Wellcare Low Premium Open (PPO) Formulary



Below is the 2023 Formulary, or prescription drug list, from Wellcare Low Premium Open (PPO) by Celtic Insurance Company. A formulary is a continually updated list of available medications and prescription drug cost information. Examining a plans formulary can help you find a Pennsylvania Medicare Part-C plan that covers your prescriptions. It also helps you compare costs among Medicare Part D and Medicare Advantage plans available to you. You’ll want to make sure the medicines you are currently taking are covered under any plans you are considering enrolling in.

This Wellcare Low Premium Open (PPO)(H2128-003) plan has a $100 drug deductible. A deductible is the amount of expenses that must be paid out of pocket before the Initial Coverage period begins. However, some drugs do not require that the deductible is met before you receive coverage. You can see if the deductible is required below in the "Does the Deductible Apply" column. The Initial Coverage Limit (ICL) for this plan is $4660. The Initial Coverage Period is the period after the Deductible has been met but before the Coverage Gap phase. Once you and your plan provider have spent $4660 on covered drugs. (Combined amount plus your deductible) You will enter the coverage gap. (AKA "donut hole") Once you reach the coverage gap you will be required to pay 25% of the plan's cost for covered brand-name prescription drugs unless your plan offers additional coverage. You can see if this plan offers coverage in the "donut hole" by clicking the "Coverage Gap" link above the chart.

In 2023 if you have spent $7400 in expenditures you enter the Catastrophic Phase. During the Catastrophic Period you will begin to receive significant coverage. Celtic Insurance Company will begin paying approximately 95% of your covered medication expenses. You can see if this plan covers your drugs in the Catastrophic Phase by clicking the "Catastrophic" link above the chart.



Plan Overview

Plan Name:Wellcare Low Premium Open (PPO)
Plan ID: H2128-003
Provider: Celtic Insurance Company
Plan Year:2023
Premium:$1.10
Deductible:$100
Initial Coverage Limit:$4660
Coverage Area:Pennsylvania
Similar Plan:H2128-004


Change Table Options:

Drugs Starting Letter:
Coverage Phase:

*Tip Click the Drug name to Compare Coverage and Retail Cost for Every Plan In Your Area
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Drug
Name⇅
Tier
Level
Deductible
Apply
Cost
Preferred
Cost
Non
Preferred
Cost
Mail
Limit
Amt/Days
Prior Auth
Y/N
Step
Therapy
Labetalol Hcl
2N$7$12$7NN
Lamivudine
3Y$37$47$37NN
Lamotrigine
3Y$37$47$37NN
Lansoprazole
3Y$37$47$37NN
Lantus
3Y$37$47$37NN
Lapatinib
531%31%31%YN
Larissia
2N$7$12$7NN
Latanoprost
1N$0$0$0NN
Leena
3Y$37$47$37NN
Leflunomide
3Y$37$47$3730/30NN
Lenvima
531%31%31%90/30YN
Lessina
2N$7$12$7NN
Leucovorin Calcium
4Y43%45%43%NN
Leukeran
4Y43%45%43%NN
Leuprolide Acetate
4Y43%45%43%YN
Levalbuterol
4Y43%45%43%YN
Levalbuterol Hydrochloride
4Y43%45%43%YN
Levalbuterol Tartrate Hfa Inhalation
3Y$37$47$3730/30NY
Levemir
3Y$37$47$37NN
Levetiracetam
3Y$37$47$37NN
Levo-t
1N$0$0$0NN
Levobunolol Hydrochloride
2N$7$12$7NN
Levocarnitine
4Y43%45%43%YN
Levocetirizine Dihydrochloride
4Y43%45%43%NN
Levofloxacin
3Y$37$47$37NN
Levonorgestrel And Ethinyl Estradiol
2N$7$12$7NN
Levora
3Y$37$47$37NN
Levothyroxine Sodium
1N$0$0$0NN
Levoxyl
1N$0$0$0NN
Lexiva
4Y43%45%43%NN
Lidocaine
4Y43%45%43%50/30YN
Lidocaine Hydrochloride
2N$7$12$7NN
Linezolid
531%31%31%1800/30NN
Lisinopril
6N$0$0$0NN
Lithium Carbonate
2N$7$12$7NN
Livalo
4Y43%45%43%30/30NY
Loestrin
3Y$37$47$37NN
Lokelma
3Y$37$47$37NN
Lonsurf
531%31%31%YN
Loperamide Hydrochloride
3Y$37$47$37NN
Lopinavir And Ritonavir
4Y43%45%43%NN
Lopinavir-ritonavir
4Y43%45%43%NN
Lorazepam
2N$7$12$7150/30NN
Lorbrena
531%31%31%YN
Loryna
3Y$37$47$37NN
Low-ogestrel
3Y$37$47$37NN
Loxapine
3Y$37$47$37NN
Lubiprostone
4Y43%45%43%60/30NN
Lupron Depot
531%31%31%YN
Lutera
2N$7$12$7NN
Lyleq
2N$7$12$7NN
Lyllana
3Y$37$47$37NN
Lynparza
531%31%31%120/30YN
Lyrica Cr
3Y$37$47$3760/30YN
Lysodren
531%31%31%NN
Lyza
2N$7$12$7NN

