2021 Alameda County California
Medicare Advantage Plans

There are 22 Medicare Advantage Plans available in Alameda County CA from 9 different health insurance providers. 13 of these Medicare Advantage plans offer additional gap coverage. The plan with the lowest out of pocket expense is $2999 and the highest out of pocket is $7550. Alameda County California residents can also pick from 4 Medicare Special Needs Plans. The best Medicare Advantage plan in Alameda County California received a 5 overall star rating from CMS and the lowest rated plan is 3.5 stars.

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Name ⇅ Premium Deductible MOOP Gap Plan
AARP Medicare Advantage SecureHorizons Plan 1 (HMO)
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$110.00 $350.00 $6,700 NoEnroll
Aetna Medicare Elite Plan (PPO)
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$0 $0 $7,550 YesEnroll
Aetna Medicare Plus Plan (HMO)
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$0 $0 $4,200 YesToo NewEnroll
Anthem MediBlue Coordination Plus (HMO)
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$4.20 $445.00 $7,550 YesEnroll
Anthem MediBlue Plus (HMO)
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$49.00 $0 $4,900 YesEnroll
Anthem MediBlue Select (HMO)
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$0 $0 $7,550 YesEnroll
Blue Shield Inspire (HMO)
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$45.00 $0 $5,000 YesEnroll
Blue Shield Inspire (PPO)
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$98.00 $400.00 $6,700 YesToo NewEnroll
Health Net Healthy Heart (HMO)
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$125.00 $250.00 $3,400 NoEnroll
Health Net Ruby Select (HMO)
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$0 $0 $6,700 NoEnroll
Health Net Sapphire Premier (HMO)
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$25.40 $445.00 $3,450 NoEnroll
Health Net Sapphire Premier II (HMO)
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$26.70 $445.00 $3,450 NoEnroll
Imperial Traditional (HMO)
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$0 $0 $2,999 YesToo NewEnroll
Imperial Traditional Plus (HMO)
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$31.50 $445.00 $2,999 YesToo NewEnroll
Kaiser Permanente Senior Advantage Alam., SF, Napa (HMO)
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$84.00 $0 $4,900 YesEnroll
Kaiser Permanente Senior Advantage Basic Alameda (HMO)
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$24.00 $0 $6,700 YesEnroll
Stanford Health Care Advantage - Gold (HMO)
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$69.00 $250.00 $6,500 YesEnroll
Stanford Health Care Advantage - Platinum (HMO)
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$99.00 $0 $5,250 YesEnroll
UnitedHealthcare Canopy Health Medicare Advantage (HMO)
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$69.00 $0 $4,900 NoEnroll
UnitedHealthcare Medicare Advantage Assure (HMO)
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$26.60 $445.00 $7,550 NoEnroll

Return to 2021 Medicare Advantage Plans in California

Medicare Advantage Health Plans Without Drug Coverage

Plan Name ⇅ Premium Type MOOP Overall
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Aetna Medicare Eagle Plan (HMO)
$0 Local HMO * $4,200 Too NewEnroll
Health Net Green (HMO)
$0 Local HMO * $3,400 Enroll

2021 Medicare Special Needs Plans in Alameda county California

Plan Name ⇅ Monthly
Part D
 Gap  Special Needs
Aetna Medicare Preferred Plan (HMO D-SNP)     $25.00 $130.0  No Dual-EligibleToo New
Imperial Senior Value (HMO C-SNP)     $0 $0  Yes Chronic or Disabling ConditionToo New
Senior Advantage Medicare Medi-Cal Plan North (HMO D-SNP)     $30.50 $445.0  No Dual-Eligible
UnitedHealthcare Dual Complete (HMO D-SNP)     $28.20 $445.0  No Dual-EligibleToo New

Plan Type Is the type of organization offering the Medicare Plans.

  • HMO - Health Maintenance Organization
  • PPO - Preferred Provider Organization
  • PDP - Prescription Drug Plan
  • SNP - Special Needs Plan
  • POS - Point of Service
  • PFFS - Private Fee For Service

Monthly Consolidated Premium (Includes Part C + D) Your premium may be lower depending on your eligibility for medical assistance. Call your provider for details.

Part D Total Premium: The Part D Total Premium is the sum of the Basic and Supplemental Premiums. Note: the Part D Total Premium is net of any Part A/B rebates applied to "buy down" the drug premium for Medicare Advantage; for some plans the total premium may be lower than the sum of the basic and supplemental premiums due to negative basic or supplemental premiums.

Benefit Type
  • (EA) Enhanced Alternative may offer additional gap coverage which is calculated as the percentage of generic formulary products with coverage above standard generic coverage gap cost-sharing benefit and/or the percentage of brand formulary products covered in addition to the coverage gap discount for applicable drugs.
  • (DS) Defined Standard Benefit
  • (BA) Basic Alternative
  • (AE) Actuarially Equivalent Standard


In 2021 once you and your plan provider have spent $4130 on covered drugs. (combined amount plus your deductible) You will be in the coverage gap. (AKA "donut hole") Once you reach the coverage gap you will pay 25% of the plans cost for covered brand-name prescription drugs and 25% on generic drugs unless your plan offers additional coverage.

Maximum Out-of-Pocket (MOOP) limit on enrollee spending that includes costs for all in-network Part A and Part B Services. NOT Part D - prescription drugs. N/A is defined as Not Applicable

Source: CMS. Data as of September 8, 2020.
Plans are subject to change as contracts are finalized.
Includes 2021 approved contracts. Employer sponsored 800 series and plans under sanction are excluded. For 2021, enhanced alternative may offer additional cost sharing reductions in the gap on a sub-set of the formulary drugs, beyond the standard Part-D benefit.

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