2023 Aetna Medicare Value Plus Plan (PPO)

Aetna Medicare Value Plus Plan (PPO) H2293-011 is a 2023 Medicare Advantage Plan or Part-C by Aetna Medicare available to residents in Georgia. This plan includes extra prescription drug (Part-D) coverage. Aetna Medicare Aetna Medicare Value Plus Plan (PPO) has a monthly premium of $26.00 and has an in-network maximum out-of-pocket limit of $8,300 (MOOP). This means that if you get sick or need a high-cost procedure the co-pays are capped once you pay $8,300 out-of-pocket. This can be an extremely nice safety net.

Aetna Medicare works with Medicare to provide significant coverage beyond Part A and Part B benefits. If you decide to sign up for Aetna Medicare Value Plus Plan (PPO) you still retain Original Medicare. But you will get extra Part A (Hospital Insurance) and Part B (Medical Insurance) coverage from Aetna Medicare and not Original Medicare. With 2023 Medicare Advantage Plan you are always covered for urgently needed and emergency care. Plus, you receive all the benefits of Original Medicare from Aetna Medicare except hospice care. Original Medicare still provides you with hospice care if you sign up for Medicare Advantage in Georgia.



2023 Aetna Medicare Medicare Advantage Plan Overview

Name:Aetna Medicare Value Plus Plan (PPO)
Plan ID:H2293 011 0
Provider:Aetna Medicare
Year:2023
Type:Local PPO
Combined Premium (C+D):$26.00/mo
Part C Premium:$0/mo
MOOP:$8,300/yr
Part D (Drug) Premium:$26.00/mo
Part D Supplemental Premium$0/mo
Total Part D Premium:$26.00/mo
Drug Deductible:$505.00/yr
Tiers with No Deductible:1
Gap Coverage:No
Benchmark:Not below the regional benchmark
Type of Medicare Health:Enhanced Alternative
Drug Benefit Type:Enhanced
Similar Plan: H2293-012




What type of plan is Aetna Medicare Value Plus Plan (PPO)

Aetna Medicare Value Plus Plan (PPO) is a Local PPO. A preferred provider organization (PPO) is a Medicare plan that has created contracts with a network of "preferred" providers for you to choose from at reduced rates. You do not need to select a primary care physician and you do not need referrals to see other providers in the network. Offering you a little more flexibility overall. You can get medical attention from a provider outside of the network, but you will have to pay the difference between the out-of-network bill and the PPOs discounted rate.



How much does Aetna Medicare Value Plus Plan (PPO) cost?


Monthly Premium

A monthly premium is the fee you pay to the plan in exchange for coverage. Aetna Medicare charges a $26.00 consolidated premium. The Part C premium is $0 this charge covers Medicare medical, hospital benefits and supplemental benefits if offered. You generally are also responsible for paying the Part B premium.


Part-D Deductible and Premium

An annual deductible is the amount you pay out-of-pocket for your prescription drugs before your plan begins to pay. Aetna Medicare Value Plus Plan (PPO) has a monthly drug premium of $26.00 and a $505.00 drug deductible. This Aetna Medicare plan offers a $26.00 Part-D Basic Premium that is Not below the regional benchmark. This covers the basic prescription benefit only and does not cover enhanced drug benefits such as medical benefits or hospital benefits. The Part D Supplemental Premium is $0. This Premium covers any enhanced plan benefits offered by Aetna Medicare above and beyond the standard PDP benefits. This can include extra coverage in the gap, lower co-payments, and coverage of non-Part D drugs. The Part D Total Premium is $26.00. The Part D Total Premium is the addition of supplemental and basic premiums for some plans this amount can be lowered due to negative basic or supplemental premiums.


Aetna Medicare Gap Coverage

In 2023 once you and your plan provider have spent $4660 on covered drugs. (Combined amount plus your deductible) You will be in the coverage gap. (AKA "donut hole") You will be required to pay 25% for prescription drugs unless your plan offers extra coverage. This Aetna Medicare plan does not offer extra coverage through the gap.


Extra Help Premium Assistance

The Low Income Subsidy (LIS) Extra Helps people with Medicare pay for prescription drugs and lowers the costs of Medicare prescription drug coverage. Income limits are based on the Federal Poverty Level (FPL), which changes every year in February or March. The 2022 income limit is $1,719 ($2,309 for couples) per month. Depending on your income level you may be eligible for a full 75%, 50%, 25% premium assistance. The Aetna Medicare Value Plus Plan (PPO) medicare insurance offers a $0 premium obligation if you receive a full low-income subsidy (LIS) assistance. And the payment is $6.50 for 75% low-income subsidy $13.00 for 50% and $19.50 for 25%.


