2022 Polk County Florida
Medicare Advantage Plans

There are 50 Medicare Advantage Plans available in Polk County FL from 15 different health insurance providers. 27 of these Medicare Advantage plans offer additional gap coverage. The plan with the lowest out of pocket expense is $1200 and the highest out of pocket is $7550. Polk County Florida residents can also pick from 44 Medicare Special Needs Plans. The best Medicare Advantage plan in Polk County Florida received a 5 overall star rating from CMS and the lowest rated plan is 3 stars.



(Click the Plan Name for More Details)
(⇅ Click the Header to Sort)

Name ⇅ Premium Deductible MOOP Gap Plan
Rating
Click
for
Formulary
AARP Medicare Advantage (HMO-POS)
(H1045-028)
$0 $0 $4,900 YesBrowse
Formulary
AARP Medicare Advantage Choice (PPO)
(H2406-011)
$0 $150.00 $5,500 YesBrowse
Formulary
AARP Medicare Advantage Choice Plan 2 (Regional PPO)
(R0759-001)
$0 $395.00 $6,700 YesBrowse
Formulary
AARP Medicare Advantage Focus (HMO-POS)
(H1045-045)
$0 $0 $3,400 YesBrowse
Formulary
Aetna Medicare Choice (HMO-POS)
(H1609-028)
$0 $195.00 $6,700 YesBrowse
Formulary
Aetna Medicare Premier (PPO)
(H5521-033)
$0 $300.00 $6,700 YesBrowse
Formulary
Aetna Medicare Premier Plus (PPO)
(H5521-270)
$0 $150.00 $5,500 YesBrowse
Formulary
Aetna Medicare Select (HMO)
(H1609-022)
$0 $0 $2,500 YesBrowse
Formulary
BayCarePlus Complete (HMO)
(H2235-001)
$0 $0 $3,500 NoBrowse
Formulary
BayCarePlus Premier (HMO)
(H2235-003)
$34.00 $0 $2,800 NoBrowse
Formulary
BayCarePlus Rewards (HMO)
(H2235-002)
$0 $0 $4,500 NoBrowse
Formulary
BlueMedicare Choice (Regional PPO)
(R3332-001)
$51.90 $250.00 $6,500 YesBrowse
Formulary
BlueMedicare Classic (HMO)
(H1035-021)
$0 $0 $4,900 YesBrowse
Formulary
BlueMedicare Premier (HMO)
(H1035-023)
$0 $0 $2,000 YesBrowse
Formulary
BlueMedicare Saver (HMO)
(H1035-037)
$0 $50.00 $6,700 YesBrowse
Formulary
BlueMedicare Value (PPO)
(H5434-034)
$0 $150.00 $4,000 YesBrowse
Formulary
CareFree (HMO)
(H1019-104)
$0 $0 $3,400 YesBrowse
Formulary
CareOne PLUS (HMO)
(H1019-103)
$0 $0 $2,500 YesBrowse
Formulary
Cigna Preferred Medicare (HMO)
(H5410-024)
$0 $0 $3,750 NoBrowse
Formulary
Cigna Preferred Savings Medicare (HMO)
(H5410-026)
$0 $0 $3,900 NoBrowse
Formulary
Cigna Primary Medicare (HMO)
(H5410-033)
$23.60 $480.00 $3,500 NoBrowse
Formulary
Cigna True Choice Medicare (PPO)
(H7849-017)
$0 $0 $5,850 NoBrowse
Formulary
Devoted Health Core Greater Tampa Bay (HMO)
(H1290-036)
$0 $0 $2,900 YesBrowse
Formulary
Devoted Health Essentials Polk (HMO)
(H1290-017)
$0 $0 $3,400 NoBrowse
Formulary
Devoted Health Latitude Polk (PPO)
(H9884-006)
$0 $150.00 $5,500 YesToo NewBrowse
Formulary
Devoted Health Prime (HMO)
(H1290-038)
$34.30 $480.00 $2,900 NoBrowse
Formulary
Freedom Platinum Plan Rx (HMO)
(H5427-092)
$0 $0 $2,000 YesBrowse
Formulary
Freedom Platinum Rewards Plan Rx (HMO)
(H5427-107)
$0 $0 $3,400 NoBrowse
Formulary
Humana Gold Choice H8145-061 (PFFS)
(H8145-061)
$102.00 $200.00 $- NoBrowse
Formulary
Humana Gold Plus H1036-230 (HMO)
(H1036-230)
$0 $0 $2,500 YesBrowse
Formulary
Humana Gold Plus H1036-268 (HMO)
(H1036-268)
$0 $0 $4,500 YesBrowse
Formulary
HumanaChoice Florida H5216-072 (PPO)
(H5216-072)
$0 $150.00 $5,000 NoBrowse
Formulary
HumanaChoice R5826-005 (Regional PPO)
(R5826-005)
$114.00 $100.00 $6,700 NoBrowse
Formulary
HumanaChoice R5826-074 (Regional PPO)
(R5826-074)
$8.00 $395.00 $7,550 NoBrowse
Formulary
Molina Medicare Choice Care (HMO)
(H8130-010)
$0 $125.00 $7,550 NoBrowse
Formulary
Molina Medicare Choice Care Select (HMO)
(H8130-011)
$0 $480.00 $7,550 NoBrowse
Formulary
Optimum Platinum Plan (HMO)
(H5594-019)
$0 $0 $3,400 YesBrowse
Formulary
Simply Extra (HMO)
(H5471-106)
$0 $0 $3,450 YesBrowse
Formulary
Simply More (HMO)
(H5471-071)
$0 $0 $3,450 YesBrowse
Formulary
Wellcare Giveback (HMO)
(H1032-200)
$0 $0 $2,500 YesBrowse
Formulary
Wellcare No Premium (HMO)
(H1032-201)
$0 $0 $1,200 YesBrowse
Formulary
Wellcare No Premium Open (PPO)
(H5199-012)
$0 $100.00 $3,400 YesBrowse
Formulary
Wellcare Premium Enhanced Open (PPO)
(H5199-010)
$85.00 $0 $1,700 YesBrowse
Formulary


