2022 Medicare Plus Blue PPO Vitality (PPO)


Medicare Plus Blue PPO Vitality (PPO) H9572-002 is a 2022 Medicare Advantage Plan or Part-C by Blue Cross Blue Shield of Michigan available to residents in Michigan. This plan includes additional prescription drug (Part-D) coverage. The Medicare Plus Blue PPO Vitality (PPO) has a monthly premium of $85.00 and has an in-network maximum out-of-pocket limit of $5,000 (MOOP). This means that if you get sick or need a high cost procedure the co-pays are capped once you pay $5,000 out-of-pocket. This can be a extremely nice safety net.

Medicare Plus Blue PPO Vitality (PPO) is a Local PPO. A preferred provider organization (PPO) is a Medicare plan that has created contracts with a network of "preferred" providers for you to choose from at reduced rates. You do not need to select a primary care physician and you do not need referrals to see other providers in the network. Offering you a little more flexibility overall. You can get medical attention from a provider outside of the network but you will have to pay the difference between the out-of-network bill and the PPOs discounted rate.

Blue Cross Blue Shield of Michigan works with Medicare to provide significant coverage beyond Part A and Part B benefits. If you decide to sign up for Medicare Plus Blue PPO Vitality (PPO) you still retain Original Medicare. But you will get additional Part A (Hospital Insurance) and Part B (Medical Insurance) coverage from Blue Cross Blue Shield of Michigan and not Original Medicare. With Medicare Advantage you are always covered for urgently needed and emergency care. Plus you receive all the benefits of Original Medicare from Blue Cross Blue Shield of Michigan except hospice care. Original Medicare still provides you with hospice care even if you sign up for Medicare Advantage.




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2022 Blue Cross Blue Shield of Michigan Medicare Advantage Plan Costs

Name:
Medicare Plus Blue PPO Vitality (PPO)
Plan ID:
H9572-002
Provider:Blue Cross Blue Shield of Michigan
Year:2022
Type: Local PPO
Monthly Premium C+D: $85.00
Part C Premium:$60.50
MOOP: $5,000
Part D (Drug) Premium:$24.50
Part D Supplemental Premium$0.00
Total Part D Premium:$24.50
Drug Deductible:$0.00
Tiers with No Deductible:0
Gap Coverage:Yes
Benchmark:not below the regional benchmark
Type of Medicare Health:Enhanced Alternative
Drug Benefit Type:Enhanced
Similar Plan: H9572-003
New Plan: 2023 H9572-003




Medicare Plus Blue PPO Vitality (PPO) Part-C Premium

Blue Cross Blue Shield of Michigan charges a $60.50 Part-C premium. The Part C premium covers Medicare medical, hospital benefits and supplemental benefits if offered. You generally are also responsible for paying the Part B premium.



H9572-002 Part-D Deductible and Premium

Medicare Plus Blue PPO Vitality (PPO) has a monthly drug premium of $24.50 and a $0.00 drug deductible. This Blue Cross Blue Shield of Michigan plan offers a $24.50 Part-D Basic Premium that is not below the regional benchmark. This covers the basic prescription benefit only and does not cover enhanced drug benefits such as medical benefits or hospital benefits. The Part D Supplemental Premium is $0.00 this Premium covers any enhanced plan benefits offered by Blue Cross Blue Shield of Michigan above and beyond the standard PDP benefits. This can include additional coverage in the gap, lower co-payments and coverage of non-Part D drugs. The Part D Total Premium is $24.50 . The Part D Total Premium is the addition of the supplemental and basic premiums for some plans this amount can be lowered due to negative basic or supplemental premiums.



Blue Cross Blue Shield of Michigan Gap Coverage

In 2022 once you and your plan provider have spent $4430 on covered drugs. (combined amount plus your deductible) You will be in the coverage gap. (AKA "donut hole") You will be required to pay 25% for prescription drugs unless your plan offers additional coverage. This Blue Cross Blue Shield of Michigan plan does offer additional coverage through the gap.



