2019 Johns Hopkins Advantage MD Plus (PPO) H3890-002 By Johns Hopkins HealthCare

2019 Medicare Advantage Plan Services for
Johns Hopkins Advantage MD Plus (PPO)


Johns Hopkins Advantage MD Plus (PPO) H3890-002 is a 2019 Medicare Advantage or Medicare Part-C plan by Johns Hopkins HealthCare available to residents in Maryland. This plan includes additional Medicare prescription drug (Part-D) coverage. The Johns Hopkins Advantage MD Plus (PPO) has a monthly premium of $90.00 and has an in-network Maximum Out-of-Pocket limit of $6,700 (MOOP). This means that if you get sick or need a high cost procedure the co-pays are capped once you pay $6,700 out of pocket. This can be a extremely nice safety net.

Johns Hopkins Advantage MD Plus (PPO) is a Local PPO. A preferred provider organization (PPO) is a Medicare plan that has created contracts with a network of "preferred" providers for you to choose from at reduced rates. You do not need to select a primary care physician and you do not need referrals to see other providers in the network. Offering you a little more flexibility overall. You can get medical attention from a provider outside of the network but you will have to pay the difference between the out-of-network bill and the PPOs discounted rate.

Johns Hopkins HealthCare works with Medicare to provide significant coverage beyond Part A and Part B benefits. If you decide to sign up for Johns Hopkins Advantage MD Plus (PPO) you still retain Original Medicare. But you will get additional Part A (Hospital Insurance) and Part B (Medical Insurance) coverage from Johns Hopkins HealthCare and not Original Medicare. With Medicare Advantage Plans you are always covered for urgently needed and emergency care. Plus you receive all of the benefits of Original Medicare from Johns Hopkins HealthCare except hospice care. Original Medicare still provides you with hospice care even if you sign up for a Medicare Advantage Plan.



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2019 Johns Hopkins HealthCare Medicare Advantage Plan Details

Name:
Johns Hopkins Advantage MD Plus (PPO)
ID:
H3890-002
Provider:Johns Hopkins HealthCare
Year:2019
Type: Local PPO
Monthly Premium C+D: $90.00
Part C Premium:$40.80
MOOP: $6,700
Part D (Drug) Premium:$44.40
Part D Supplemental Premium$4.80
Total Part D Premium:$49.20
Drug Deductible:$350.00
Tiers with No Deductible:1
Gap Coverage:No
Initial Coverage Limit:$3820
Benchmark:not below the regional benchmark
Type of Medicare Health:Enhanced Alternative
Drug Benefit Type:Enhanced






Part-C Premium

Johns Hopkins HealthCare plan charges a $40.80 Part-C premium. The Part C premium covers Medicare medical, hospital benefits and supplemental benefits if offered. You generally are also responsible for paying the Part B premium.



Part-D Deductible and Premium

Johns Hopkins Advantage MD Plus (PPO) has a monthly drug premium of $44.40 and a $350.00 drug deductible. This Johns Hopkins HealthCare plan offers a $44.40 Part D Basic Premium that is not below the regional benchmark. This covers the basic prescription benefit only and does not cover enhanced drug benefits such as medical benefits or hospital benefits. The Part D Supplemental Premium is $4.80 this Premium covers any enhanced plan benefits offered by Johns Hopkins HealthCare above and beyond the standard PDP benefits. This can include additional coverage in the gap, lower co-payments and coverage of non-Part D drugs. The Part D Total Premium is $49.20. The Part D Total Premium is the addition of the supplemental and basic premiums for some plans this amount can be lower due to negative basic or supplemental premiums.



Premium Assistance

Depending on your income level you may be eligible for full 75%, 50%, 25% premium assistance. The Johns Hopkins Advantage MD Plus (PPO) medicare insurance offers a $19.20 premium obligation if you receive a full low-income subsidy (LIS) assistance. And the payment is $26.70 for 75% low income subsidy $34.20 for 50% and $41.70 for 25%.



