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The 2023 Medicare Advantage Plans in Cullman County AL.

2022 Cullman County Alabama
Medicare Advantage Plans

There are 32 Medicare Advantage Plans available in Cullman County AL from 8 different health insurance providers. 9 of these Medicare Advantage plans offer additional gap coverage. The plan with the lowest out of pocket expense is $3400 and the highest out of pocket is $7350. Cullman County Alabama residents can also pick from 12 Medicare Special Needs Plans. The best Medicare Advantage plan in Cullman County Alabama received a 5 overall star rating from CMS and the lowest rated plan is 3.5 stars.

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Name ⇅ Premium Deductible MOOP Gap Plan
AARP Medicare Advantage Choice (PPO)

AARP Medicare Advantage Plan 3 (HMO)

AARP Medicare Advantage Walgreens (HMO)

Aetna Medicare Freedom Plan (PPO)

Blue Advantage Complete (PPO)

Blue Advantage Premier (PPO)

Cigna Preferred AL Medicare (HMO)

Cigna Preferred Medicare (HMO)

Cigna Preferred Plus Medicare (HMO)

Cigna True Choice Medicare (PPO)

Humana Gold Plus H5619-088 (HMO)

HumanaChoice H5216-179 (PPO)

HumanaChoice H5216-214 (PPO)

HumanaChoice H5216-269 (PPO)

HumanaChoice R7315-002 (Regional PPO)

VIVA Medicare Plus (HMO)

VIVA Medicare Premier (HMO)

VIVA Medicare Prime (HMO)

Wellcare Assist (HMO)

Wellcare Giveback Open (PPO)

$0$100.00$7,350YesToo NewBrowse
Wellcare Low Premium Open (PPO)

$30.00$0$4,500YesToo NewBrowse
Wellcare No Premium (HMO)

Wellcare No Premium Open (PPO)

$0$0$5,500YesToo NewBrowse

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Dale County Medicare Advantage

Medicare Advantage Health Plans Without Drug Coverage

2022 Medicare Special Needs Plans in Cullman county Alabama

Plan Name ⇅ Monthly
Part D
 Gap  Special Needs
Aetna Medicare Dual Preferred Plan (HMO D-SNP) $21.80$480.0No Gap CoverageDual-Eligible
Cigna TotalCare AL (HMO D-SNP) $20.00$480.0No Gap CoverageDual-Eligible
Cigna TotalCare Plus (HMO D-SNP) $21.40$480.0No Gap CoverageDual-Eligible
Humana Gold Plus SNP-DE H5619-093 (HMO D-SNP) $28.00$480.0No Gap CoverageDual-Eligible
Simpra Advantage (PPO D-SNP) $32.70$480.0No Gap CoverageDual-EligibleNA
Simpra Advantage (PPO I-SNP) $32.70$480.0No Gap CoverageInstitutionalNA
Simpra Advantage Premier (PPO I-SNP) $100.0$150.0No Gap CoverageInstitutionalNA
UnitedHealthcare Dual Complete Plan 1 (HMO D-SNP) $29.60$480.0No Gap CoverageDual-Eligible
UnitedHealthcare Dual Complete Plan 2 (HMO D-SNP) $32.70$480.0No Gap CoverageDual-Eligible
VIVA Medicare Extra Value (HMO D-SNP) $32.70$479.0No Gap CoverageDual-Eligible
Wellcare Dual Access (HMO D-SNP) $28.00$480.0No Gap CoverageDual-EligibleNA
Wellcare Dual Liberty (HMO D-SNP) $29.20$480.0No Gap CoverageDual-EligibleNA

Plan Type Is the type of organization offering the Medicare Plan.

  • HMO - Health Maintenance Organization
  • PPO - Preferred Provider Organization
  • PDP - Prescription Drug Plan
  • SNP - Special Needs Plan
  • POS - Point of Service
  • PFFS - Private Fee For Service

Monthly Consolidated Premium (Includes Part C + D) Your premium may be lower depending on your eligibility for medical assistance. Call your provider for details.

Part D Total Premium: The Part D Total Premium is the sum of the Basic and Supplemental Premiums. Note: the Part D Total Premium is net of any Part A/B rebates applied to "buy down" the drug premium for Medicare Advantage; for some plans the total premium may be lower than the sum of the basic and supplemental premiums due to negative basic or supplemental premiums.

Benefit Type
  • (EA) Enhanced Alternative may offer additional gap coverage which is calculated as the percentage of generic formulary products with coverage above standard generic coverage gap cost-sharing benefit and/or the percentage of brand formulary products covered in addition to the coverage gap discount for applicable drugs.
  • (DS) Defined Standard Benefit
  • (BA) Basic Alternative
  • (AE) Actuarially Equivalent Standard

  • Many - Many Generics and Some Brands
  • Some - Some Generics and Few Brands

Maximum Out-of-Pocket (MOOP) limit on enrollee spending that includes costs for all in-network Part A and Part B Services. NOT Part D - prescription drugs. N/A is defined as Not Applicable

Source: CMS. Data as of September 1, 2021.
Plans are subject to change as contracts are finalized.
Includes 2022 approved contracts. Employer sponsored 800 series and plans under sanction are excluded. For 2022, enhanced alternative may offer additional cost sharing reductions in the gap on a sub-set of the formulary drugs, beyond the standard Part-D benefit.

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MedicareHelp.org is a privately-owned Non-governmental agency. The government website can be found at HealthCare.gov.

Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options. Enrollment depends on the plan’s contract renewal.

Every year, Medicare evaluates plans based on a 5-star rating system.