2022 Amerivantage Choice (PPO)


Amerivantage Choice (PPO) H8343-001 is a 2022 Medicare Advantage Plan or Part-C by Amerigroup Insurance Company available to residents in Texas. This plan includes additional prescription drug (Part-D) coverage. The Amerivantage Choice (PPO) has a monthly premium of $15.00 and has an in-network maximum out-of-pocket limit of $6,500 (MOOP). This means that if you get sick or need a high cost procedure the co-pays are capped once you pay $6,500 out-of-pocket. This can be a extremely nice safety net.

Amerivantage Choice (PPO) is a Local PPO. A preferred provider organization (PPO) is a Medicare plan that has created contracts with a network of "preferred" providers for you to choose from at reduced rates. You do not need to select a primary care physician and you do not need referrals to see other providers in the network. Offering you a little more flexibility overall. You can get medical attention from a provider outside of the network but you will have to pay the difference between the out-of-network bill and the PPOs discounted rate.

Amerigroup Insurance Company works with Medicare to provide significant coverage beyond Part A and Part B benefits. If you decide to sign up for Amerivantage Choice (PPO) you still retain Original Medicare. But you will get additional Part A (Hospital Insurance) and Part B (Medical Insurance) coverage from Amerigroup Insurance Company and not Original Medicare. With Medicare Advantage you are always covered for urgently needed and emergency care. Plus you receive all the benefits of Original Medicare from Amerigroup Insurance Company except hospice care. Original Medicare still provides you with hospice care even if you sign up for Medicare Advantage.




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2022 Amerigroup Insurance Company Medicare Advantage Plan Costs

Name:
Amerivantage Choice (PPO)
Plan ID:
H8343-001
Provider:Amerigroup Insurance Company
Year:2022
Type: Local PPO
Monthly Premium C+D: $15.00
Part C Premium:$0.00
MOOP: $6,500
Part D (Drug) Premium:$15.00
Part D Supplemental Premium$0.00
Total Part D Premium:$15.00
Drug Deductible:$0.00
Tiers with No Deductible:0
Gap Coverage:Yes
Benchmark:not below the regional benchmark
Type of Medicare Health:Enhanced Alternative
Drug Benefit Type:Enhanced
Similar Plan: H8343-002
New Plan: 2023 H8343-002




Amerivantage Choice (PPO) Part-C Premium

Amerigroup Insurance Company charges a $0.00 Part-C premium. The Part C premium covers Medicare medical, hospital benefits and supplemental benefits if offered. You generally are also responsible for paying the Part B premium.



H8343-001 Part-D Deductible and Premium

Amerivantage Choice (PPO) has a monthly drug premium of $15.00 and a $0.00 drug deductible. This Amerigroup Insurance Company plan offers a $15.00 Part-D Basic Premium that is not below the regional benchmark. This covers the basic prescription benefit only and does not cover enhanced drug benefits such as medical benefits or hospital benefits. The Part D Supplemental Premium is $0.00 this Premium covers any enhanced plan benefits offered by Amerigroup Insurance Company above and beyond the standard PDP benefits. This can include additional coverage in the gap, lower co-payments and coverage of non-Part D drugs. The Part D Total Premium is $15.00 . The Part D Total Premium is the addition of the supplemental and basic premiums for some plans this amount can be lowered due to negative basic or supplemental premiums.



Amerigroup Insurance Company Gap Coverage

In 2022 once you and your plan provider have spent $4430 on covered drugs. (combined amount plus your deductible) You will be in the coverage gap. (AKA "donut hole") You will be required to pay 25% for prescription drugs unless your plan offers additional coverage. This Amerigroup Insurance Company plan does offer additional coverage through the gap.



Premium Assistance

The Low Income Subsidy (LIS) helps people with Medicare pay for prescription drugs, and lowers the costs of Medicare prescription drug coverage. Depending on your income level you may be eligible for full 75%, 50%, 25% premium assistance. The Amerivantage Choice (PPO) medicare insurance offers a $0.00 premium obligation if you receive a full low-income subsidy (LIS) assistance. And the payment is $3.70 for 75% low income subsidy $7.50 for 50% and $11.20 for 25%.



Full LIS Premium:$0.00
75% LIS Premium:$3.70
50% LIS Premium:$7.50
25% LIS Premium:$11.20


H8343-001 Formulary or Drug Coverage

Amerivantage Choice (PPO) formulary is divided into Tiers or levels of coverage based on usage and according to the medication costs. Each tier will have a defined copay that you must pay to receive the drug. Drugs in lower tiers will usually cost less than those in higher tiers. By reviewing different Medicare Drug formularies, you can pick a Medicare Advantage plan that covers your medications. Additionally, you can choose a plan that has your drugs listed at a lower price. You can see complete 2022 Amerivantage Choice (PPO) H8343-001 Formulary here.

Drug Tier Copay
Preferred
Pharmacy
Copay
Nonpreferred
Pharmacy
Tier 1 $5 $10
Tier 2 $12 $17
Tier 3 $37 $47
Tier 4 $90 $100
Tier 5 33% 33%
Tier 6 $0 $0
*Initial Coverage Phase and 30 day supply





2021 Amerivantage Choice (PPO) Summary of Benefits

*This will be updated with 2022 data when available.



