Compare San Bernardino County California
Medicare Advantage Plans

A Medicare Advantage Plan in San Bernardino County, CA can provide additional benefits above and beyond Original Medicare. There are 60 Medicare Advantage Plans (Part-C) available in San Bernardino County from 16 different health insurance providers to compare in 2023. 46 of these Medicare Advantage Plans offer additional gap coverage to help avoid the “donut hole”. The plan with the lowest out-of-pocket expense is $299 and the highest out-of-pocket is $8300. San Bernardino County California qualifying beneficiaries can also pick from 34 Medicare Special Needs Plans. The highest rated Medicare Advantage Plan in San Bernardino County California received a 5 overall star rating from CMS.



Most Popular Plans by Enrollment in San Bernardino County, California

Plan Name Plan ID Marketing Name Monthly
Premium
Enrollment
Kaiser Permanente Senior Advantage Inland Empire (HMO)
H0524-015
Kaiser Permanente $0 89905
AARP Medicare Advantage SecureHorizons Focus (HMO-POS)
H0543-170
UnitedHealthcare $0 37032
SCAN Venture (HMO)
H5425-085
SCAN Health Plan $0 23109
Central Health Medicare Plan (HMO)
H5649-001
Central Health Medicare Plan $0 19865
SCAN Classic (HMO)
H5425-009
SCAN Health Plan $0 12712


2023 Medicare Advantage Plans in San Bernardino County, CA

(Click the Plan Name for More Details)
(⇅ Click the Header to Sort)


Name ⇅ Monthly
Premium
Deductible MOOP Gap 2023 Plan
Stars
Rating
Wellcare No Premium Best (HMO)
(H5087-016)

$0 $0 $1,000 Yes
Wellcare No Premium (HMO)
(H0562-126)

$0 $0 $850 Yes
Wellcare Low Premium (HMO)
(H0562-123)

$22.00 $0 $2,900 Yes
Wellcare Giveback (HMO)
(H5087-029)

$0 $0 $2,900 Yes
SCAN Venture (HMO)
(H5425-085)

$0 $0 $1,900 Yes
SCAN Prime (HMO)
(H5425-068)

$23.00 $0 $299 Yes
SCAN Classic (HMO)
(H5425-009)

$0 $0 $699 Yes
Molina Medicare Choice Care Select (HMO)
(H5810-015)

$0 $450.00 $8,300 No
Molina Medicare Choice Care (HMO)
(H5810-014)

$0 $0 $8,300 No
Kaiser Permanente Sr Advantage Inland Empire Value (HMO)
(H0524-081)

$0 $0 $1,999 Yes
Kaiser Permanente Senior Advantage Inland Empire (HMO)
(H0524-015)

$0 $0 $999 Yes
Imperial Traditional (HMO)
(H5496-007)

$0 $0 $2,999 Yes
Imperial Strong (HMO)
(H5496-014)

$0 $505.00 $8,300 No
Imperial Dynamic Plan (HMO)
(H5496-012)

$0 $0 $899 Yes
Humana Gold Plus H5619-150 (HMO)

$0 $100.00 $5,000 No
Humana Gold Plus H5619-148 (HMO)

$24.00 $0 $3,200 No
Humana Gold Plus H5619-039 (HMO)

$0 $0 $750 Yes
Humana Community (HMO)
(H7621-002)

$0 $0 $800 Yes
Clever Care Value Medicare Advantage (HMO)
(H7607-008)

$0 $0 $5,000 YesNA
Clever Care Longevity Medicare Advantage (HMO)
(H7607-002)

$0 $0 $1,700 YesNA
Clever Care Fortune Medicare Advantage (HMO)
(H7607-007)

$0 $0 $1,000 YesNA
Central Health Savings Plan (HMO)
(H5649-019)

$0 $0 $2,900 Yes
Central Health Premier Plan II (HMO)
(H5649-021)

$0 $0 $899 Yes
Central Health Premier Plan I (HMO)
(H5649-020)

$33.10 $0 $6,700 Yes
Central Health Medicare Plan (HMO)
(H5649-001)

$0 $0 $990 Yes
Brand New Day Part B Savings Plan (HMO)
(H0838-049)

