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The 2022 Medicare Advantage Plans in Effingham County GA.
2016 Medicare Advantage Plans in Effingham County Georgia
There are 5 Medicare Advantage Plans available in Effingham County GA from 3 health insurance providers and 4 Special Needs Plans available. 2 Advantage plans offer additional gap coverage. The plan with the lowest out of pocket expense is $5900 and the highest out of pocket is $6700.
The highest rated plan available in Effingham County received a 4 overall star rating from CMS and the lowest rated plan is 3 stars.
(Click the Plan Name for More Details)
|Type||Gap|| Max Out
|Return to Counties In Georgia|
|BCBSHP MediBlue Plus (HMO)
|$40.00||$80.00||Local HMO||No||$5,900||Browse |
|Care Improvement Plus Medicare Advantage (Regional PPO)
|$39.00||$205.00||Regional PPO||No||$6,700||Browse |
|HumanaChoice H6609-120 (PPO)
|$47.00||$360.00||Local PPO||Yes||$6,700||Browse |
|HumanaChoice R5826-064 (Regional PPO)
|$0.00||Regional PPO *||$5,900|
|HumanaChoice R5826-077 (Regional PPO)
|$78.00||$360.00||Regional PPO||Yes||$6,700||Browse |
* Plan Type Indicates plan does not offer Medicare Part D drug coverage.
Medicare Special Needs Plans in Effingham county Georgia
|BCBSHP MediBlue Dual Advantage (HMO SNP)
|Care Improvement Plus Dual Advantage (Regional PPO SNP)
|Care Improvement Plus Gold Rx (Regional PPO SNP)
|$19.00||$260.00||No||Chronic or Disabling Condition||Browse |
|Care Improvement Plus Silver Rx (Regional PPO SNP)
|$7.10||$360.00||No||Chronic or Disabling Condition||Browse |
Plan Type Is the type of organization offering the Medicare Plans.
- HMO - Health Maintenance Organization
- PPO - Preferred Provider Organization
- PDP - Prescription Drug Plan
- SNP - Special Needs Plan
- POS - Point of Service
- PFFS - Private Fee For Service
Monthly Consolidated Premium (Includes Part C + D) Your premium may be lower depending on your eligibility for medical assistance. Call your plan for details.
Part D Total Premium: The Part D Total Premium is the sum of the Basic and Supplemental Premiums. Note: the Part D Total Premium is net of any Part A/B rebates applied to "buy down" the drug premium for Medicare Advantage plans; for some plans the total premium may be lower than the sum of the basic and supplemental premiums due to negative basic or supplemental premiums.Benefit Type
(EA) Enhanced Alternative plans may offer additional gap coverage which is calculated as the percentage of “generic” formulary products with coverage above standard "generic" coverage gap cost-sharing benefit and/or the percentage of “brand” formulary products covered in addition to the coverage gap discount for applicable drugs.
In 2016 once you and your plan provider have spent $3310 on covered drugs. (combined amount plus your deductible) You will be in the coverage gap. (AKA "donut hole") Once you reach the coverage gap you will pay 45% of the plans cost for covered brand-name prescription drugs and 58% on generic drugs unless your plan offers additional coverage.
Maximum Out-of-Pocket (MOOP) limit on enrollee spending that includes costs for all in-network Part A and Part B Services. NOT Part D - prescription drugs. N/A is defined as Not Applicable
Plans as of September 9, 2015.
Plans are subject to change as contracts are finalized.
Includes 2016 approved contracts/plans. Employer sponsored 800 series plans and plans under sanction are excluded. For 2016, enhanced alternative plans may offer additional cost sharing reductions in the gap on a sub-set of the formulary drugs, beyond the standard Part D benefit.