Return to 2022 Medicare Advantage Plans in Florida





Medicare Advantage Health Plans Without Drug Coverage





2022 Medicare Special Needs Plans in Polk county Florida

Plan Name ⇅ Monthly
Premium
Part D
Deductible
 Gap  Special Needs
Type
Overall
Rating
Aetna Medicare Assure (HMO D-SNP)     $28.40 $480.0  No Gap Coverage Dual-Eligible
Aetna Medicare Assure Plus (HMO D-SNP)     $31.00 $480.0  No Gap Coverage Dual-Eligible
BlueMedicare Complete (HMO D-SNP)     $34.30 $480.0  Some Dual-Eligible
CareBreeze (HMO C-SNP)     $0 $0  Some Chronic or Disabling Condition
CareComplete (HMO C-SNP)     $0 $0  Some Chronic or Disabling Condition
CareNeeds PLUS (HMO D-SNP)     $14.10 $480.0  No Gap Coverage Dual-Eligible
Cigna TotalCare Plus (HMO D-SNP)     $20.80 $480.0  No Gap Coverage Dual-Eligible
Devoted Health Dual Greater Tampa Bay (HMO D-SNP)     $34.30 $480.0  No Gap Coverage Dual-Eligible
Florida Complete Care (HMO I-SNP)     $34.30 $480.0  No Gap Coverage InstitutionalToo New
Florida Complete Care- In The Community (HMO I-SNP)     $34.30 $480.0  No Gap Coverage InstitutionalToo New
Freedom Medi-Medi Full (HMO D-SNP)     $34.30 $480.0  No Gap Coverage Dual-Eligible
Freedom Medi-Medi Partial (HMO D-SNP)     $34.30 $480.0  No Gap Coverage Dual-Eligible
Freedom VIP Care (HMO C-SNP)     $0 $0  Some Generics and So Chronic or Disabling Condition
Freedom VIP Rewards (HMO C-SNP)     $0 $0  Some Chronic or Disabling Condition
Freedom VIP Savings (HMO C-SNP)     $0 $0  Some Generics and So Chronic or Disabling Condition
Freedom VIP Savings COPD (HMO C-SNP)     $0 $0  Some Chronic or Disabling Condition
Humana Fully Integrated H1036-283 (HMO D-SNP)     $15.60 $480.0  No Gap Coverage Dual-Eligible
Humana Gold Plus - Diabetes and Heart (HMO C-SNP)     $0 $0  Some Chronic or Disabling Condition
Humana Gold Plus SNP-DE H1036-231 (HMO D-SNP)     $16.00 $480.0  No Gap Coverage Dual-Eligible
Longevity Health Plan (HMO I-SNP)     $34.30 $480.0  No Gap Coverage InstitutionalNA
Molina Medicare Complete Care (HMO D-SNP)     $34.30 $480.0  Some Dual-Eligible
Molina Medicare Complete Care Select (HMO D-SNP)     $34.30 $480.0  Some Dual-Eligible
Molina Medicare Connect Care (HMO C-SNP)     $0 $0  No Gap Coverage Chronic or Disabling Condition
Optimum Diamond Rewards (HMO C-SNP)     $0 $0  Some Chronic or Disabling Condition
Optimum Diamond Rewards COPD (HMO C-SNP)     $0 $0  Some Chronic or Disabling Condition
Optimum Emerald Full (HMO D-SNP)     $34.30 $480.0  No Gap Coverage Dual-Eligible
Optimum Emerald Partial (HMO D-SNP)     $34.30 $480.0  No Gap Coverage Dual-Eligible
Simply Care (HMO I-SNP)     $0 $480.0  No Gap Coverage Institutional
Simply Comfort (HMO I-SNP)     $0 $480.0  Some Institutional
Simply Complete (HMO D-SNP)     $34.30 $480.0  No Gap Coverage Dual-Eligible
Simply Level (HMO C-SNP)     $0 $0  Many Chronic or Disabling Condition
UnitedHealthcare Assisted Living Plan (PPO I-SNP)     $34.30 $200.0  No Gap Coverage Institutional
UnitedHealthcare Dual Complete Choice (PPO D-SNP)     $34.30 $480.0  No Gap Coverage Dual-Eligible
UnitedHealthcare Dual Complete LP (HMO D-SNP)     $34.30 $480.0  No Gap Coverage Dual-Eligible
UnitedHealthcare Dual Complete RP (Regional PPO D-SNP)     $31.50 $480.0  No Gap Coverage Dual-Eligible
UnitedHealthcare Medicare Advantage Walgreens (HMO C-SNP)     $0 $150.0  Some Generics Chronic or Disabling Condition
UnitedHealthcare Nursing Home Plan (PPO I-SNP)     $34.30 $480.0  No Gap Coverage Institutional
Wellcare Dual Access (HMO D-SNP)     $32.30 $480.0  No Gap Coverage Dual-Eligible
Wellcare Dual Liberty (HMO D-SNP)     $34.30 $480.0  No Gap Coverage Dual-Eligible
Wellcare Dual Medicare (HMO D-SNP)     $33.70 $480.0  No Gap Coverage Dual-Eligible
Wellcare Dual Nurture (HMO D-SNP)     $34.30 $480.0  No Gap Coverage Dual-Eligible
Wellcare Dual Reserve (HMO D-SNP)     $31.60 $480.0  No Gap Coverage Dual-Eligible
Wellcare Specialty Giveback (HMO C-SNP)     $0 $0  Many Chronic or Disabling Condition
Wellcare Specialty No Premium (HMO C-SNP)     $0 $0  Many Chronic or Disabling Condition



