MediGold Mount Carmel No Premium Choice (PPO) Formulary



Below is the 2023 Formulary, or prescription drug list, from MediGold Mount Carmel No Premium Choice (PPO) by Mount Carmel Health Insurance Company. A formulary is a continually updated list of available medications and prescription drug cost information. Examining a plans formulary can help you find a Ohio Medicare Part-C plan that covers your prescriptions. It also helps you compare costs among Medicare Part D and Medicare Advantage plans available to you. You’ll want to make sure the medicines you are currently taking are covered under any plans you are considering enrolling in.

This MediGold Mount Carmel No Premium Choice (PPO)(H1846-006) plan has a $150 drug deductible. A deductible is the amount of expenses that must be paid out of pocket before the Initial Coverage period begins. However, some drugs do not require that the deductible is met before you receive coverage. You can see if the deductible is required below in the "Does the Deductible Apply" column. The Initial Coverage Limit (ICL) for this plan is $4660. The Initial Coverage Period is the period after the Deductible has been met but before the Coverage Gap phase. Once you and your plan provider have spent $4660 on covered drugs. (Combined amount plus your deductible) You will enter the coverage gap. (AKA "donut hole") Once you reach the coverage gap you will be required to pay 25% of the plan's cost for covered brand-name prescription drugs unless your plan offers additional coverage. You can see if this plan offers coverage in the "donut hole" by clicking the "Coverage Gap" link above the chart.

In 2023 if you have spent $7400 in expenditures you enter the Catastrophic Phase. During the Catastrophic Period you will begin to receive significant coverage. Mount Carmel Health Insurance Company will begin paying approximately 95% of your covered medication expenses. You can see if this plan covers your drugs in the Catastrophic Phase by clicking the "Catastrophic" link above the chart.



Plan Overview

Plan Name:MediGold Mount Carmel No Premium Choice (PPO)
Plan ID: H1846-006
Provider: Mount Carmel Health Insurance Company
Plan Year:2023
Premium:$0.00
Deductible:$150
Initial Coverage Limit:$4660
Coverage Area:Ohio
Similar Plan:H1846-007


Change Table Options:

Drugs Starting Letter:
Coverage Phase:

*Tip Click the Drug name to Compare Coverage and Retail Cost for Every Plan In Your Area
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Drug
Name⇅
Tier
Level
Deductible
Apply
Cost
Preferred
Cost
Non
Preferred
Cost
Mail
Limit
Amt/Days
Prior Auth
Y/N
Step
Therapy
M-m-r Ii
3YNA$45NANN
Magnesium Sulfate
3YNA$45NANN
Malathion
4YNA$95NA59/30NN
Marlissa
3YNA$45NANN
Marplan
4YNA$95NA180/30NN
Matulane
5NA30%NANN
Mavyret
5NA30%NAYN
Meclizine Hydrochloride
2NNA$10NANN
Medroxyprogesterone Acetate
3YNA$45NANN
Mefloquine Hydrochloride
3YNA$45NANN
Megestrol Acetate
3YNA$45NANN
Mekinist
5NA30%NAYN
Mektovi
5NA30%NAYN
Memantine
4YNA$95NAYN
Memantine Hydrochloride
4YNA$95NAYN
Menactra
3YNA$45NANN
Menquadfi
3YNA$45NANN
Menveo
3YNA$45NANN
Mercaptopurine
3YNA$45NANN
Meropenem
4YNA$95NANN
Mesalamine
4YNA$95NA120/30NN
Mesnex
5NA30%NANN
Metformin Hydrochloride
1NNA$0NA60/30NN
Methadone Hydrochloride
3YNA$45NA90/30YN
Methazolamide
4YNA$95NANN
Methenamine Hippurate
4YNA$95NANN
Methimazole
1NNA$0NANN
Methotrexate
3YNA$45NAYN
Methylphenidate Hydrochloride
4YNA$95NA1800/30YN
Methylprednisolone
3YNA$45NAYN
Metoclopramide
3YNA$45NANN
Metolazone
3YNA$45NANN
Metoprolol Succinate
1NNA$0NANN
Metoprolol Tartrate And Hydrochlorothiazide
3YNA$45NANN
Metronidazole
4YNA$95NA59/30NN
Metyrosine
5NA30%NAYN
Micafungin
5NA30%NANN
Miglustat
5NA30%NA90/30YN
Mimvey
3YNA$45NANN
Minocycline Hydrochloride
3YNA$45NANN
Minoxidil
2NNA$10NANN
Mirtazapine
3YNA$45NANN
Mitigare
3YNA$45NA60/30NN
Moexipril Hydrochloride
1NNA$0NANN
Molindone Hydrochloride
4YNA$95NANN
Mometasone Furoate
4YNA$95NA34/30NN
Montelukast Sodium
4YNA$95NANN
Morphine Sulfate
3YNA$45NA90/30YN
Movantik
3YNA$45NA30/30NN
Moxifloxacin
3YNA$45NANN
Mupirocin
2NNA$10NA220/30NN
Mycophenolate Mofetil
5NA30%NAYN
Mycophenolic Acid
4YNA$95NAYN
Myrbetriq
4YNA$95NA300/28NN

