How to Enroll in Medicare

How to Enroll in Medicare

Medicare enrollment is a simple process if you know the program very well. If you receive Social Security checks or pension from the federal government, joining the Medicare plan is automatically started in the month you turn 65. You will be getting the Part A and Part B coverage. The Medicare card will be sent to you three months in advance of your 65th birthday. It is also possible to decline the Part B plan if you require only the Part A coverage. If the persons or their spouses have paid the Medicare taxes for 40 or more quarters while in employment, they too are eligible for automatic enrollment in the Medicare plan when they are 65 years of age. They do not have to pay monthly premiums for Part A. However, Part B is a fee based service and all enrollees have to pay premiums which are deducted from their Social Security checks.

When you turn 65 and qualify the Medicare eligibility criteria, if you do not receive Social Security benefits or federal pension, and if you have not paid the Medicare taxes for a minimum of 40 quarters, you will have to apply for Medicare Part A coverage and pay monthly premiums. You have to initiate the enrollment process three months prior to your 65th birthday so that you start to receive the benefits from the age of 65 onwards. Applying for Medicare enrollment usually has three steps: determining your eligibility, collecting medical history, and selecting the most appropriate Medicare plan. Once you have verified you eligibility for applying for Medicare benefits, the next step is to gather all the necessary information regarding your medical history; details of diseases, disabilities, hospitals, doctors, treatment methods, medicines, equipment, etc. need to be collected before you start the application process. This will help you to decide which Medicare plan is best suited for you, which is the next stage of applying for Medicare enrollment. Based on your requirements, you make the selection from the four Medicare plans, namely Part A, Part B, Part C, and Part D. With all these information, you can contact your nearest Social Security Administration who handles the enrollment activities. If you’re unsure of how to go about the process, they may be able to help you in assessing your eligibility, collecting necessary medical details, and selecting a suitable Medicare plan. Alternatively, you can contact a Medicare representative or consult with your hospital or doctor to get guidance on the enrollment process.

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