Plan Type Is the type of organization offering the Medicare Plan.

  • HMO - Health Maintenance Organization
  • PPO - Preferred Provider Organization
  • PDP - Prescription Drug Plan
  • SNP - Special Needs Plan
  • POS - Point of Service
  • PFFS - Private Fee For Service

Monthly Consolidated Premium (Includes Part C + D) Your premium may be lower depending on your eligibility for medical assistance. Call your provider for details.

Part D Total Premium: The Part D Total Premium is the sum of the Basic and Supplemental Premiums. Note: the Part D Total Premium is net of any Part A/B rebates applied to "buy down" the drug premium for Medicare Advantage; for some plans the total premium may be lower than the sum of the basic and supplemental premiums due to negative basic or supplemental premiums.

Benefit Type
  • (EA) Enhanced Alternative may offer additional gap coverage which is calculated as the percentage of generic formulary products with coverage above standard generic coverage gap cost-sharing benefit and/or the percentage of brand formulary products covered in addition to the coverage gap discount for applicable drugs.
  • (DS) Defined Standard Benefit
  • (BA) Basic Alternative
  • (AE) Actuarially Equivalent Standard

GAP
  • Many - Many Generics and Some Brands
  • Some - Some Generics and Few Brands

Maximum Out-of-Pocket (MOOP) limit on enrollee spending that includes costs for all in-network Part A and Part B Services. NOT Part D - prescription drugs. N/A is defined as Not Applicable



Source: CMS. Data as of September 1, 2021.
Plans are subject to change as contracts are finalized.
Includes 2022 approved contracts. Employer sponsored 800 series and plans under sanction are excluded. For 2022, enhanced alternative may offer additional cost sharing reductions in the gap on a sub-set of the formulary drugs, beyond the standard Part-D benefit.


*Licensed Agent Disclaimer: We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE (TTY users should call 1-877-486-2048) 24 hours a day/7 days a week to get information on all of your options.

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