UnitedHealthcare Dual Complete (HMO D-SNP) By UnitedHealthcare
UnitedHealthcare Dual Complete (HMO D-SNP) is a 2020 Medicare Advantage Special Needs Plan plan by UnitedHealthcare. This plan from UnitedHealthcare works with Medicare to give you significant coverage beyond original Medicare. If you decide to sign up you still retain Original Medicare. But you will get additional Part A (Hospital Insurance) and Part B (Medical Insurance) coverage from UnitedHealthcare and not Original Medicare. All Medicare SNPs also provide Medicare additional Part-D drug coverage. UnitedHealthcare Dual Complete (HMO D-SNP) DS-H6595 is a Dual Eligible Special Needs Plan (D-SNP). A Dual Eligible SNP is for beneficiaries who are eligible for both Medicare and Medicaid. If you have Medicare and get help from Medicaid you can join any Medicare SNP you qualify for or switch plans at any time.
2020 Medicare Special Needs Plan Details
UnitedHealthcare Dual Complete (HMO D-SNP)
|Special Needs Type:||Dual-Eligible|
|Plan Type:||Local HMO|
|Monthly Premium C+D:||$29.50|
The UnitedHealthcare Dual Complete (HMO D-SNP) DS-H6595 is available to residents in Kentucky, and all Medicare SNPs must provide Medicare additional prescription drug (Part-D) coverage. UnitedHealthcare Dual Complete (HMO D-SNP) is a Local HMO. With a health maintenance organization (HMO) you will be required to receive most of your health care from an in-network provider. Health maintenance organizations require that you select a primary care physician (PCP). Your PCP will serve as your personal doctor to provide all of your basic healthcare services. If you need special care for a physician specialist, your primary care physician will make the arrangements and tell you where you can go in the network. You will need your PCPs okay, called a referral. Without getting a referral or services received from out-of-network providers are not typically covered by the plan.
UnitedHealthcare plan charges a $0.00 Part-C premium. The Part C premium covers Medicare medical, hospital benefits and supplemental benefits if offered. You generally are also responsible for paying the Part B premium.
Part-D Deductible and Premium
The UnitedHealthcare Dual Complete (HMO D-SNP) plan has a monthly drug premium of $29.50 and a $435.00 drug deductible. This UnitedHealthcare plan offers a $29.50 Part D Basic Premium that is below the regional benchmark. This covers the basic prescription benefit only and does not cover enhanced drug benefits such as medical benefits or hospital benefits. The Part D Supplemental Premium is $0.00 this Premium covers any enhanced plan benefits offered by UnitedHealthcare above and beyond the standard PDP benefits. This can include additional coverage in the gap, lower co-payments and coverage of non-Part D drugs. The Part D Total Premium is $29.50. The Part D Total Premium is the addition of the supplemental and basic premiums for some plans this amount can be lower due to negative basic or supplemental premiums.
Depending on your income level you may be eligible for full 75%, 50%, 25% premium assistance. The UnitedHealthcare Dual Complete (HMO D-SNP) medicare insurance plan offers a $0.00 premium obligation if you receive a full low-income subsidy (LIS) assistance. And the payment is $7.40 for 75% low income subsidy $14.70 for 50% and $22.10 for 25%.
|Part C Premium:||$0.00|
|Part D (Drug) Premium:||$29.50|
|Part D Supplemental Premium||$0.00|
|Total Part D Premium:||$29.50|
|Tiers with No Deductible:||0|
|Benchmark:||below the regional benchmark|
|Type of Medicare Health Plan:||Defined Standard Benefit|
|Drug Benefit Type:||Basic|
|Full LIS Premium:||$0.00|
|75% LIS Premium:||$7.40|
|50% LIS Premium:||$14.70|
|25% LIS Premium:||$22.10|
In 2020 once you and your plan provider have spent $4020 on covered drugs. (combined amount plus your deductible) You will be in the coverage gap. (AKA "donut hole") You will be required to pay 25% for brand-name drugs and 25% on generic drugs unless your plan offers additional coverage. This UnitedHealthcare plan does not offer additional coverage through the gap.
UnitedHealthcare Drug Coverage and Formulary
A formulary is divided into tiers or levels of coverage based on the type or usage of your medication or benefit categories, according to drug costs. Each tier will have a defined out-of-pocket cost that you must pay before receiving the drug. You can see complete 2020 UnitedHealthcare Dual Complete (HMO D-SNP) H6595-001 Formulary here.
Health plan deductible
Emergency care/Urgent care
|Urgent care||$0 copay|
Diagnostic procedures/lab services/imaging
|Diagnostic tests and procedures||$0 copay|
|Lab services||$0 copay|
|Diagnostic radiology services (e.g., MRI)||$0 copay|
|Outpatient x-rays||$0 copay|
|Hearing exam||$0 copay|
|Hearing aids||$0 copay|
|Oral exam||$0 copay|
|Fluoride treatment||$0 copay|
|Dental x-ray(s)||$0 copay|
|Prosthodontics, other oral/maxillofacial surgery, other services||Not covered|
|Routine eye exam||$0|
|Contact lenses||$0 copay|
|Eyeglasses (frames and lenses)||Not covered|
|Eyeglass frames||$0 copay|
|Eyeglass lenses||$0 copay|
Mental health services
|Inpatient hospital - psychiatric||$0 copay|
|Outpatient group therapy visit with a psychiatrist||$0 copay|
|Outpatient individual therapy visit with a psychiatrist||$0 copay|
|Outpatient group therapy visit||$0 copay|
|Outpatient individual therapy visit||$0 copay|
Skilled Nursing Facility
|Occupational therapy visit||$0 copay|
|Physical therapy and speech and language therapy visit||$0 copay|
Other health plan deductibles?
Foot care (podiatry services)
|Foot exams and treatment||$0 copay|
|Routine foot care||$0|
|Durable medical equipment (e.g., wheelchairs, oxygen)||$0 copay|
|Prosthetics (e.g., braces, artificial limbs)||$0 copay|
|Diabetes supplies||$0 copay|
Wellness programs (e.g., fitness, nursing hotline)
Medicare Part B drugs
|Other Part B drugs||$0 copay|
Maximum out-of-pocket enrollee responsibility (does not include prescription drugs)
Optional supplemental benefits
Additional benefits and/or reduced cost-sharing for enrollees with certain health conditions?
Inpatient hospital coverage
Outpatient hospital coverage
Coverage Area for UnitedHealthcare Dual Complete (HMO D-SNP)
Plans as of September 4, 2019.
Star Rating as of October 11, 2019.
Plan Services are 2019 information as reference. 2020 information will be added when released.
Notes: Data are subject to change. All contracts for 2020 have not been finalized. For 2020, enhanced alternative plans may offer additional cost sharing reductions in the gap on a sub-set of the formulary drugs, beyond the standard Part Part D benefit.
Includes 2020 approved contracts/plans. Employer sponsored 800 series plans and plans under sanction are excluded.