2023 Alterwood Advantage Freedom (HMO)

Alterwood Advantage Freedom (HMO) H9306-003 is a 2023 Medicare Advantage Plan or Part-C by Alterwood Advantage available to residents in Maryland. This plan does not provide additional prescription drug (Part-D) coverage. Alterwood Advantage Alterwood Advantage Freedom (HMO) has a monthly premium of $0 and has an in-network maximum out-of-pocket limit of $8,300 (MOOP). This means that if you get sick or need a high-cost procedure the co-pays are capped once you pay $8,300 out-of-pocket. This can be an extremely nice safety net.

Alterwood Advantage works with Medicare to provide significant coverage beyond Part A and Part B benefits. If you decide to sign up for Alterwood Advantage Freedom (HMO) you still retain Original Medicare. But you will get additional Part A (Hospital Insurance) and Part B (Medical Insurance) coverage from Alterwood Advantage and not Original Medicare. With 2023 Medicare Advantage Plan you are always covered for urgently needed and emergency care. Plus, you receive all the benefits of Original Medicare from Alterwood Advantage except hospice care. Original Medicare still provides you with hospice care if you sign up for Medicare Advantage in Maryland.




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2023 Alterwood Advantage Medicare Advantage Plan Overview

Name:Alterwood Advantage Freedom (HMO)
Plan ID:H9306 003 0
Provider:Alterwood Advantage
Year:2023
Type:Local HMO *
Combined Premium (C+D):$0/mo
MOOP:$8,300/yr
Similar Plan: H9306-005




What type of plan is Alterwood Advantage Freedom (HMO)

Alterwood Advantage Freedom (HMO) is a Local HMO *. With a health maintenance organization (HMO) you will be required to receive most of your health care from an in-network provider. Health maintenance organizations require that you select a primary care physician (PCP). Your primary care physician will serve as your personal doctor to provide all of your basic healthcare services. If you require specialized care or a physician specialist, your primary care physician will make the arrangements and inform you where you can go in the network. You will need your primary care physician approval, called a referral. Services received from an out-of-network provider are not typically covered.

How much does Alterwood Advantage Freedom (HMO) cost?


Part-C Premium

A monthly premium is the fee you pay to the plan in exchange for coverage. Alterwood Advantage charges a $0 premium. The Part C premium covers Medicare medical, hospital benefits and supplemental benefits if offered. You generally are also responsible for paying the Part B premium.


MOOP

The maximum out-of-pocket (MOOP) is a yearly limit on your out-of-pocket costs. Alterwood Advantage Freedom (HMO) by Alterwood Advantage MOOP is $8,300. Once you spend $8,300 you will pay nothing for Part A or Part B covered services. Copayments and coinsurance for Medicare approved services apply toward your out-of-pocket limit. Remember Original Medicare (Parts A and B) doesn’t have a MOOP.






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1-855-778-4180
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Coverage Area

(Click county or state to compare all available Advantage plans)

The availability of Medicare Advantage Plans will vary according to your region. This is why the Coverage Area matters in terms of Medicare eligibility. You will always be eligible for Original Medicare, but eligibility for Alterwood Advantage Freedom (HMO) requires you to live in that plan’s service area. The service area is listed below:



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How much does Alterwood Advantage Freedom (HMO) cost?

Alterwood Advantage charges a $0 monthly premium. A monthly premium is the fee you pay to the plan in exchange for coverage. The premium covers Medicare medical, hospital benefits and supplemental benefits if offered. You generally are also responsible for paying the Part B premium.

How much is Alterwood Advantage Freedom (HMO) MOOP?

The maximum out-of-pocket (MOOP) is a yearly limit on your out-of-pocket costs. Alterwood Advantage Freedom (HMO) by Alterwood Advantage MOOP is $8,300. Once you spend $8,300 you will pay nothing for Part A or Part B covered services.

What type of plan is Alterwood Advantage Freedom (HMO)?

Alterwood Advantage Freedom (HMO) is a Local HMO *. With a health maintenance organization you will be required to receive most of your health care from an in-network provider. HMOs require that you select a primary care physician (PCP).



Source:CMS. Data as of Oct 1, 2022.

Last updated on

Notes: Data are subject to change as contracts are finalized. For 2023, enhanced alternative may offer additional cost sharing reductions in the gap on a sub-set of the formulary drugs, beyond the standard Part-D benefit. Includes 2023 approved contracts. Employer sponsored 800 series and plans under sanction are excluded.

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*Licensed Agent Disclaimer: We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE (TTY users should call 1-877-486-2048) 24 hours a day/7 days a week to get information on all of your options.

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