Full LIS Premium:$19.20
75% LIS Premium:$26.70
50% LIS Premium:$34.20
25% LIS Premium:$41.70


Gap Coverage

In 2019 once you and your plan provider have spent $3820 on covered drugs. (combined amount plus your deductible) You will be in the coverage gap. (AKA "donut hole") You will be required to pay 25% for brand-name drugs and 37% on generic drugs unless your plan offers additional coverage. This Johns Hopkins HealthCare plan does not offer additional coverage through the gap.





Plan Services




Health plan deductible


$0



Emergency care/Urgent care


Emergency $90 per visit (always covered)
Urgent care $40 per visit (always covered)



Diagnostic procedures/lab services/imaging


Diagnostic tests and procedures In-Network 20%
Diagnostic tests and procedures Out-of-Network 45%
Lab services In-Network $0 copay
Lab services Out-of-Network 45%
Diagnostic radiology services (e.g., MRI) In-Network $250
Diagnostic radiology services (e.g., MRI) Out-of-Network 45%
Outpatient x-rays In-Network $30
Outpatient x-rays Out-of-Network 30%



Hearing


Hearing exam In-Network $40
Hearing exam Out-of-Network 45%
Fitting/evaluation Not covered
Hearing aids In-Network $699-999
Hearing aids Out-of-Network $699-999



Preventive dental


Oral exam In-Network $10
Oral exam Out-of-Network 45%
Cleaning In-Network $10
Cleaning Out-of-Network 45%
Fluoride treatment Not covered
Dental x-ray(s) In-Network $20
Dental x-ray(s) Out-of-Network 45%



Comprehensive dental


Non-routine services Not covered
Diagnostic services Not covered
Restorative services Not covered
Endodontics Not covered
Periodontics Not covered
Extractions Not covered
Prosthodontics, other oral/maxillofacial surgery, other services Not covered



Vision


Routine eye exam In-Network $0 copay
Routine eye exam Out-of-Network 45%
Other Not covered
Contact lenses In-Network $0 copay
Contact lenses Out-of-Network 45%
Eyeglasses (frames and lenses) In-Network $0 copay
Eyeglasses (frames and lenses) Out-of-Network 45%
Eyeglass frames In-Network $0 copay
Eyeglass frames Out-of-Network 45%
Eyeglass lenses In-Network $0 copay
Eyeglass lenses Out-of-Network 45%
Upgrades Not covered



Mental health services


Inpatient hospital - psychiatric In-Network $200 per day for days 1 through 6
$0 per day for days 7 through 90
Inpatient hospital - psychiatric Out-of-Network 30% per stay
Outpatient group therapy visit with a psychiatrist In-Network $40
Outpatient group therapy visit with a psychiatrist Out-of-Network 45%
Outpatient individual therapy visit with a psychiatrist In-Network $40
Outpatient individual therapy visit with a psychiatrist Out-of-Network 45%
Outpatient group therapy visit In-Network $40
Outpatient group therapy visit Out-of-Network 45%
Outpatient individual therapy visit In-Network $40
Outpatient individual therapy visit Out-of-Network 45%



Skilled Nursing Facility


In-Network $0 per day for days 1 through 20
$150 per day for days 21 through 100
Out-of-Network 30% per stay



Rehabilitation services


Occupational therapy visit In-Network $30
Occupational therapy visit Out-of-Network 30%
Physical therapy and speech and language therapy visit In-Network $30
Physical therapy and speech and language therapy visit Out-of-Network 30%



Ground ambulance


In-Network $300
Out-of-Network $300



Other health plan deductibles?


In-Network No



Transportation


Not covered



Foot care (podiatry services)


Foot exams and treatment In-Network $40
Foot exams and treatment Out-of-Network 30%
Routine foot care In-Network 20%
Routine foot care Out-of-Network 30%



Medical equipment/supplies


Durable medical equipment (e.g., wheelchairs, oxygen) In-Network 20% per item
Durable medical equipment (e.g., wheelchairs, oxygen) Out-of-Network 45% per item
Prosthetics (e.g., braces, artificial limbs) In-Network 20% per item
Prosthetics (e.g., braces, artificial limbs) Out-of-Network 45% per item
Diabetes supplies In-Network $0 copay
Diabetes supplies Out-of-Network 30% per item



Wellness programs (e.g., fitness, nursing hotline)


Covered



Medicare Part B drugs


Chemotherapy In-Network 20%
Chemotherapy Out-of-Network 40%
Other Part B drugs In-Network 20%
Other Part B drugs Out-of-Network 40%



Maximum out-of-pocket enrollee responsibility (does not include prescription drugs)


$10,000 In and Out-of-network
$6,700 In-network



Optional supplemental benefits


Yes



Additional benefits and/or reduced cost-sharing for enrollees with certain health conditions?