$0 $0 $2,900 Yes
Brand New Day Classic Care II Plan (HMO)
(H0838-051)

$36.70 $50.00 $1,999 Yes
Brand New Day Classic Care I Plan (HMO)
(H0838-050)

$0 $0 $999 Yes
Blue Shield 65 Plus Choice Plan (HMO)
(H0504-040)

$0 $0 $899 Yes
Blue Shield 65 Plus (HMO)
(H0504-017)

$0 $0 $2,900 Yes
Anthem MediBlue Value Plus (HMO)
(H0544-008)

$0 $0 $1,900 Yes
Anthem MediBlue StartSmart Plus (HMO)
(H0544-007)

$0 $0 $3,000 No
Anthem MediBlue Select (HMO)
(H0544-066)

$0 $0 $1,800 Yes
Anthem MediBlue Prime (HMO)
(H4161-002)

$0 $0 $800 YesToo New
Anthem MediBlue Plus (HMO)
(H0544-127)

$0 $0 $5,000 Yes
Anthem MediBlue Extra (HMO)
(H0544-081)

$23.00 $505.00 $800 Yes
Alignment Health the ONE + Rite Aid (HMO)
(H3815-034)

$0 $0 $3,400 Yes
Alignment Health smartHMO (HMO)
(H3815-013)

$0 $0 $2,499 Yes
Alignment Health Platinum (HMO)
(H3815-015)

$0 $0 $998 Yes
Alignment Health My Choice CalPlus (HMO)
(H3815-007)

$0 $0 $3,000 Yes
Alignment Health My Choice (HMO)
(H3815-001)

$0 $0 $780 Yes
Alignment Health CalPlus + Veterans (HMO)
(H3815-036)

$0 $505.00 $5,900 No
Aetna Medicare Select Plan (HMO)
(H0523-022)

$0 $0 $3,400 Yes
Aetna Medicare Prime Plan (HMO)
(H0523-061)

$0 $0 $2,200 Yes
Aetna Medicare Plus Plan (HMO)
(H4982-002)

$0 $0 $899 Yes
Aetna Medicare Choice Plan (PPO)
(H5521-333)

$87.00 $0 $5,500 Yes
AARP Medicare Advantage SecureHorizons Premier (HMO-POS)
(H0543-166)

$25.90 $0 $800 Yes
AARP Medicare Advantage SecureHorizons Focus (HMO-POS)
(H0543-170)

$0 $0 $800 Yes
AARP Medicare Advantage Rebate (HMO-POS)
(H0543-238)

$0 $0 $800 Yes
AARP Medicare Advantage Harmony (HMO-POS)
(H0543-221)

$0 $0 $800 Yes
AARP Medicare Advantage Freedom Plus (HMO-POS)
(H0543-216)

$0 $0 $800 Yes
AARP Medicare Advantage Choice Plan 2 (PPO)
(H4829-015)

$0 $0 $4,500 Yes
AARP Medicare Advantage Choice Plan 1 (PPO)
(H4829-012)

$48.00 $0 $2,900 Yes






California Part-C Plans Without Drug Coverage

Plan Name ⇅ Premium Type MOOP 2023 Plan
Stars
Rating
Wellcare Patriot Giveback (HMO)
(H0562-044)

$0 LocalHMO* $4,500
Imperial Courage Plan (HMO)
(H5496-016)

$0 LocalHMO* $2,999
Humana Honor (HMO)
(H5619-121)

$0 LocalHMO* $4,999
Brand New Day Valor Care Plan (HMO)
(H0838-048)

$0 LocalHMO* $3,000
Aetna Medicare Eagle Plus Plan (PPO)
(H5521-369)

$0 LocalPPO* $6,700
Aetna Medicare Eagle Plan (HMO)
(H4982-013)

$0 LocalHMO* $4,200
AARP Medicare Advantage Patriot (HMO-POS)
(H0543-121)

