2014 Blue Cross MedicareRx Basic (PDP) S5715-012 By HISC - Blue Cross Blue Shield of Illinois

Blue Cross MedicareRx Basic (PDP) By HISC - Blue Cross Blue Shield of Illinois



Blue Cross MedicareRx Basic (PDP) is a Basic Alternative Medicare Prescription Drug Plan (PART D) by HISC - Blue Cross Blue Shield of Illinois. Stand-alone plans offer additional prescription drug coverage only and are an option if you are on Original Medicare insurance or you have a Medicare health plan that does not include Part D coverage.



2014 Medicare Prescription Supplement Plan Details

Plan Name:
Blue Cross MedicareRx Basic (PDP)
Provider: HISC - Blue Cross Blue Shield of Illinois
Plan ID:
S5715-012
Plan Year:2014
State: Illinois
Benefit Type: Basic
Monthly Drug Premium: $23.00
Drug Deductible: $310.00
Tiers with No Deductible: 0
Initial Coverage Limit:$2850
Gap Coverage: No Gap Coverage
National Plan: No


COMPARE AND SAVE ON MEDICARE INSURANCE




Deductible and Premium

The Blue Cross MedicareRx Basic (PDP) plan has a monthly drug premium of $23.00 and a $310.00 drug deductible. This HISC - Blue Cross Blue Shield of Illinois plan offers a $23.00 Part D Basic Premium that is below the regional benchmark. This covers the basic prescription benefit only and does not cover enhanced drug benefits such as medical benefits or hospital benefits. The Part D Supplemental Premium is $0.00 this Premium covers any enhanced plan benefits offered by HISC - Blue Cross Blue Shield of Illinois above and beyond the standard PDP benefits. This can include additional coverage in the gap, lower co-payments and coverage of non-Part D drugs. The Part D Total Premium is $23.00. The Part D Total Premium is the addition of the supplemental and basic premiums for some plans this amount can be lower due to negative basic or supplemental premiums.



Premium Assistance

Depending on your income level you may be eligible for full 75%, 50%, 25% premium assistance. The Blue Cross MedicareRx Basic (PDP) medicare insurance plan offers a $0.00 premium obligation if you receive a full low-income subsidy (LIS) assistance. And the payment is $5.70 for 75% low income subsidy $11.50 for 50% and $17.20 for 25%.



Part D Basic Premium: $23.00
Benchmark: below the regional benchmark
Part D Supplemental Premium $0.00
Benefit Type: Basic Alternative
Total Part D Premium: $23.00
$0 Premium with Full LIS: Yes
Full LIS Premium: $0.00
75% LIS Premium: $5.70
50% LIS Premium: $11.50
25% LIS Premium: $17.20


Gap Coverage

In 2014 once you and your plan provider have spent $2,850 on covered drugs. (combined amount plus your deductible) You will be in the coverage gap. (AKA "donut hole") You will be require to pay 47.5% of the plans cost for covered brand-name prescription drugs and 72% of the cost for generic drugs unless your plan offers additional coverage. This HISC - Blue Cross Blue Shield of Illinois plan covers No Gap Coverage through the gap. No Gap Coverage means 0% of formulary drugs are covered through the gap or 15 or less brand name products are covered through the gap.



Star Ratings for Blue Cross MedicareRx Basic (PDP) S5715

2014 Overall Rating
Members Choosing to Leave Plan
Rating of Drug Plan
Quality Improvement
Getting Needed Meds
Price Accuracy
Complaints
Access And Performance
High Risk Medication
Diabetes Treatment
Adherence for Diabetes
Adherence for Hypertension
Adherence for Cholesterol
Call Center
Auto Appeals
Appeals Upheld

  • Higher is Better




  • Source: CMS.

    Plans as of September 3, 2013.

    Plans are subject to change as contracts are finalized.

    Includes 2014 approved contracts/plans. Employer sponsored 800 series plans and plans under sanction are excluded.

    Star Rating as of September 27, 2013.

    For More Information on Ratings Please See the CMS Tech Notes Here.