network 20% per item
Prosthetics (e.g., braces, artificial limbs) Out-of-Network 40% per item
Diabetes supplies In-Network $0 per item
Diabetes supplies Out-of-Network 40% per item



Wellness programs (e.g., fitness, nursing hotline)


Covered



Medicare Part B drugs


Chemotherapy In-Network 20%
Chemotherapy Out-of-Network 50%
Other Part B drugs In-Network 20%
Other Part B drugs Out-of-Network 50%



Maximum out-of-pocket enrollee responsibility (does not include prescription drugs)


$10,000 In and Out-of-network
$3,600 In-network



Optional supplemental benefits


No



Inpatient hospital coverage


In-Network $275 for days 1 through 4
$0 for days 5 through 90
$0 for days 91 and beyond
Out-of-Network 40% per stay



Outpatient hospital coverage


In-Network $275 per visit
Out-of-Network 40% per visit



Doctor visits


Primary In-Network $5 per visit
Primary Out-of-Network $45-70 per visit
Specialist In-Network $35 per visit
Specialist Out-of-Network $70 per visit



Preventive care


In-Network $0 copay
Out-of-Network 0-40%



Emergency care/Urgent care


Emergency $80 per visit (always covered)
Urgent care $30-40 per visit (always covered)






Ratings for AARP MedicareComplete Choice (PPO) H2228

2018 Overall Rating
Part C Summary Rating
Part D Summary Rating
Staying Healthy: Screenings, Tests, Vaccines
Managing Chronic (Long Term) Conditions
Member Experience with Health Plan
Complaints and Changes in Plans Performance
Health Plan Customer Service
Drug Plan Customer Service
Complaints and Changes in the Drug Plan
Member Experience with the Drug Plan
Drug Safety and Accuracy of Drug Pricing


Member Experience with Health Plan

Total Experience Rating
Getting Needed Care
Timely Care and Appointments
Customer Service
Health Care Quality
Rating of Health Plan
Care Coordination


Member Complaints and Changes in AARP MedicareComplete Choice (PPO) Plans Performance

Total Rating
Members Leaving the Plan
Complaints about Health Plan
Beneficiary Access
Health Plan Quality Improvement


Health Plan Customer Service Rating for AARP MedicareComplete Choice (PPO)

Total Customer Service Rating
Timely Decisions About Appeals
Reviewing Appeals Decisions
Call Center, TTY, Foreign Language


Staying Healthy, Screening, Testing, & Vaccines

Total Preventative Rating
Breast Cancer Screening
Colorectal Cancer Screening
Annual Flu Vaccine
Improving Physical
Improving Mental Health
Monitoring Physical Activity
Adult BMI Assessment


Managing Chronic And Long Term Care for Older Adults

Total Rating
SNP Care Management
Medication Review
Functional Status Assessment
Pain Screening
Osteoporosis Management
Diabetes Care - Eye Exam
Diabetes Care - Kidney Disease
Diabetes Care - Blood Sugar
Controlling Blood Pressure
Rheumatoid Arthritis
Improving Bladder Control
Reducing Risk of Falling
Plan - Cause Readmissions


Member Experience with the Drug Plan

Total Rating
Rating of Drug Plan
Getting Needed Prescription Drugs


Drug Safety and Accuracy of Drug Pricing

Total Rating
MPF Price Accuracy
Drug Adherence for Diabetes Medications
Drug Adherence for Hypertension (RAS antagonists)
Drug Adherence for Cholesterol (Statins)
MTM Program Completion Rate for CMR


Ratings For Member Complaints and Changes in the Drug Plans Performance

Total Rating
Complaints about the Drug Plan
Members Choosing to Leave the Plan
Beneficiary Access
Drug Plan Quality Improvement


AARP MedicareComplete Choice (PPO) Drug Plan Customer Service ratings

Total Rating
Appeals Auto Forward
Appeals Upheld
Call Center, TTY, Foreign Language


Part-C Premium

UnitedHealthcare plan charges a $34.10 Part-C premium. The Part C premium covers Medicare medical, hospital benefits and supplemental benefits if offered. You generally are also responsible for paying the Part B premium.



Part-D Deductible and Premium

AARP MedicareComplete Choice (PPO) has a monthly drug premium of $42.90 and a $250.00 drug deductible. This UnitedHealthcare plan offers a $42.90 Part D Basic Premium that is not below the regional benchmark. This covers the basic prescription benefit only and does not cover enhanced drug benefits such as medical benefits or hospital benefits. The Part D Supplemental Premium is $0.00 this Premium covers any enhanced plan benefits offered by UnitedHealthcare above and beyond the standard PDP benefits. This can include additional coverage in the gap, lower co-payments and coverage of non-Part D drugs. The Part D Total Premium is $42.90. The Part D Total Premium is the addition of the supplemental and basic premiums for some plans this amount can be lower due to negative basic or supplemental premiums.



Premium Assistance

Depending on your income level you may be eligible for full 75%, 50%, 25% premium assistance. The AARP MedicareComplete Choice (PPO) medicare insurance offers a $13.80 premium obligation if you receive a full low-income subsidy (LIS) assistance. And the payment is $21.10 for 75% low income subsidy $28.40 for 50% and $35.60 for 25%.



Part C Premium: $34.10
Part D (Drug) Premium: $42.90
Part D Supplemental Premium $0.00
Total Part D Premium: $42.90
Drug Deductible: $250.00
Tiers with No Deductible: 1
Benchmark: not below the regional benchmark
Type of Medicare Health: Enhanced Alternative
Drug Benefit Type: Enhanced
Full LIS Premium: $13.80
75% LIS Premium: $21.10
50% LIS Premium: $28.40
25% LIS Premium: $35.60
Initial Coverage Limit:$3750
Gap Coverage: No


Gap Coverage

In 2018 once you and your plan provider have spent $3750 on covered drugs. (combined amount plus your deductible) You will be in the coverage gap. (AKA "donut hole") You will be required to pay 35% for brand-name drugs and 44% on generic drugs unless your plan offers additional coverage. This UnitedHealthcare plan does not offer additional coverage through the gap.



Coverage Area for AARP MedicareComplete Choice (PPO)

(Click county to compare all available Advantage plans)





Source: CMS.

Data as of September 2, 2017.

Star Rating as of September 6, 2017.

For More Information on Ratings Please See the CMS Tech Notes Here.

Notes: Data are subject to change as contracts are finalized. For 2018, enhanced alternative may offer additional cost sharing reductions in the gap on a sub-set of the formulary drugs, beyond the standard Part D benefit.

Includes 2018 approved contracts. Employer sponsored 800 series and plans under sanction are excluded.

Call For A licensed Sales Agent

1-855-492-4169

  • Mon-Fri 8:30am-8:00pm
  • Sat 10:00am-2:00pm (ET)

  • Call to Enroll!

    Call For A licensed Sales Agent

    1-855-492-4169

  • Mon-Fri 8:30am-8:00pm
  • Sat 9:00am-3:00pm (ET)

  • Call to Enroll!