Full Assistance Premium:$0
75% Assistance Premium:$6.50
50% Assistance Premium:$13.00
25% Assistance Premium:$19.50


MOOP

The maximum out-of-pocket (MOOP) is a yearly limit on your out-of-pocket costs. Aetna Medicare Value Plus Plan (PPO) by Aetna Medicare MOOP is $8,300. Once you spend $8,300 you will pay nothing for Part A or Part B covered services. Copayments and coinsurance for Medicare approved services apply toward your out-of-pocket limit. Remember Original Medicare (Parts A and B) doesn’t have a MOOP.



Formulary and Drug Coverage

Aetna Medicare Value Plus Plan (PPO) formulary is divided into tiers or levels of coverage based on usage and according to the medication costs. Each tier will have a defined copay that you must pay to receive the drug. Drugs in lower tiers will usually cost less than those in higher tiers. By reviewing different Medicare Drug formularies, you can pick a Medicare Advantage plan that covers your medications. Additionally, you can choose a plan that has your drugs listed at a lower price.

Drug Tier Copay
Preferred
Pharmacy
Copay
Nonpreferred
Pharmacy
Tier 1 $0 $15
Tier 2 $10 $20
Tier 3 $47 $47
Tier 4 $100 $100
Tier 5 25% 25%

The complete Aetna Medicare Value Plus Plan (PPO) Formulary.
*Initial Coverage Phase and 30 day supply





2023 Summary of Benefits


The benefit information provided is a summary of what Aetna Medicare Value Plus Plan (PPO) covers and what you pay (such as copayments and coinsurance amounts) for certain common medical events. The Summary of Benefits from Aetna Medicare helps get an idea of how much financial protection the plan is generally expected to provide for common health conditions. This section also contains information on coverage for in-network and out-of-network providers.

Wellness programs (e.g., fitness, nursing hotline)Covered



Contact lenses


Out-of-Network Vision$0 copay
In-Network Vision$0 copay



Eyeglass frames


In-Network Vision$0 copay
Out-of-Network Vision$0 copay



Eyeglass lenses


In-Network Vision$0 copay
Out-of-Network Vision$0 copay



Eyeglasses (frames and lenses)


In-Network Vision$0 copay
Out-of-Network Vision$0 copay



Other


In-Network Vision$0 copay
Out-of-Network Vision35% coinsurance



Routine eye exam


Out-of-Network Vision35% coinsurance
In-Network Vision$0 copay



Upgrades


In-Network Vision$0 copay
Out-of-Network Vision$0 copay




In-Network Transportation$0 copay
Out-of-Network Transportation$0 copay
In-Network Skilled Nursing Facility$0 per day for days 1 through 20
$196 per day for days 21 through 100
Out-of-Network Skilled Nursing Facility35% per stay



Occupational therapy visit


In-Network Rehabilitation services$25 copay
Out-of-Network Rehabilitation services35% coinsurance



Physical therapy and speech and language therapy visit


In-Network Rehabilitation services$25 copay
Out-of-Network Rehabilitation services35% coinsurance



Cleaning


Out-of-Network Preventive dental$0 copay
In-Network Preventive dental$0 copay



Dental x-ray(s)


Out-of-Network Preventive dental$0 copay
In-Network Preventive dental$0 copay



Fluoride treatment


In-Network Preventive dental$0 copay
Out-of-Network Preventive dental$0 copay



Oral exam


Out-of-Network Preventive dental$0 copay
In-Network Preventive dental$0 copay




In-Network Preventive care$0 copay
Out-of-Network Preventive care$0 copay
Out-of-Network Outpatient hospital coverage35% coinsurance per visit
In-Network Outpatient hospital coverage$0-325 copay per visit
In-Network Other health plan deductibles?No
Optional supplemental benefitsNo



Inpatient hospital - psychiatric


Out-of-Network Mental health services35% per stay
In-Network Mental health services$587 per day for days 1 through 3
$0 per day for days 4 through 90



Outpatient group therapy visit


In-Network Mental health services$40 copay
Out-of-Network Mental health services35% coinsurance



Outpatient group therapy visit with a psychiatrist


In-Network Mental health services$40 copay
Out-of-Network Mental health services35% coinsurance



Outpatient individual therapy visit


In-Network Mental health services$40 copay
Out-of-Network Mental health services35% coinsurance



Outpatient individual therapy visit with a psychiatrist


Out-of-Network Mental health services35% coinsurance
In-Network Mental health services$40 copay



Chemotherapy


In-Network Medicare Part B drugs20% coinsurance
Out-of-Network Medicare Part B drugs35% coinsurance



Other Part B drugs


In-Network Medicare Part B drugs20% coinsurance
Out-of-Network Medicare Part B drugs35% coinsurance



Diabetes supplies


In-Network Medical equipment/supplies0-20% coinsurance per item
Out-of-Network Medical equipment/supplies0-20% coinsurance per item



Durable medical equipment (e.g., wheelchairs, oxygen)


In-Network Medical equipment/supplies20% coinsurance per item
Out-of-Network Medical equipment/supplies35% coinsurance per item