Additional Benefits


No



Comprehensive Dental


Diagnostic services $0 copay (Out-of-Network)
Diagnostic services $0 copay
Endodontics $0 copay (Out-of-Network)
Endodontics $0 copay
Extractions $0 copay
Extractions $0 copay (Out-of-Network)
Non-routine services $0 copay (Out-of-Network)
Non-routine services $0 copay
Periodontics $0 copay
Periodontics $0 copay (Out-of-Network)
Prosthodontics, other oral/maxillofacial surgery, other services $0 copay (Out-of-Network)
Prosthodontics, other oral/maxillofacial surgery, other services $0 copay
Restorative services $0 copay
Restorative services $0 copay (Out-of-Network)



Deductible


$0



Diagnostic Tests and Procedures


Diagnostic radiology services (e.g., MRI) $270 copay
Diagnostic radiology services (e.g., MRI) 40% coinsurance (Out-of-Network)
Diagnostic tests and procedures 40% coinsurance (Out-of-Network)
Diagnostic tests and procedures $0-10 copay
Lab services $0 copay
Lab services 40% coinsurance (Out-of-Network)
Outpatient x-rays $40 copay
Outpatient x-rays 40% coinsurance (Out-of-Network)



Doctor Visits


Primary $35 copay per visit (Out-of-Network)
Primary $0 copay
Specialist $35 copay per visit
Specialist $50 copay per visit (Out-of-Network)



Emergency care/Urgent Care


Emergency $90 copay per visit (always covered)
Urgent care $35 copay per visit (always covered)



Foot Care (podiatry services)


Foot exams and treatment $50 copay (Out-of-Network)
Foot exams and treatment $35 copay
Routine foot care Not covered



Ground Ambulance


$275 copay (Out-of-Network)
$275 copay



Hearing


Fitting/evaluation 20% coinsurance (Out-of-Network)
Fitting/evaluation $0 copay
Hearing aids $0 copay
Hearing aids $0 copay (Out-of-Network)
Hearing exam $35 copay
Hearing exam $50 copay (Out-of-Network)



Inpatient Hospital Coverage


40% per stay (Out-of-Network)
$270 per day for days 1 through 6
$0 per day for days 7 through 90



Medical Equipment/Supplies


Diabetes supplies $0 copay
Diabetes supplies 40% coinsurance per item (Out-of-Network)
Durable medical equipment (e.g., wheelchairs, oxygen) 0-20% coinsurance per item
Durable medical equipment (e.g., wheelchairs, oxygen) 40% coinsurance per item (Out-of-Network)
Prosthetics (e.g., braces, artificial limbs) 40% coinsurance per item (Out-of-Network)
Prosthetics (e.g., braces, artificial limbs) 20% coinsurance per item



Medicare Part B Drugs


Chemotherapy 20% coinsurance
Chemotherapy 40% coinsurance (Out-of-Network)
Other Part B drugs 40% coinsurance (Out-of-Network)
Other Part B drugs 20% coinsurance



Mental Health Services


Inpatient hospital - psychiatric 40% per stay (Out-of-Network)
Inpatient hospital - psychiatric $270 per day for days 1 through 6
$0 per day for days 7 through 90
Outpatient group therapy visit $60 copay (Out-of-Network)
Outpatient group therapy visit $40 copay
Outpatient group therapy visit with a psychiatrist $40 copay
Outpatient group therapy visit with a psychiatrist $60 copay (Out-of-Network)
Outpatient individual therapy visit $60 copay (Out-of-Network)
Outpatient individual therapy visit $40 copay
Outpatient individual therapy visit with a psychiatrist $60 copay (Out-of-Network)
Outpatient individual therapy visit with a psychiatrist $40 copay



MOOP


$9,500 In and Out-of-network
$6,500 In-network



Option


No



Optional supplemental benefits


No



Outpatient Hospital Coverage


40% coinsurance per visit (Out-of-Network)
$0-250 copay per visit



Preventive Care


$0 copay (Out-of-Network)
$0 copay



Preventive Dental


Cleaning 20% coinsurance (Out-of-Network)
Cleaning $0 copay
Dental x-ray(s) 20% coinsurance (Out-of-Network)
Dental x-ray(s) $0 copay
Fluoride treatment $0 copay
Fluoride treatment 20% coinsurance (Out-of-Network)
Oral exam $0 copay
Oral exam 20% coinsurance (Out-of-Network)



Rehabilitation Services


Occupational therapy visit $40 copay
Occupational therapy visit $60 copay (Out-of-Network)
Physical therapy and speech and language therapy visit $60 copay (Out-of-Network)
Physical therapy and speech and language therapy visit $40 copay



Skilled Nursing Facility


$0 per day for days 1 through 20
$168 per day for days 21 through 100
40% per stay (Out-of-Network)



Transportation


Not covered



Vision


Contact lenses $0 copay
Contact lenses $0 copay (Out-of-Network)
Eyeglass frames $0 copay (Out-of-Network)
Eyeglass frames $0 copay
Eyeglass lenses $0 copay
Eyeglass lenses $0 copay (Out-of-Network)
Eyeglasses (frames and lenses) $0 copay (Out-of-Network)
Eyeglasses (frames and lenses) $0 copay
Other Not covered
Routine eye exam $0 copay (Out-of-Network)
Routine eye exam $0 copay
Upgrades Not covered



Wellness Programs (e.g. fitness nursing hotline)


Covered





Ready to Enroll?

Click Here

Or Call
1-855-778-4180
Mon-Fri 8am-8pm EST
Sat 8am-8pm EST




Coverage Area for Amerivantage Choice (PPO)

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Source: CMS.
Data as of September 1, 2021.
Notes: Data are subject to change as contracts are finalized. For 2022, enhanced alternative may offer additional cost sharing reductions in the gap on a sub-set of the formulary drugs, beyond the standard Part-D benefit. Includes 2022 approved contracts. Employer sponsored 800 series and plans under sanction are excluded.

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Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options. Enrollment depends on the plan’s contract renewal.

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