2018 Cigna-HealthSpring TotalCare (HMO SNP) DS-H0150

Cigna-HealthSpring TotalCare (HMO SNP) By Cigna-HealthSpring

Cigna-HealthSpring TotalCare (HMO SNP) is a 2018 Medicare Advantage Special Needs Plan plan by Cigna-HealthSpring. This plan from Cigna-HealthSpring works with Medicare to give you significant coverage beyond original Medicare. If you decide to sign up you still retain Original Medicare. But you will get additional Part A (Hospital Insurance) and Part B (Medical Insurance) coverage from Cigna-HealthSpring and not Original Medicare. All Medicare SNPs also provide Medicare additional Part-D drug coverage. Cigna-HealthSpring TotalCare (HMO SNP) DS-H0150 is a Dual Eligible Special Needs Plan (D-SNP). A Dual Eligible SNP is for beneficiaries who are eligible for both Medicare and Medicaid. If you have Medicare and get help from Medicaid you can join any Medicare SNP you qualify for or switch plans at any time.

2018 Medicare Special Needs Plan Details

Plan Name:
Cigna-HealthSpring TotalCare (HMO SNP)
Plan ID:
Special Needs Type: Dual-Eligible
Provider: Cigna-HealthSpring
Plan Year:2018
Plan Type: Local HMO
Monthly Premium C+D: $16.60


Coverage Area for Cigna-HealthSpring TotalCare (HMO SNP)

The Cigna-HealthSpring TotalCare (HMO SNP) DS-H0150 is available to residents in Alabama, and all Medicare SNPs must provide Medicare additional prescription drug (Part-D) coverage. Cigna-HealthSpring TotalCare (HMO SNP) is a Local HMO. With a health maintenance organization (HMO) you will be required to receive most of your health care from an in-network provider. Health maintenance organizations require that you select a primary care physician (PCP). Your PCP will serve as your personal doctor to provide all of your basic healthcare services. If you need special care for a physician specialist, your primary care physician will make the arrangements and tell you where you can go in the network. You will need your PCPs okay, called a referral. Without getting a referral or services received from out-of-network providers are not typically covered by the plan.

Part-C Premium

Cigna-HealthSpring plan charges a $0.00 Part-C premium. The Part C premium covers Medicare medical, hospital benefits and supplemental benefits if offered. You generally are also responsible for paying the Part B premium.

Part-D Deductible and Premium

The Cigna-HealthSpring TotalCare (HMO SNP) plan has a monthly drug premium of $16.60 and a $405.00 drug deductible. This Cigna-HealthSpring plan offers a $16.60 Part D Basic Premium that is below the regional benchmark. This covers the basic prescription benefit only and does not cover enhanced drug benefits such as medical benefits or hospital benefits. The Part D Supplemental Premium is $0.00 this Premium covers any enhanced plan benefits offered by Cigna-HealthSpring above and beyond the standard PDP benefits. This can include additional coverage in the gap, lower co-payments and coverage of non-Part D drugs. The Part D Total Premium is $16.60. The Part D Total Premium is the addition of the supplemental and basic premiums for some plans this amount can be lower due to negative basic or supplemental premiums.

Premium Assistance

Depending on your income level you may be eligible for full 75%, 50%, 25% premium assistance. The Cigna-HealthSpring TotalCare (HMO SNP) medicare insurance plan offers a $0.00 premium obligation if you receive a full low-income subsidy (LIS) assistance. And the payment is $4.10 for 75% low income subsidy $8.30 for 50% and $12.40 for 25%.

Part C Premium: $0.00
Part D (Drug) Premium: $16.60
Part D Supplemental Premium $0.00
Total Part D Premium: $16.60
Drug Deductible: $405.00
Tiers with No Deductible: 0
Benchmark: below the regional benchmark
Type of Medicare Health Plan: Defined Standard Benefit
Drug Benefit Type: Basic
Full LIS Premium: $0.00
75% LIS Premium: $4.10
50% LIS Premium: $8.30
25% LIS Premium: $12.40
Initial Coverage Limit:$3750
Gap Coverage: No

Gap Coverage

In 2018 once you and your plan provider have spent $3,750 on covered drugs. (combined amount plus your deductible) You will be in the coverage gap. (AKA "donut hole") You will be required to pay 35% for brand-name drugs and 44% on generic drugs unless your plan offers additional coverage. This Cigna-HealthSpring plan does not offer additional coverage through the gap.