Prosthetics (e.g., braces, artificial limbs)


In-Network Medical equipment/supplies20% coinsurance per item
Out-of-Network Medical equipment/supplies35% coinsurance per item




Maximum out-of-pocket enrollee responsibility (does not include prescription drugs)$12,450 In and Out-of-network
$8,300 In-network
Out-of-Network Inpatient hospital coverage35% per stay
In-Network Inpatient hospital coverage$373 per day for days 1 through 6
$0 per day for days 7 through 90



Fitting/evaluation


In-Network Hearing$0 copay
Out-of-Network Hearing35% coinsurance



Hearing aids


In-Network Hearing$0 copay
Out-of-Network Hearing$0 copay



Hearing exam


In-Network Hearing$20 copay
Out-of-Network Hearing35% coinsurance




Health plan deductible$0
In-Network Ground ambulance$260 copay
Out-of-Network Ground ambulance$260 copay



Foot exams and treatment


Out-of-Network Foot care (podiatry services)35% coinsurance
In-Network Foot care (podiatry services)$20 copay



Routine foot care


Foot care (podiatry services)Not covered



Emergency


Emergency care/Urgent care$95 copay per visit (always covered)



Urgent care


Emergency care/Urgent care$25 copay per visit (always covered)



Primary


In-Network Doctor visits$0 copay
Out-of-Network Doctor visits$25 copay per visit



Specialist


Out-of-Network Doctor visits$50 copay per visit
In-Network Doctor visits$20 copay per visit



Diagnostic radiology services (e.g., MRI)


In-Network Diagnostic procedures/lab services/imaging$0-195 copay
Out-of-Network Diagnostic procedures/lab services/imaging35% coinsurance



Diagnostic tests and procedures


Out-of-Network Diagnostic procedures/lab services/imaging35% coinsurance
In-Network Diagnostic procedures/lab services/imaging$0-95 copay



Lab services


In-Network Diagnostic procedures/lab services/imaging$0 copay
Out-of-Network Diagnostic procedures/lab services/imaging35% coinsurance



Outpatient x-rays


In-Network Diagnostic procedures/lab services/imaging$20 copay
Out-of-Network Diagnostic procedures/lab services/imaging35% coinsurance



Diagnostic services


Out-of-Network Comprehensive dental$0 copay
In-Network Comprehensive dental$0 copay



Endodontics


In-Network Comprehensive dental$0 copay
Out-of-Network Comprehensive dental$0 copay



Extractions


In-Network Comprehensive dental$0 copay
Out-of-Network Comprehensive dental$0 copay



Non-routine services


In-Network Comprehensive dental$0 copay
Out-of-Network Comprehensive dental$0 copay



Periodontics


In-Network Comprehensive dental$0 copay
Out-of-Network Comprehensive dental$0 copay



Prosthodontics, other oral/maxillofacial surgery, other services


Out-of-Network Comprehensive dental$0 copay
In-Network Comprehensive dental$0 copay



Restorative services


In-Network Comprehensive dental$0 copay
Out-of-Network Comprehensive dental$0 copay




In-Network Additional benefits and/or reduced cost-sharing for enrollees with certain health conditions?Yes, contact plan for further details




Coverage Area

(Click county or state to compare all available Advantage plans)

The availability of Medicare Advantage Plans will vary according to your region. This is why the Coverage Area matters in terms of Medicare eligibility. You will always be eligible for Original Medicare, but eligibility for Aetna Medicare Value Plus Plan (PPO) requires you to live in that plan’s service area. The service area is listed below:



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How much does Aetna Medicare Value Plus Plan (PPO) cost?

Aetna Medicare charges a $26.00 consolidated monthly premium. A monthly premium is the fee you pay to the plan in exchange for coverage of Medicare medical, hospital benefits and supplemental benefits if offered. You generally are also responsible for paying the Part B premium.

How much is Aetna Medicare Value Plus Plan (PPO) MOOP?

The maximum out-of-pocket (MOOP) is a yearly limit on your out-of-pocket costs. Aetna Medicare Value Plus Plan (PPO) by Aetna Medicare MOOP is $8,300. Once you spend $8,300 you will pay nothing for Part A or Part B covered services.

What type of plan is Aetna Medicare Value Plus Plan (PPO)?

Aetna Medicare Value Plus Plan (PPO) is a Local PPO. A (PPO) is a Medicare plan that has contracts with a network of preferred providers. You do not need to select a primary care physician and you do not need referrals to see other providers in the network.



Source:CMS. Data as of Oct 1, 2022.

Last updated on

Notes: Data are subject to change as contracts are finalized. For 2023, enhanced alternative may offer extra cost sharing reductions in the gap on a sub-set of the formulary drugs, beyond the standard Part-D benefit. Includes 2023 approved contracts. Employer sponsored 800 series and plans under sanction are excluded.

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Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options. Enrollment depends on the plan’s contract renewal.

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