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Last Updated:    

2/1/2012

Standardized MEDIGAP Plans

 

 

Medigap Plan A Basic Benefits

All Medigap policies must cover a basic set of benefits. These basic benefits include most Medicare Part A and B coinsurance amounts, blood, and additional hospital benefits not covered by Original Medicare.

bulletPart A Hospital Coinsurance
bulletDays 61-90 of a hospital stay in each Medicare benefit period
bulletDays 91-150 of a hospital stay. Medicare will only pay for these 60 days once during your lifetime
bulletAdditional Part A Hospital Benefits
bulletAn extra 365 days of inpatient hospital care after you use your Original Medicare hospital benefits
bulletPart B Coinsurance
bulletPays for the Part B coinsurance after you meet your annual deductible
bulletPart A and B Blood Coverage
bulletPays for the first three pints of blood per calendar year
bulletPart A Hospice Coinsurance
bulletPays for outpatient prescriptions drug and inpatient respite care coinsurance

 

Medigap Plan B

 

bullet

All the basic benefits of Plan A

 

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Coverage for the Medicare Part A inpatient hospital deductible

 

Medigap Plan C

 

bullet

All the basic benefits of Plan A

 

bullet

Coverage for the Medicare Part A inpatient hospital deductible ($912 per benefit period in 2005)

 

bullet

Coverage for the skilled-nursing facility co-insurance amount ($114 per day, for days 21 through 100 per benefit period, in 2005)

 

bullet

Coverage for the Medicare Part B deductible ($110 per calendar year in 2005)

 

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80 percent coverage for medically necessary emergency care in a foreign country, after a $250 deductible

 

Medigap Plan D

 

bullet

All the basic benefits of Plan A

 

bullet

Coverage for the Medicare Part A inpatient hospital deductible ($912 per benefit period in 2005)

 

bullet

Coverage for the skilled-nursing facility co-insurance amount ($114 per day, for days 21 through 100 per benefit period, in 2005)

 

bullet

80 percent coverage for medically necessary emergency care in a foreign country, after a $250 deductible

 

bullet

Coverage for at-home recovery. The at-home recovery benefit pays up to $1,600 per year for short-term, at-home assistance with activities of daily living (like bathing, dressing, personal hygiene, etc.) for those recovering from an illness, injury, or surgery

 

Medigap Plan E

 

bullet

All the basic benefits of Plan A

 

bullet

Coverage for the Medicare Part A inpatient hospital deductible ($912 per benefit period in 2005)

 

bullet

Coverage for the skilled-nursing facility co-insurance amount ($114 per day, for days 21 through 100 per benefit period, in 2005)

 

bullet

80 percent coverage for medically necessary emergency care in a foreign country, after a $250 deductible

 

bullet

Coverage for preventive medical care. The preventive medical care benefit pays up to $120 per year for things like a physical exam, serum cholesterol screening, hearing test, diabetes screening, and thyroid function test

 

Medigap Plan F

 

bullet

All the basic benefits of Plan A

 

bullet

Coverage for the Medicare Part A inpatient hospital deductible ($912 per benefit period in 2005)

 

bullet

Coverage for the skilled-nursing facility co-insurance amount ($114 per day, for days 21 through 100 per benefit period, in 2005)

 

bullet

Coverage for the Medicare Part B deductible ($110 per calendar year in 2005)

 

bullet

80 percent coverage for medically necessary emergency care in a foreign country, after a $250 deductible

 

bullet

Coverage for 100 percent of Medicare Part B excess charges

 

Medigap Plan G

 

bullet

All the basic benefits of Plan A

 

bullet

Coverage for the Medicare Part A inpatient hospital deductible ($912 per benefit period in 2005)

 

bullet

Coverage for the skilled-nursing facility co-insurance amount ($114 per day, for days 21 through 100 per benefit period, in 2005)

 

bullet

80 percent coverage for medically necessary emergency care in a foreign country, after a $250 deductible

 

bullet

Coverage for at-home recovery. The at-home recovery benefit pays up to $1,600 per year for short-term, at-home assistance with activities of daily living (like bathing, dressing, personal hygiene, etc.) for those recovering from an illness, injury, or surgery

 

bullet

Coverage for 80 percent of Medicare Part B excess charges

 

Medigap Plan H

 

bullet

All the basic benefits of Plan A

 

bullet

Coverage for the Medicare Part A inpatient hospital deductible ($912 per benefit period in 2005)

 

bullet

Coverage for the skilled-nursing facility co-insurance amount ($114 per day, for days 21 through 100 per benefit period, in 2005)

 

bullet

80 percent coverage for medically necessary emergency care in a foreign country, after a $250 deductible

 

 

 

Medigap Plan I

 

bullet

All the basic benefits of Plan A

 

bullet

Coverage for the Medicare Part A inpatient hospital deductible ($912 per benefit period in 2005)

 

bullet

Coverage for the skilled-nursing facility co-insurance amount ($114 per day, for days 21 through 100 per benefit period, in 2005)

 

bullet

80 percent coverage for medically necessary emergency care in a foreign country, after a $250 deductible

 

bullet

Coverage for at-home recovery. The at-home recovery benefit pays up to $1,600 per year for short-term, at-home assistance with activities of daily living (like bathing, dressing, personal hygiene, etc.) for those recovering from an illness, injury, or surgery

 

bullet

Coverage for 100 percent of Medicare Part B excess charges

 

 

 

Medigap Plan J

 

bullet

All the basic benefits of Plan A

 

bullet

Coverage for the Medicare Part A inpatient hospital deductible ($912 per benefit period in 2005)

 

bullet

Coverage for the skilled-nursing facility co-insurance amount ($114 per day, for days 21 through 100 per benefit period, in 2005)

 

bullet

Coverage for the Medicare Part B deductible ($110 per calendar year in 2003)

 

bullet

80 percent coverage for medically necessary emergency care in a foreign country, after a $250 deductible

 

bullet

Coverage for at-home recovery. The at-home recovery benefit pays up to $1,600 per year for short-term, at-home assistance with activities of daily living (like bathing, dressing, personal hygiene, etc.) for those recovering from an illness, injury, or surgery

 

bullet

Coverage for 100 percent of Medicare Part B excess charges

 

bullet

Coverage for preventive medical care. The preventive medical care benefit pays up to $120 per year for things like a physical exam, serum cholesterol screening, hearing test, diabetes screening, and thyroid function test

 


 

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