$0 LocalHMO* $4,900





Medicare Special Needs Plans in San Bernardino County California

Plan Name ⇅ Monthly
Premium
Part D
Deductible
 Gap  Special
Needs
Type
2023 Plan
Stars
Rating
Wellcare Dual Align 129 (HMO D-SNP)
(H0562-129)
   $23.10 $505.00  No Dual-Eligible
VillageHealth (HMO-POS C-SNP)
(H5943-001)
   $31.20 $370.00  No Chronic or Disabling Condition
UnitedHealthcare Chronic Complete Focus (HMO C-SNP)
(H0543-241)
   $11.30 $505.00  No Chronic or Disabling Condition
UnitedHealthcare Chronic Complete (HMO-POS C-SNP)
(H0543-219)
   $0 $0  Yes Chronic or Disabling Condition
Senior Advantage Medicare Medi-Cal Inland Empire (HMO D-S
(H0524-073)
   $29.00 $505.00  No Dual-Eligible
SCAN Heart First (HMO C-SNP)
(H5425-033)
   $0 $0  Yes Chronic or Disabling Condition
SCAN Healthy at Home (HMO I-SNP)
(H9104-006)
   $0 $0  Yes InstitutionalNA
SCAN Embrace (HMO I-SNP)
(H5425-091)
   $0 $0  Yes Institutional
SCAN Connections at Home (HMO D-SNP)
(H5425-030)
   $37.60 $505.00  No Dual-Eligible
SCAN Connections (HMO D-SNP)
(H5425-010)
   $38.90 $505.00  No Dual-Eligible
Molina Medicare Complete Care Plus (HMO D-SNP)
(H5810-016)
   $38.90 $505.00  No Dual-Eligible
Molina Medicare Complete Care (HMO D-SNP)
(H5810-001)
   $38.90 $505.00  No Dual-Eligible
Imperial Senior Value (HMO C-SNP)
(H5496-005)
   $0 $0  Yes Chronic or Disabling Condition
IEHP DualChoice (HMO D-SNP)
(H8894-001)
   $38.90 $505.00  No Dual-EligibleToo New
Clever Care Jasmine Medicare Advantage (HMO C-SNP)
(H7607-011)
   $31.80 $505.00  Yes Chronic or Disabling ConditionNA
Central Health Medi-Medi Plan (HMO D-SNP)
(H5649-002)
   $38.90 $505.00  Yes Dual-Eligible
Central Health Focus Plan (HMO C-SNP)
(H5649-006)
   $0 $0  Yes Chronic or Disabling Condition
Brand New Day Select Choice I Plan (HMO I-SNP)
(H0838-044)
   $38.90 $505.00  Yes Institutional
Brand New Day Select Care I Plan (HMO I-SNP)
(H0838-042)
   $0 $0  Yes Institutional
Brand New Day Embrace Choice Plan (HMO C-SNP)
(H0838-040)
   $38.90 $505.00  Yes Chronic or Disabling Condition
Brand New Day Embrace Care Plan (HMO C-SNP)
(H0838-039)
   $0 $0  Yes Chronic or Disabling Condition
Brand New Day Dual Access Plan (HMO D-SNP)
(H0838-024)
   $38.90 $505.00  Yes Dual-Eligible
Brand New Day Bridges Choice Plan (HMO C-SNP)
(H0838-029)
   $38.90 $505.00  Yes Chronic or Disabling Condition
Brand New Day Bridges Care Plan (HMO C-SNP)
(H0838-028)
   $0 $0  Yes Chronic or Disabling Condition
Blue Shield TotalDual Plan (HMO D-SNP)
(H5928-055)
   $38.90 $505.00  Yes Dual-Eligible
Anthem MediBlue Lung Care (HMO C-SNP)
(H0544-019)
   $0 $0  Yes Chronic or Disabling Condition
Anthem MediBlue Heart Care (HMO C-SNP)
(H0544-038)
   $0 $0  Yes Chronic or Disabling Condition
Anthem MediBlue ESRD Care (HMO C-SNP)
(H0544-020)
   $0 $0  Yes Chronic or Disabling Condition
Anthem MediBlue Diabetes Care (HMO C-SNP)
(H0544-010)
   $0 $0  Yes Chronic or Disabling Condition
Anthem MediBlue Care On Site (HMO I-SNP)
(H0544-005)
   $0 $0  Yes Institutional
Alignment Health Heart and Diabetes (HMO C-SNP)
(H3815-010)
   $0 $0  Yes Chronic or Disabling Condition
Align Thrive (HMO I-SNP)
(H3274-002)
   $0 $505.00  No InstitutionalToo New
Align Premier (HMO I-SNP)
(H3274-001)
   $38.90 $505.00  No InstitutionalToo New
Align Connect (HMO C-SNP)
(H3274-003)
   $0 $505.00  No Chronic or Disabling ConditionToo New



