Counseling Locations and Appointments
Last Updated:
11/5/08
Medicare is the federal health insurance program for people over 65 or
people under 65 who qualify because of a disability. It is NOT
designed to cover all the cost of medical care.
Deductibles, co-payments and medical services not covered by Medicare can
be expensive.
Most Medicare beneficiaries select one of four options to fill these gaps: (only Medicare approved services are covered)
 |
Purchase a “fee-for-service” Medigap insurance policy as a supplement to Medicare |
|
Join a
Medicare Advantage plan |
|
Continue health insurance
coverage through an employer retirement plan such as the Federal Employee Health
Benefits Program (FEHBP) |
|
Apply for
Medicaid, QMB or SLMB, which provide medical assistance to people with low income and limited
assets |