* Drug Prices and Coverage is for a 30 Day Supply



Additional Notes by Medicare Help:

Coverage Levels for H1846-006

Most plans have 4 levels of coverage. The exception is the $0 Deductible Plans.
1. Pre-Deductable: Before you reach the plans deductible of $150. Some plans offer select Pre-deductible drug Coverage
2. Initial Coverage: (ICL) After you reach the plans deductible but before the Initial Coverage limit of $4660
3. Coverage Gap: (AKA Donut Hole) After you reach the plans ICL but before the Catastrophic of $7400 in 2023.
4. Catastrophic: Anything over $7400 you will receive a significant increase in coverage.

Definitions:

Premium: A monthly flat fee that varies by plan.
Deductible: The amount you must pay each year for your prescriptions before your plan begins to pay its share of your covered drugs. The max in 2023 is $505. Some plans have a $0 Deductible.
Tier Level: Medicare drug plans place drugs into different "tiers" on their formularies. Drugs in each tier have a different cost. A drug in a lower tier will generally cost you less.
Quantity Limit Amount/Days: Certain drugs have a Quantity Limit. That means the plan will only cover the drug up to a designated quantity or amount. If your prescribing doctor feels it is necessary to exceed the set limit, he or she must get prior approval before the higher quantity will be covered.
Prior Authorization: Certain Drugs require you or your doctor to get prior authorization to be covered. Usually just an additional form. If you dont get approval, the plan may not cover the drug.
Does the Deduct Apply: Some drugs do not require that the deductible is met before you receive coverage.
Step Therapy: Means you must first try one drug to treat your medical condition before the plan will cover another drug for the same condition. If you have already tried other drugs or your doctor thinks they are not right for you, you and your doctor can ask the plan to cover this drug.
Cost Preferred: Your Cost for the Drug at the Providers In-Network Preferred Pharmacy. As a Percent of the total drug cost or a flat rate.
Cost Non-Preferred: Your Cost for the Prescription Drug at a Non-Preferred Pharmacy. As a Percent of the total drug cost or a flat rate.
Cost Mail: Your Cost for Prescription Drugs through a Mail Order Pharmacy. As a Percent of the total drug cost or a flat rate.


What if a drug I need is not listed?

Please check the formulary for different brand and generic names. If you still cannot locate your drugs, your plan may not offer coverage. Talk to your doctor first about changing your prescription to a drug on your plan's formulary. If this is not an option, you can request an exception to have the plan review its coverage decision based on your individual circumstances.

Last updated on

Source:CMS Formulary Data Q4 2022
Source:NDC Directory by FDA.gov

**We make every attempt to keep our information accurate. But please check with the plan providers to verify all information.

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