Types of MA Plan in CA


HMO - Health Maintenance Organization. A Health Maintenance Organization manages your Part A and Part B health insurance benefits. In most cases you need to choose a primary care doctor. Health Maintenance Organization's offers services through a network of contracted hospitals, doctors and other providers, and the plan pays the providers directly. You generally must receive all Healthcare from the plan providers or through referrals from the plan provider. Emergency care, and out-of-area urgent care is still covered. An HMO-POS plan allows you to get some services out-of-network.

PPO - Preferred Provider Organization. A Preferred Provider Organization offers a network of doctors, hospitals, and other providers you can choose from. Because providers are preferred, you can save money by using in network providers or usually pay a higher cost to use out-of-network providers. A primary care doctor is not required.

PFFS - Private Fee For Service. A Private Fee For Service plan allows you greater flexibility in choosing a California provider. You may obtain covered services from any Medicare eligible provider who is willing to accept the plan's terms. The Healthcare provider must agree to accept the plan's terms before each visit. Some of these plans have a network of approved providers that have agreed to treat plan members.

SNP - Special Needs Plan. A Special Needs Plan is for individuals who receive Medicare and Medicaid, have specific severe or disabling chronic conditions or reside in a licensed nursing home or skilled facility. SNP plans must provide prescription drug coverage to San Bernardino County California residents.

Cost - Cost Plan. A cost plan doesn't replace your Original Medicare. It offers additional benefits to Original Medicare. If the cost plan doesn't include prescription drug coverage, you can enroll in a Part-D plan separately.





Can I get help in the coverage gap in San Bernardino County, CA?


Yes. 46 Medicare Advantage Plans in San Bernardino County offer additional gap coverage. Once in the coverage gap, you’ll pay no more than 25% of the cost for brand-name and generic prescription drugs. If you choose a drug plan that includes coverage in the gap, you may get a discount applied to the drug's price.

Are there Medicare Advantage Plans in San Bernardino County, CA?


There are 60 Medicare Advantage Plans available in San Bernardino County, California from 16 different health insurance providers. These plans offer additional benefits that aren't available through Original Medicare. Medicare beneficiaries who are interested in a Part-C policy may choose among many plans to compare versus San Diego County Medicare Advantage Plans.



How much is a Medicare Plan in San Bernardino County, CA?


Individuals who are interested in a Medicare Advantage Plan in California may choose among many cost options depending on your necessary benefits. The lowest plan premium is $0 and the highest premium is $87. The deductibles in San Bernardino County range from $0-$505. The plan with the lowest out-of-pocket (MOOP) expense is $299 and the highest out-of-pocket is $8300.



Things to consider when choosing a MA Plan in San Bernardino


  • Are you eligible for a Medicare Advantage Plan?

  • How much are the premiums, deductibles, and other costs?

  • Is there a yearly limit on what you could pay out-of-pocket?

  • Does the plan cover your prescription drugs?

  • Will you hit the prescription drug coverage gap?

  • Is your pharmacy in the plan’s network?

  • Will your prescription drugs require prior authorization?

  • How well does the plan cover the services you need like vision, hearing, or dental?

  • Are your doctors in-network?

  • Will you need to be referred to see a specialist?

  • Does the plan cover services from out-of-network providers?

  • How does the plan compare to your current coverage?

  • Do you want to juggle multiple Medicare plans?


