You are Currently Viewing the 2020 Medicare Plans.
Click here If you Would Like to See
The 2021 Medicare Advantage Plans in Mchenry County IL.

2020 Mchenry County Illinois
Medicare Advantage Plans

There are 24 Medicare Advantage Plans available in Mchenry County IL from 8 different health insurance providers. 4 of these Medicare Advantage plans offer additional gap coverage. The plan with the lowest out of pocket expense is $2500 and the highest out of pocket is $6700. Mchenry County Illinois residents can also pick from 5 Medicare Special Needs Plans. The highest rated plan available in Mchenry County received a 4.5 overall star rating from CMS and the lowest rated plan is 2.5 stars

(Click the Plan Name for More Details)
(⇅ Click the Header to Sort)

Name ⇅ Premium Deductible MOOP Gap Plan
AARP Medicare Advantage Access (HMO)
More details...
$0 $100.00 $3,600 NoEnroll
AARP Medicare Advantage Choice (PPO)
More details...
$38.00 $195.00 $3,900 NoEnroll
AARP Medicare Advantage Plan 1 (HMO)
More details...
$26.00 $195.00 $3,900 NoEnroll
AARP Medicare Advantage Plan 2 (HMO)
More details...
$76.00 $60.00 $3,900 NoEnroll
AARP Medicare Advantage Walgreens (PPO)
More details...
$0 $250.00 $5,900 NoEnroll
Aetna Medicare Premier Plus (PPO)
More details...
$58.00 $0 $3,250 YesEnroll
Aetna Medicare Prime (HMO)
More details...
$0 $0 $3,450 YesToo NewEnroll
Aetna Medicare Value (HMO)
More details...
$9.00 $150.00 $4,000 YesEnroll
Aetna Medicare Value (PPO)
More details...
$0 $0 $3,750 YesEnroll
Clear Spring Health Essential (HMO)
More details...
$0 $0 $2,900 NoToo NewEnroll
Clear Spring Health Essential Plus (HMO)
More details...
$49.00 $0 $2,500 NoToo NewEnroll
Community Advantage (HMO)
More details...
$0 $0 $3,950 NoEnroll
Community Flex-Plan (HMO-POS)
More details...
$26.00 $435.00 $3,950 NoEnroll
Humana Community Select HMO H1468-018 (HMO)
More details...
$0 $0 $3,200 NoEnroll
Humana Gold Choice H8145-008 (PFFS)
More details...
$166.00 $380.00 $- NoEnroll
Humana Gold Plus H1468-014 (HMO)
More details...
$28.00 $0 $6,700 NoEnroll
HumanaChoice H5216-013 (PPO)
More details...
$88.00 $0 $6,700 NoEnroll
HumanaChoice R5361-002 (Regional PPO)
More details...
$139.00 $420.00 $6,700 NoEnroll
Sunrise Advantage Community Plan (HMO)
More details...
$69.00 $0 $5,700 NoNAEnroll
WellCare Edge (HMO)
More details...
$15.30 $435.00 $3,400 NoEnroll
WellCare Essential (HMO)
More details...
$0 $0 $3,750 NoEnroll

Return to 2020 Medicare Advantage Plans in Illinois

Medicare Advantage Health Plans Without Drug Coverage

Plan Name ⇅ Premium Type MOOP Overall
Sign Up
HumanaChoice H5216-178 (PPO)
$0 Local PPO * $6,700 Enroll
HumanaChoice R5361-001 (Regional PPO)
$0 Regional PPO * $6,700 Enroll
Lasso Healthcare (MSA)
MSA * $- NAEnroll

2020 Medicare Special Needs Plans in Mchenry county Illinois

Plan Name ⇅ Monthly
Part D
 Gap  Special Needs
Provider Partners Illinois Advantage Plan (HMO I-SNP)     $26.00 $435.0  No InstitutionalToo New
Reflections (HMO C-SNP)     $69.00 $0  No Chronic or Disabling ConditionNA
Sunrise Advantage Plan (HMO I-SNP)     $0 $0  No InstitutionalNA
UnitedHealthcare Nursing Home Plan 1 (HMO-POS I-SNP)     $26.00 $435.0  No Institutional
UnitedHealthcare Nursing Home Plan 2 (PPO I-SNP)     $26.00 $435.0  No Institutional

Plan Type Is the type of organization offering the Medicare Plans.

  • HMO - Health Maintenance Organization
  • PPO - Preferred Provider Organization
  • PDP - Prescription Drug Plan
  • SNP - Special Needs Plan
  • POS - Point of Service
  • PFFS - Private Fee For Service

Monthly Consolidated Premium (Includes Part C + D) Your premium may be lower depending on your eligibility for medical assistance. Call your provider for details.

Part D Total Premium: The Part D Total Premium is the sum of the Basic and Supplemental Premiums. Note: the Part D Total Premium is net of any Part A/B rebates applied to "buy down" the drug premium for Medicare Advantage; for some plans the total premium may be lower than the sum of the basic and supplemental premiums due to negative basic or supplemental premiums.

Benefit Type
  • (EA) Enhanced Alternative may offer additional gap coverage which is calculated as the percentage of generic formulary products with coverage above standard generic coverage gap cost-sharing benefit and/or the percentage of brand formulary products covered in addition to the coverage gap discount for applicable drugs.
  • (DS) Defined Standard Benefit
  • (BA) Basic Alternative
  • (AE) Actuarially Equivalent Standard


In 2020 once you and your plan provider have spent $4020 on covered drugs. (combined amount plus your deductible) You will be in the coverage gap. (AKA "donut hole") Once you reach the coverage gap you will pay 25% of the plans cost for covered brand-name prescription drugs and 25% on generic drugs unless your plan offers additional coverage.

Maximum Out-of-Pocket (MOOP) limit on enrollee spending that includes costs for all in-network Part A and Part B Services. NOT Part D - prescription drugs. N/A is defined as Not Applicable

Source: CMS. Data as of September 3, 2019.
Star Rating as of October 11, 2019.
For More Information on Ratings Please See the CMS Tech Notes.
Plans are subject to change as contracts are finalized.
Includes 2020 approved contracts. Employer sponsored 800 series and plans under sanction are excluded. For 2020, enhanced alternative may offer additional cost sharing reductions in the gap on a sub-set of the formulary drugs, beyond the standard Part-D benefit.

Call For A licensed Sales Agent

Or Enroll Online Here

Call to Enroll!