HealthPartners Freedom Base (Cost) H2462-022 is a 2023 Medicare Advantage Plan or Part-C by HealthPartners available to residents in North Dakota and South Dakota. This plan does not provide additional prescription drug (Part-D) coverage. HealthPartners HealthPartners Freedom Base (Cost) has a monthly premium of $35.70 and has an in-network maximum out-of-pocket limit of $- (MOOP). This means that if you get sick or need a high-cost procedure the co-pays are capped once you pay $- out-of-pocket. This can be an extremely nice safety net.

HealthPartners works with Medicare to provide significant coverage beyond Part A and Part B benefits. If you decide to sign up for HealthPartners Freedom Base (Cost) you still retain Original Medicare. But you will get additional Part A (Hospital Insurance) and Part B (Medical Insurance) coverage from HealthPartners and not Original Medicare. With 2023 Medicare Advantage Plan you are always covered for urgently needed and emergency care. Plus, you receive all the benefits of Original Medicare from HealthPartners except hospice care. Original Medicare still provides you with hospice care if you sign up for Medicare Advantage in North Dakota or Medicare Advantage in South Dakota.

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2023 HealthPartners Medicare Advantage Plan Overview

What type of plan is HealthPartners Freedom Base (Cost)

HealthPartners Freedom Base (Cost) is a Cost * plan. A Cost plan is operated by a Health Maintenance Organization (HMO) in accordance with a cost reimbursement contract. A Medicare Cost Plan is a type of HMO. These plans may work in much the same way, and have some of the same rules, as Medicare Advantage Plans. You may use the cost plans network of providers or receive their health care services through Original Medicare. With a Cost Plan, if you go to a non-network provider, the services are covered under Original Medicare. You would pay the Medicare Part A and Part B coinsurance and deductibles.

How much does HealthPartners Freedom Base (Cost) cost?

Part-C Premium

A monthly premium is the fee you pay to the plan in exchange for coverage. HealthPartners charges a $35.70 premium. The Part C premium covers Medicare medical, hospital benefits and supplemental benefits if offered. You generally are also responsible for paying the Part B premium.

2023 Summary of Benefits

The benefit information provided is a summary of what HealthPartners Freedom Base (Cost) covers and what you pay (such as copayments and coinsurance amounts) for certain common medical events. The Summary of Benefits from HealthPartners helps get an idea of how much financial protection the plan is generally expected to provide for common health conditions. This section also contains information on coverage for in-network and out-of-network providers.

Wellness programs (e.g., fitness, nursing hotline)	Covered

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Contact lenses

Vision	Not covered

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Eyeglass frames

Vision	Not covered

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Eyeglass lenses

Vision	Not covered

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Eyeglasses (frames and lenses)

Vision	Not covered

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Other

Vision	Not covered

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Routine eye exam

Vision	Not covered

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Upgrades

Vision	Not covered

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Transportation	Not covered
Skilled Nursing Facility	$0 per day for days 1 through 20 $196 per day for days 21 through 100

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Occupational therapy visit

Rehabilitation services	20% coinsurance

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Physical therapy and speech and language therapy visit

Rehabilitation services	20% coinsurance

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Cleaning

Preventive dental	Not covered

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Dental x-ray(s)

Preventive dental	Not covered

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Fluoride treatment

Preventive dental	Not covered

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Oral exam

Preventive dental	Not covered

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Preventive care	$0 copay
Outpatient hospital coverage	20% coinsurance per visit
In-Network Other health plan deductibles?	No
Optional supplemental benefits	No

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Inpatient hospital - psychiatric

Mental health services	$600 per stay

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Outpatient group therapy visit

Mental health services	20% coinsurance

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Outpatient group therapy visit with a psychiatrist

Mental health services	20% coinsurance

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Outpatient individual therapy visit

Mental health services	20% coinsurance

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Outpatient individual therapy visit with a psychiatrist

Mental health services	20% coinsurance

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Diabetes supplies

Medical equipment/supplies	20% coinsurance per item

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Durable medical equipment (e.g., wheelchairs, oxygen)

Medical equipment/supplies	20% coinsurance per item

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Prosthetics (e.g., braces, artificial limbs)

Medical equipment/supplies	20% coinsurance per item

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Maximum out-of-pocket enrollee responsibility (does not include prescription drugs)	Not Applicable
Inpatient hospital coverage	$600 per stay

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Fitting/evaluation

Hearing	Not covered

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Hearing aids - inner ear

Hearing	Not covered

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Hearing aids - outer ear

Hearing	Not covered

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Hearing aids - over the ear

Hearing	Not covered

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Hearing exam

Hearing	20% coinsurance

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Health plan deductible	$0
Ground ambulance	20% coinsurance

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Foot exams and treatment

Foot care (podiatry services)	20% coinsurance

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Routine foot care

Foot care (podiatry services)	Not covered

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Emergency

Emergency care/Urgent care	$100 copay per visit (always covered)

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Urgent care

Emergency care/Urgent care	20% coinsurance per visit (always covered)

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Primary

Doctor visits	20% coinsurance per visit

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Specialist

Doctor visits	20% coinsurance per visit

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Diagnostic radiology services (e.g., MRI)

Diagnostic procedures/lab services/imaging	20% coinsurance

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Diagnostic tests and procedures

Diagnostic procedures/lab services/imaging	20% coinsurance

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Lab services

Diagnostic procedures/lab services/imaging	$0 copay

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Outpatient x-rays

Diagnostic procedures/lab services/imaging	20% coinsurance

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Diagnostic services

Comprehensive dental	Not covered

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Endodontics

Comprehensive dental	Not covered

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Extractions

Comprehensive dental	Not covered

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Non-routine services

Comprehensive dental	Not covered

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Periodontics

Comprehensive dental	Not covered

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Prosthodontics, other oral/maxillofacial surgery, other services

Comprehensive dental	Not covered

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Restorative services

Comprehensive dental	Not covered

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In-Network Additional benefits and/or reduced cost-sharing for enrollees with certain health conditions?	No

Ready to Enroll?

Enroll Here

Or Call
1-855-778-4180
Mon-Sun 8am-11pm EST

Coverage Area

(Click county or state to compare all available Advantage plans)

The availability of Medicare Advantage Plans will vary according to your region. This is why the Coverage Area matters in terms of Medicare eligibility. You will always be eligible for Original Medicare, but eligibility for HealthPartners Freedom Base (Cost) requires you to live in that plan’s service area. The service area is listed below:

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Source:CMS. Data as of Oct 1, 2022.

Last updated on December 03, 2022

Notes: Data are subject to change as contracts are finalized. For 2023, enhanced alternative may offer additional cost sharing reductions in the gap on a sub-set of the formulary drugs, beyond the standard Part-D benefit. Includes 2023 approved contracts. Employer sponsored 800 series and plans under sanction are excluded.