Special Needs Plan in San Bernardino County Explained


C-SNP - Chronic Condition SNP. These plans help individuals receive customized care to fit their unique health care needs. You may qualify for C-SNP if you have one or more specific severe or disabling chronic conditions like:

  • Stroke
  • Certain neurologic disorders
  • Certain chronic and disabling mental health conditions
  • HIV/AIDS
  • Certain chronic lung disorders
  • Diabetes mellitus
  • End-Stage Renal Disease (ESRD)
  • End-stage liver disease
  • Certain severe hematologic disorders
  • Chronic alcohol and other drug dependence
  • Certain cardiovascular disorders
  • Cancer
  • Chronic heart failure
  • Certain autoimmune disorders
  • Dementia

I-SNP - Institutional SNP. These plans require 90 days or longer stay in a facility, or are expected to need the level of services provided in a long-term care (LTC) skilled nursing facility (SNF), a LTC nursing facility (NF), an intermediate care facility for individuals with intellectual disabilities, or an inpatient psychiatric facility.

D-SNP - Dual Eligible SNP. California Medicare and Medicaid enrollees who have limited income and resources may get help paying for their premiums and out-of-pocket medical expenses from Medicaid. Eligibility is based on a percentage of Federal Poverty Levels.


When to sign up for a California Medicare Advantage Plan?


Below mentioned are the types of the enrollment period, along with the instructions on what to do during this period:

Initial Enrollment Period (IEP). This period starts 3 months prior to the month you will turn 65. It ends after 3 months you have turned 65. At this stage, you can sign up for a California Medicare Advantage Plan.

Annual Enrollment Period (AEP). Also known as the Open Enrollment Period, it starts on the 15th of October and ends on the 7th of December. At this stage, you can either sign up for the plan, switch or leave your current plan.

Special Enrollment Period (SEP). This enrollment period depends on the personal circumstances of the beneficiaries, like if you move or lose insurance coverage. Check to determine if you qualify to modify your plan.

Open Enrollment Period. Jan 1 – Mar 31. If you’re enrolled in a California Medicare Advantage Plan, you can switch to a different Medicare Part-C Plan in San Bernardino County, CA or switch to Original Medicare once during this time.

5-star Special Enrollment Period. Dec 8 - Nov 30. If a Centers for Medicare and Medicaid Services (CMS) 5-star plan is available in your area you can switch to the 5-star plan once during this period.



Check for CMS Star Ratings

Centers for Medicare & Medicaid Service (CMS) assesses the quality of medical services of Medicare Advantage Plan using a 5-star rating system. A report is released yearly for the public to assess the quality of healthcare services. Thus, if you are searching for the highest Medicare Advantage Plan in your state, research the CMS ratings and costs of the plans report for further information.


Can I get a Medicare Advantage Plans in San Bernardino County, CA?

Yes. There are 60 Medicare Advantage Plans available in San Bernardino County, California from 16 different health insurance providers. These plans offer additional benefits that aren't available through Original Medicare.

How much is a Medicare Plan in San Bernardino County, California?

California residents who are interested in a Medicare Advantage Plan may choose among many cost options depending on your necessary benefits. The lowest plan premium is $0 and the highest premium is $87. The deductibles in San Bernardino County range from $0-$505

Can I get help in the coverage gap in San Bernardino County, CA?

Yes. 46 Medicare Advantage Plans in San Bernardino County offer additional gap coverage. Once in the coverage gap, you’ll pay no more than 25% of the cost for brand-name and generic prescription drugs. If you choose a drug plan that includes coverage in the gap, you may get a discount applied to the drug's price.

What is the most popular plan in San Bernardino, CA?

The most popular plan by enrollment in San Bernardino is the Kaiser Permanente Senior Advantage Inland Empire (HMO) with 89905 enrollment.



Source: CMS. Data as of Oct 1, 2022.
Plans are subject to change as contracts are finalized.
Includes 2023 approved contracts. Employer sponsored 800 series and plans under sanction are excluded. For 2023, enhanced alternative may offer additional cost sharing reductions in the gap on a sub-set of the formulary drugs, beyond the standard Part-D benefit.


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MedicareHelp.org is a privately-owned Non-governmental agency. The government website can be found at HealthCare.gov.

Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options. Enrollment depends on the plan’s contract renewal.

Every year, Medicare evaluates plans based on a 5-star rating system.