Independent Healths Encompass 65 Element (HMO) Formulary



Below is the 2022 Formulary, or prescription drug list, from Independent Health Association, Inc. for Independent Healths Encompass 65 Element (HMO)( H3362-038). A formulary is a list of prescription medications that are covered under Independent Health Association, Inc.'s 2022 Medicare Advantage Plan in New York.

This Independent Healths Encompass 65 Element (HMO) plan has a $195 drug deductible. A deductible is the amount of expenses that must be paid out of pocket before the Initial Coverage period begins. However some drugs do not require that the deductible is met before you receive coverage. You can see if the deductible is required below in the "Does the Deductible Apply" column.

The Initial Coverage Limit (ICL) for this plan is $4430. The Initial Coverage Period is the period after the Deductible has been met but before the Coverage Gap phase. Once you and your plan provider have spent $4430 on covered drugs. (combined amount plus your deductible)

You will enter the coverage gap. (AKA "donut hole") Once you reach the coverage gap you will be required to pay 25% of the plan's cost for covered brand-name prescription drugs unless your plan offers additional coverage. You can see if this plan offers coverage in the "donut hole" be clicking the "Coverage Gap" link on the left above the chart.

In 2022 if you have spent $7550 in expenditures you enter the Catastrophic Phase. During the Catastrophic Period you will begin to receive significant coverage. Independent Healths Encompass 65 Element (HMO) will begin paying approximately 95% of your covered medication expenses. You can see if this plan covers your drugs in the Catastrophic Phase by clicking the "Catastrophic" link on the left above the chart.




Plan Name:Independent Healths Encompass 65 Element (HMO)
Plan ID: H3362-038
Formulary
Provider: Independent Health Association, Inc.
Plan Year:2022
Premium:$0.00
Deductible:$195
Initial Coverage Limit:$4430
Coverage Area:New York


Change Table Options:

Drugs Starting Letter:
Coverage Phase:

⇅ Click the Header to Sort
Drug
Name⇅
Tier
Level
Deductible
Apply
Cost
Preferred
Cost
Non
Preferred
Cost
Mail
Limit
Amt/Days
Prior Auth
Y/N
Step
Therapy
Bacitracin Zinc And Polymyxin B Sulfate
2NNA$15NANN
Baclofen
4YNA41%NANN
Bafiertam
5NA29%NAYN
Balsalazide Disodium
2NNA$15NANN
Balversa
5NA29%NAYN
Balziva
2NNA$15NANN
Baqsimi
2NNA$15NANN
Baraclude
5NA29%NANN
Bcg Vaccine
2NNA$15NANN
Benazepril Hydrochloride And Hydrochlorothiazide
1NNA$0NANN
Benztropine Mesylate
2NNA$15NANN
Bepotastine Besilate
4YNA41%NANN
Berinert
5NA29%NAYN
Betamethasone Dipropionate
2NNA$15NANN
Betamethasone Valerate
2NNA$15NANN
Betaxolol Hydrochloride
2NNA$15NANN
Bethanechol Chloride
2NNA$15NANN
Betimol
3YNA$47NANN
Betoptic S
4YNA41%NANN
Bexarotene
5NA29%NANN
Bexsero
2NNA$15NANN
Bicillin C-r 900/300
4YNA41%NANN
Bicillin Cr
4YNA41%NANN
Bicillin L-a
4YNA41%NANN
Biktarvy
5NA29%NANN
Bisoprolol Fumarate
1NNA$0NANN
Bisoprolol Fumarate And Hydrochlorothiazide
1NNA$0NANN
Bivigam
5NA29%NAYN
Blephamide
3YNA$47NANN
Blisovi 24 Fe
2NNA$15NANN
Blisovi Fe 1.5/30
2NNA$15NANN
Boostrix
2NNA$15NANN
Bosulif
5NA29%NAYN
Braftovi
5NA29%NAYN
Breo Ellipta
3YNA$47NANN
Breztri
3YNA$47NANN
Briellyn
2NNA$15NANN
Brilinta
3YNA$47NANN
Brimonidine Tartrate
2NNA$15NANN
Briviact
5NA29%NAYN
Bromfenac Ophthalmic Solution 0.09%
2NNA$15NANN
Budesonide
2NNA$15NANN
Bumetanide
2NNA$15NANN
Buprenorphine
2NNA$15NANN
Buprenorphine And Naloxone
2NNA$15NANN
Buprenorphine Hcl
2NNA$15NANN
Buprenorphine Hydrochloride And Naloxone Hydrochlo
2NNA$15NANN
Bupropion Hydrochloride
2NNA$15NANN
Buspirone Hydrochloride
2NNA$15NANN
Butalbital And Acetaminophen
4YNA41%NAYN
Butalbital, Acetaminophen And Caffeine
4YNA41%NAYN
Butalbital, Acetaminophen, And Caffeine
4YNA41%NAYN
Butalbital, Acetaminophen, Caffeine And Codeine Ph
4YNA41%NAYN
Butalbital, Acetaminophen, Caffeine, And Codeine P
4YNA41%NAYN
Butalbital, Aspirin, And Caffeine
4YNA41%NAYN
Butalbital, Aspirin, Caffeine And Codeine Phosphat
4YNA41%NAYN
Butorphanol Tartrate
2NNA$15NANN

