Medigap Plans by Assured Life Association

There are 12 different Medigap Plans offered by Assured Life Association available to residents in Ohio Western and Southern. This page outlines the Medicare Supplement insurance plans and benefits from Assured Life Association, as well as information to help you get an accurate quote.




Plan Type Under 65 Community Issued
Age
Attained
Age
Policy
Age
Enroll
Medigap Policy ANoNoNoYesAug 09 2010Enroll
Medigap Policy BNoNoNoYesAug 09 2010Enroll
Medigap Policy CNoNoNoYesAug 09 2010Enroll
Medigap Policy DNoNoNoYesAug 09 2010Enroll
Medigap Policy FNoNoNoYesAug 09 2010Enroll
Medigap Policy GNoNoNoYesAug 09 2010Enroll
Medigap Policy NNoNoNoYesJul 11 2011Enroll
Medigap SELECT BNoNoNoYesAug 09 2010Enroll
Medigap SELECT CNoNoNoYesAug 09 2010Enroll
Medigap SELECT DNoNoNoYesAug 09 2010Enroll
Medigap SELECT FNoNoNoYesAug 09 2010Enroll
Medigap SELECT GNoNoNoYesAug 09 2010Enroll



*Under 65 -- If this plan is avaiable to people under the age of 65.

*Community Rated Pricing -- The base premium is the same for everyone in the area, regardless of age.

*Issue Age -- The premium is based on your age at issue. And the premium will only increase with the carriers state-wide increase.

*Attained Age -- The carrier will price the policy based on your age at issue and the premium will increase over time with your age. This is the most common pricing method that carriers use.


Medigap Plan A

All insurance companies including Assured Life Association that sell Medicare Supplement Plans Medicare Supplement Plans must offer Plan A. This is the most basic policy covering your expenses for Medicare Part A (Hospital Coverage) and Part B (Medical Insurance) and hospice care that the government doesn’t pay in OH.

Medigap Plan B

Medicare Supplement Plan B is available from Assured Life Association in Ohio Western and Southern. Medigap Plan B offers all the benefits of Plan A with additional coverage on your Part A (Hospital Coverage) Deductible.

Medigap Plan C

Assured Life Association offers Medigap Plan C in Ohio Western and Southern. Medicare Supplement Plan C offers additional benefits covering you for foreign travel emergencies up to 80% of the cost, Skilled Nursing Facility care coinsurance and covers 100% of your Part B deductible.

Medigap Plan D

Medigap Plan D offers the same benefits as Plan C without extra help on your Part B deductible(Medical Insurance). It is for seniors that to not expect to have a high Part B deductible expense. Assured Life Association offers Medigap Plan D to seniors in OH.

Medigap Plan F

Plan F is the most popular Medigap Plan in Ohio Western and Southern. Medicare supplement Plan F offers the most comprehensive coverage of any plans by Assured Life Association. It includes all the coverage of plan C with help paying your Plan B excess charges. Plan F with a high dedudictible you must pay for Medicare-covered costs (coinsurance, copayments, deductibles) up to the deductible amount of $2,300 in 2019 before your policy pays anything. There are No Co Pays, No Deductibles and No Out of Pocket Costs with Plan F. That means if your Medicare Part A or Part B pay a penny on any doctor or hospital charges, this policy will cover the gap.

Medigap Plan G

Medicare supplement Plan G covers your share of any medical benefit that Original Medicare covers, except for the outpatient deductible. Assured Life Association helps to pay for inpatient hospital costs, such as blood transfusions, skilled nursing, and hospice care.

Medigap Plan N

Plan N Medisupp Plan pays 100% of the Part B coinsurance, except for a copayment of up to $20 for some office visits and up to a $50 copayment for emergency room visits that don’t result in an inpatient admission. You will be responsible for all Part B deductible and excess charges with Plan N

Select

Select is a managed care supplement plan (like an HMO or PPO) for Medicare beneficiaries. If you purchase this plan, Assured Life Association requires you to use the hospitals and, in some instances doctors, within the companys network. Other than that, this policy offers you the same great coverage as a standard Plan



Plan Benefits

Benifits A B C D F G K L M N
Medicare Part A Coinsurance and Hospital Costs100%100%100%100%100%100%100%100%100%100%
Medicare Part B Coinsurance or Copayment100%100%100%100%100%100%50%75%100%100%
Blood (first 3 pints)100%100%100%100%100%100%50%75%100%100%
Part A Hospice Care Coinsurance or Copayment100%100%100%100%100%100%50%75%100%100%
Skilled Nursing Facility Care Coinsurance100%100%100%100%50%75%100%100%
Part A Deductible100%100%100%100%100%50%75%100%100%
Part B Deductible100%100%
Part B Excess Charges100%100%
Foreign Travel Emergency80%80%80%80%80%80%

* Plan K and L have a deductible. The 2020 out-of-pocket (OOP) limits for Medigap plans K & L are $5,880 and $2,940, respectively.

*Plan F is also offered as a high-deductible plan by some insurance companies. If you choose this option, you must pay for Medicare-covered costs (coinsurance, copayments, deductibles) up to the deductible amount of $2,300 in 2019 before your policy pays anything.

*Plan N pays 100% of the Part B coinsurance, except for a copayment of up to $20 for some office visits and up to a $50 copayment for emergency room visits that don’t result in an inpatient admission.

*Excess Charges - If you see a provider that doesn’t participate in Medicare, the provider can charge up to 15% more than the standard Medicare rate. You will have to pay it out-of-pocket unless you have a Medigap plan that includes benefits for Part B excess charges.




Standard Premiums

Plan Type Premium
Plan A$71 - $196
Plan B$104 - $223
Plan C$123 - $253
Plan D$96 - $181
Plan F$124 - $222
Plan F High Deductible$28 - $69
Plan G$97 - $169
Plan K$45 - $91
Plan L$81 - $128
Plan M$97 - $142
Plan N$84 - $172

Starting January 1, 2020, Medigap plans sold to new people with Medicare won’t be allowed to cover the Part B deductible. Because of this, Plans C and F will no longer be available to people new to Medicare starting on January 1, 2020. If you already have either of these 2 plans (or the high deductible version of Plan F) or are covered by one of these plans before January 1, 2020, you’ll be able to keep your plan. If you were eligible for Medicare before January 1, 2020, but not yet enrolled, you may be able to buy one of these plans.

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