In-Network No



Inpatient hospital coverage


In-Network $310 per day for days 1 through 6
$0 per day for days 7 through 90
Out-of-Network 30% per stay



Outpatient hospital coverage


In-Network $300 per visit
Out-of-Network 50% per visit



Doctor visits


Primary In-Network $5 per visit
Primary Out-of-Network 30% per visit
Specialist In-Network $50 per visit
Specialist Out-of-Network 30% per visit



Preventive care


In-Network $0 copay
Out-of-Network 45%




Ratings for Johns Hopkins Advantage MD Plus (PPO) H3890

2018 Overall Rating
Part C Summary Rating
Part D Summary Rating
Staying Healthy: Screenings, Tests, Vaccines
Managing Chronic (Long Term) Conditions
Member Experience with Health Plan
Complaints and Changes in Plans Performance
Health Plan Customer Service
Drug Plan Customer Service
Complaints and Changes in the Drug Plan
Member Experience with the Drug Plan
Drug Safety and Accuracy of Drug Pricing


Staying Healthy, Screening, Testing, & Vaccines

Total Preventative Rating
Breast Cancer Screening
Colorectal Cancer Screening
Annual Flu Vaccine
Improving Physical
Improving Mental Health
Monitoring Physical Activity
Adult BMI Assessment


Managing Chronic And Long Term Care for Older Adults

Total Rating
SNP Care Management
Medication Review
Functional Status Assessment
Pain Screening
Osteoporosis Management
Diabetes Care - Eye Exam
Diabetes Care - Kidney Disease
Diabetes Care - Blood Sugar
Controlling Blood Pressure
Rheumatoid Arthritis
Reducing Risk of Falling
Improving Bladder Control
Medication Reconciliation
Plan All-Cause Readmissions
Statin Therapy


Member Experience with Health Plan

Total Experience Rating
Getting Needed Care
Timely Care and Appointments
Customer Service
Health Care Quality
Rating of Health Plan
Care Coordination


Member Complaints and Changes in Johns Hopkins Advantage MD Plus (PPO) Plans Performance

Total Rating
Complaints about Health Plan
Members Leaving the Plan
Health Plan Quality Improvement


Health Plan Customer Service Rating for Johns Hopkins Advantage MD Plus (PPO)

Total Customer Service Rating
Timely Decisions About Appeals
Reviewing Appeals Decisions
Call Center, TTY, Foreign Language


Johns Hopkins Advantage MD Plus (PPO) Drug Plan Customer Service ratings

Total Rating
Call Center, TTY, Foreign Language
Appeals Auto
Appeals Upheld


Ratings For Member Complaints and Changes in the Drug Plans Performance

Total Rating
Complaints about the Drug Plan
Members Choosing to Leave the Plan
Drug Plan Quality Improvement


Member Experience with the Drug Plan

Total Rating
Rating of Drug Plan
Getting Needed Prescription Drugs


Drug Safety and Accuracy of Drug Pricing

Total Rating
MPF Price Accuracy
Drug Adherence for Diabetes Medications
Drug Adherence for Hypertension (RAS antagonists)
Drug Adherence for Cholesterol (Statins)
MTM Program Completion Rate for CMR
Statin with Diabetes


Coverage Area for Johns Hopkins Advantage MD Plus (PPO)

(Click county to compare all available Advantage plans)



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Source: CMS.
Data as of September 2, 2018.
Star Rating as of October 10, 2018.
For More Information on Ratings Please See the CMS Tech Notes.
Notes: Data are subject to change as contracts are finalized. For 2019, enhanced alternative may offer additional cost sharing reductions in the gap on a sub-set of the formulary drugs, beyond the standard Part D benefit. Includes 2019 approved contracts. Employer sponsored 800 series and plans under sanction are excluded.

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