* Drug Prices and Coverage is for a 30 Day Supply



Additional Notes by Medicare Help:

Coverage Levels for H3362-038

Most plans have 4 levels of coverage. The exception is the $0 Deductible Plans.
1.Pre-Deductable: Before you reach the plans deductible of $195. Some plans offer select Pre-deductible drug Coverage
2.Initial Coverage: (ICL) After you reach the plans deductible but before the Initial Coverage limit of $4430
3.Coverage Gap: (AKA Donut Hole) After you reach the plans ICL but before the Catastrophic of $7550 in 2022.
4.Catastrophic: Anything over $7550 you will receive a significant increase in coverage.

Definitions:

Premium: A monthly flat fee that varies by plan.
Deductible: The amount you must pay each year for your prescriptions before your plan begins to pay its share of your covered drugs. The max in 2022 is $320. Some plans have a $0 Deductible.
Tier Level: Medicare drug plans place drugs into different "tiers" on their formularies. Drugs in each tier have a different cost. A drug in a lower tier will generally cost you less.
Quantity Limit Amount/Days: Certain drugs have a Quantity Limit. That means the plan will only cover the drug up to a designated quantity or amount. If your prescribing doctor feels it is necessary to exceed the set limit, he or she must get prior approval before the higher quantity will be covered.
Prior Authorization: Certain Drugs require you or your doctor to get prior authorization in order to be covered. Usually just an additional form. If you dont get approval, the plan may not cover the drug.
Does the Deduct Apply: Some drugs do not require that the deductible is met before you receive coverage.
Step Therapy: Means you must first try one drug to treat your medical condition before the plan will cover another drug for the same condition. If you have already tried other drugs or your doctor thinks they are not right for you, you and your doctor can ask the plan to cover this drug.
Cost Preferred: Your Cost for the Drug at the Providers In Network Preferred Pharmacy. As a Percent of the total drug cost or a flat rate.
Cost Non Preferred: Your Cost for the Prescription Drug at a Non-Preferred Pharmacy. As a Percent of the total drug cost or a flat rate.
Cost Mail: Your Cost for Prescription Drugs through a Mail Order Pharmacy. As a Percent of the total drug cost or a flat rate.


What if a drug I need is not listed?

Please check the formulary for different brand and generic names. If you still cannot locate your drugs, your plan may not offer coverage. Talk to your doctor first about changing your prescription to a drug on your plans formulary. If this is not an option, you can request an exception to have the plan review its coverage decision based on your individual circumstances.

Source:CMS Formulary Data Q1 2022
Source:NDC Directory by FDA.gov

**We make every attempt to keep our information accurate. But please check with the plan providers to verify all information.

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