2022 Banner Medicare Advantage Prime (HMO)
Banner Medicare Advantage Prime (HMO) H5843-004 is a 2022 Medicare Advantage Plan or Part-C by Banner Medicare Advantage Prime available to residents in Arizona. This plan includes additional prescription drug (Part-D) coverage. The Banner Medicare Advantage Prime (HMO) has a monthly premium of $0 and has an in-network maximum out-of-pocket limit of $2,775 (MOOP). This means that if you get sick or need a high cost procedure the co-pays are capped once you pay $2,775 out-of-pocket. This can be a extremely nice safety net.
Banner Medicare Advantage Prime (HMO) is a Local HMO. With a health maintenance organization (HMO) you will be required to receive most of your health care from an in-network provider. Health maintenance organizations require that you select a primary care physician (PCP). Your PCP will serve as your personal doctor to provide all of your basic healthcare services. If you require specialized care or a physician specialist, your primary care physician will make the arrangements and inform you where you can go in the network. You will need your PCPs okay, called a referral. Services received from an out-of-network provider are not typically covered.
Banner Medicare Advantage Prime works with Medicare to provide significant coverage beyond Part A and Part B benefits. If you decide to sign up for Banner Medicare Advantage Prime (HMO) you still retain Original Medicare. But you will get additional Part A (Hospital Insurance) and Part B (Medical Insurance) coverage from Banner Medicare Advantage Prime and not Original Medicare. With Medicare Advantage you are always covered for urgently needed and emergency care. Plus you receive all the benefits of Original Medicare from Banner Medicare Advantage Prime except hospice care. Original Medicare still provides you with hospice care even if you sign up for Medicare Advantage.
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2022 Banner Medicare Advantage Prime Medicare Advantage Plan Costs
Banner Medicare Advantage Prime (HMO)
|Banner Medicare Advantage Prime
|Monthly Premium C+D:
|Part C Premium:
|Part D (Drug) Premium:
|Part D Supplemental Premium
|Total Part D Premium:
|Tiers with No Deductible:
|not below the regional benchmark
|Type of Medicare Health:
|Drug Benefit Type:
Banner Medicare Advantage Prime (HMO) Part-C Premium
Banner Medicare Advantage Prime charges a $0.00 Part-C premium. The Part C premium covers Medicare medical, hospital benefits and supplemental benefits if offered. You generally are also responsible for paying the Part B premium.
H5843-004 Part-D Deductible and Premium
Banner Medicare Advantage Prime (HMO) has a monthly drug premium of $0.00 and a $0.00 drug deductible. This Banner Medicare Advantage Prime plan offers a $0.00 Part-D Basic Premium that is not below the regional benchmark. This covers the basic prescription benefit only and does not cover enhanced drug benefits such as medical benefits or hospital benefits. The Part D Supplemental Premium is $0.00 this Premium covers any enhanced plan benefits offered by Banner Medicare Advantage Prime above and beyond the standard PDP benefits. This can include additional coverage in the gap, lower co-payments and coverage of non-Part D drugs. The Part D Total Premium is $0.00 . The Part D Total Premium is the addition of the supplemental and basic premiums for some plans this amount can be lowered due to negative basic or supplemental premiums.
Banner Medicare Advantage Prime Gap Coverage
In 2022 once you and your plan provider have spent $4430 on covered drugs. (combined amount plus your deductible) You will be in the coverage gap. (AKA "donut hole") You will be required to pay 25% for prescription drugs unless your plan offers additional coverage. This Banner Medicare Advantage Prime plan does offer additional coverage through the gap.
H5843-004 Formulary or Drug Coverage
Banner Medicare Advantage Prime (HMO) formulary is divided into Tiers or levels of coverage based on usage and according to the medication costs. Each tier will have a defined copay that you must pay to receive the drug. Drugs in lower tiers will usually cost less than those in higher tiers. By reviewing different Medicare Drug formularies, you can pick a Medicare Advantage plan that covers your medications. Additionally, you can choose a plan that has your drugs listed at a lower price. You can see complete 2022 Banner Medicare Advantage Prime (HMO) H5843-004 Formulary here.
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Mon-Fri 8am-8pm EST
Sat 8am-8pm EST
Coverage Area for Banner Medicare Advantage Prime (HMO)
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Data as of September 1, 2021.
Notes: Data are subject to change as contracts are finalized. For 2022, enhanced alternative may offer additional cost sharing reductions in the gap on a sub-set of the formulary drugs, beyond the standard Part-D benefit. Includes 2022 approved contracts. Employer sponsored 800 series and plans under sanction are excluded.