Plan Services

Health plan deductible


Diagnostic procedures/lab services/imaging

Diagnostic tests and procedures 0% or 0-20%
Lab services $0 copay
Diagnostic radiology services (e.g., MRI) 0% or 0-20%
Outpatient x-rays 0% or 20%


Hearing exam $0 or $0-20
Fitting/evaluation $0 copay
Hearing aids $0 copay

Preventive dental

Oral exam $0 copay
Cleaning $0 copay
Fluoride treatment Not covered
Dental x-ray(s) $0 copay

Comprehensive dental

Non-routine services Not covered
Diagnostic services Not covered
Restorative services $10-195
Endodontics Not covered
Periodontics $10-55
Extractions $35-75
Prosthodontics, other oral/maxillofacial surgery, other services $25-195


Routine eye exam $0 copay
Other Not covered
Contact lenses $0 copay
Eyeglasses (frames and lenses) $0 copay
Eyeglass frames $0 copay
Eyeglass lenses $0 copay
Upgrades $0 copay

Mental health services

Coming soon
Outpatient group therapy visit with a psychiatrist $0 or $20
Outpatient individual therapy visit with a psychiatrist $0 or $20
Outpatient group therapy visit $0 or $20
Outpatient individual therapy visit $0 or $20

Skilled Nursing Facility

$0 for days 1 through 20
$0 or $167 for days 21 through 100

Rehabilitation services

Occupational therapy visit $0 copay
Physical therapy and speech and language therapy visit $0 copay


$0 or $230 or 20%


$0 copay

Other health plan deductibles?

In-Network No

Foot care (podiatry services)

Foot exams and treatment $0 or $20
Routine foot care Not covered

Medical equipment/supplies

Durable medical equipment (e.g., wheelchairs, oxygen) 0% or 20% per item
Prosthetics (e.g., braces, artificial limbs) 0% or 20% per item
Diabetes supplies 0% or 0-20% per item

Wellness programs (e.g., fitness, nursing hotline)


Medicare Part B drugs

Chemotherapy 0% or 20%
Other Part B drugs 0% or 20%

Maximum out-of-pocket enrollee responsibility (does not include prescription drugs)

$6,700 In-network

Optional supplemental benefits


Inpatient hospital coverage

Coming soon

Outpatient hospital coverage

$0 or $0-200 per visit

Doctor visits

Primary $0 copay
Specialist $0 or $20 per visit

Preventive care

$0 copay

Emergency care/Urgent care

Emergency $0 or $80 per visit (always covered)
Urgent care $0 or $65 per visit (always covered)

Ratings for Cigna-HealthSpring TotalCare (HMO SNP) DS

2018 Overall Rating
Part C Summary Rating
Part D Summary Rating
Staying Healthy: Screenings, Tests, Vaccines
Managing Chronic (Long Term) Conditions
Member Experience with Health Plan
Complaints and Changes in Plans Performance
Health Plan Customer Service
Drug Plan Customer Service
Complaints and Changes in the Drug Plan
Member Experience with the Drug Plan
Drug Safety and Accuracy of Drug Pricing

Member Experience with Health Plan

Total Experience Rating
Getting Needed Care
Timely Care and Appointments
Customer Service
Health Care Quality
Rating of Health Plan
Care Coordination

Member Complaints and Changes in Cigna-HealthSpring TotalCare (HMO SNP) Plans Performance

Total Rating
Members Leaving the Plan
Complaints about Health Plan
Beneficiary Access
Health Plan Quality Improvement

Health Plan Customer Service Rating for Cigna-HealthSpring TotalCare (HMO SNP)

Total Customer Service Rating
Timely Decisions About Appeals
Reviewing Appeals Decisions
Call Center, TTY, Foreign Language

Staying Healthy, Screening, Testing, & Vaccines

Total Preventative Rating
Breast Cancer Screening
Colorectal Cancer Screening
Annual Flu Vaccine
Improving Physical
Improving Mental Health
Monitoring Physical Activity
Adult BMI Assessment

Managing Chronic And Long Term Care for Older Adults

Total Rating
SNP Care Management
Medication Review
Functional Status Assessment
Pain Screening
Osteoporosis Management
Diabetes Care - Eye Exam
Diabetes Care - Kidney Disease
Diabetes Care - Blood Sugar
Controlling Blood Pressure
Rheumatoid Arthritis
Improving Bladder Control
Reducing Risk of Falling
Plan - Cause Readmissions

Member Experience with the Drug Plan

Total Rating
Rating of Drug Plan
Getting Needed Prescription Drugs

Drug Safety and Accuracy of Drug Pricing

Total Rating
MPF Price Accuracy
Drug Adherence for Diabetes Medications
Drug Adherence for Hypertension (RAS antagonists)
Drug Adherence for Cholesterol (Statins)
MTM Program Completion Rate for CMR

Ratings For Member Complaints and Changes in the Drug Plans Performance

Total Rating
Complaints about the Drug Plan
Members Choosing to Leave the Plan
Beneficiary Access
Drug Plan Quality Improvement

Cigna-HealthSpring TotalCare (HMO SNP) Drug Plan Customer Service ratings

Total Rating
Appeals Auto Forward
Appeals Upheld
Call Center, TTY, Foreign Language

Source: CMS.

Plans as of September 2, 2017.

Star Rating as of September 6, 2017.

For More Information on Ratings Please See the CMS Tech Notes Here.

Notes: Data are subject to change. All contracts for 2018 have not been finalized. For 2018, enhanced alternative plans may offer additional cost sharing reductions in the gap on a sub-set of the formulary drugs, beyond the standard Part Part D benefit.

Includes 2018 approved contracts/plans. Employer sponsored 800 series plans and plans under sanction are excluded.

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