* Drug Prices and Coverage is for a 30 Day Supply



Additional Notes by Medicare Help:

Coverage Levels for H2128-003

Most plans have 4 levels of coverage. The exception is the $0 Deductible Plans.
1. Pre-Deductable: Before you reach the plans deductible of $100. Some plans offer select Pre-deductible drug Coverage
2. Initial Coverage: (ICL) After you reach the plans deductible but before the Initial Coverage limit of $4660
3. Coverage Gap: (AKA Donut Hole) After you reach the plans ICL but before the Catastrophic of $7400 in 2023.
4. Catastrophic: Anything over $7400 you will receive a significant increase in coverage.

Definitions:

Premium: A monthly flat fee that varies by plan.
Deductible: The amount you must pay each year for your prescriptions before your plan begins to pay its share of your covered drugs. The max in 2023 is $505. Some plans have a $0 Deductible.
Tier Level: Medicare drug plans place drugs into different "tiers" on their formularies. Drugs in each tier have a different cost. A drug in a lower tier will generally cost you less.
Quantity Limit Amount/Days: Certain drugs have a Quantity Limit. That means the plan will only cover the drug up to a designated quantity or amount. If your prescribing doctor feels it is necessary to exceed the set limit, he or she must get prior approval before the higher quantity will be covered.
Prior Authorization: Certain Drugs require you or your doctor to get prior authorization to be covered. Usually just an additional form. If you dont get approval, the plan may not cover the drug.
Does the Deduct Apply: Some drugs do not require that the deductible is met before you receive coverage.
Step Therapy: Means you must first try one drug to treat your medical condition before the plan will cover another drug for the same condition. If you have already tried other drugs or your doctor thinks they are not right for you, you and your doctor can ask the plan to cover this drug.
Cost Preferred: Your Cost for the Drug at the Providers In-Network Preferred Pharmacy. As a Percent of the total drug cost or a flat rate.
Cost Non-Preferred: Your Cost for the Prescription Drug at a Non-Preferred Pharmacy. As a Percent of the total drug cost or a flat rate.
Cost Mail: Your Cost for Prescription Drugs through a Mail Order Pharmacy. As a Percent of the total drug cost or a flat rate.


What if a drug I need is not listed?

Please check the formulary for different brand and generic names. If you still cannot locate your drugs, your plan may not offer coverage. Talk to your doctor first about changing your prescription to a drug on your plan's formulary. If this is not an option, you can request an exception to have the plan review its coverage decision based on your individual circumstances.

Last updated on

Source:CMS Formulary Data Q4 2022
Source:NDC Directory by FDA.gov

**We make every attempt to keep our information accurate. But please check with the plan providers to verify all information.

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