Premium Assistance

The Low Income Subsidy (LIS) helps people with Medicare pay for prescription drugs, and lowers the costs of Medicare prescription drug coverage. Depending on your income level you may be eligible for full 75%, 50%, 25% premium assistance. The Medicare Plus Blue PPO Vitality (PPO) medicare insurance offers a $0.00 premium obligation if you receive a full low-income subsidy (LIS) assistance. And the payment is $6.10 for 75% low income subsidy $12.20 for 50% and $18.40 for 25%.



Full LIS Premium:$0.00
75% LIS Premium:$6.10
50% LIS Premium:$12.20
25% LIS Premium:$18.40


H9572-002 Formulary or Drug Coverage

Medicare Plus Blue PPO Vitality (PPO) formulary is divided into Tiers or levels of coverage based on usage and according to the medication costs. Each tier will have a defined copay that you must pay to receive the drug. Drugs in lower tiers will usually cost less than those in higher tiers. By reviewing different Medicare Drug formularies, you can pick a Medicare Advantage plan that covers your medications. Additionally, you can choose a plan that has your drugs listed at a lower price. You can see complete 2022 Medicare Plus Blue PPO Vitality (PPO) H9572-002 Formulary here.

Drug Tier Copay
Preferred
Pharmacy
Copay
Nonpreferred
Pharmacy
Tier 1 $0 $5
Tier 2 $11 $20
Tier 3 $42 $47
Tier 4 50% 50%
Tier 5 33% 33%
*Initial Coverage Phase and 30 day supply





2021 Medicare Plus Blue PPO Vitality (PPO) Summary of Benefits

*This will be updated with 2022 data when available.



Additional Benefits


Yes



Comprehensive Dental


Diagnostic services Not covered
Endodontics Not covered
Extractions Not covered
Non-routine services Not covered
Periodontics Not covered
Prosthodontics, other oral/maxillofacial surgery, other services Not covered
Restorative services Not covered



Deductible


$0



Diagnostic Tests and Procedures


Diagnostic radiology services (e.g., MRI) 40% coinsurance (Out-of-Network)
Diagnostic radiology services (e.g., MRI) $100-150 copay
Diagnostic tests and procedures $0-150 copay
Diagnostic tests and procedures 40% coinsurance (Out-of-Network)
Lab services 40% coinsurance (Out-of-Network)
Lab services $0-40 copay
Outpatient x-rays $35-150 copay
Outpatient x-rays 40% coinsurance (Out-of-Network)



Doctor Visits


Primary 40% coinsurance per visit (Out-of-Network)
Primary $0 copay
Specialist $40 copay per visit
Specialist 40% coinsurance per visit (Out-of-Network)



Emergency care/Urgent Care


Emergency $90 copay per visit (always covered)
Urgent care $0-50 copay per visit (always covered)



Foot Care (podiatry services)


Foot exams and treatment $40 copay
Foot exams and treatment 40% coinsurance (Out-of-Network)
Routine foot care Not covered



Ground Ambulance


$250 copay
$250 copay or 40% coinsurance (Out-of-Network)



Hearing


Fitting/evaluation $0 copay
Fitting/evaluation 50% coinsurance (Out-of-Network)
Hearing aids $0 copay (Out-of-Network)
Hearing aids $0 copay
Hearing exam $0-40 copay
Hearing exam 50% coinsurance (Out-of-Network)



Inpatient Hospital Coverage


40% per stay (Out-of-Network)
$250 per day for days 1 through 6
$0 per day for days 7 through 90



Medical Equipment/Supplies


Diabetes supplies $0 copay
Diabetes supplies $0 copay (Out-of-Network)
Durable medical equipment (e.g., wheelchairs, oxygen) 40% coinsurance per item (Out-of-Network)
Durable medical equipment (e.g., wheelchairs, oxygen) 20% coinsurance per item
Prosthetics (e.g., braces, artificial limbs) 40% coinsurance per item (Out-of-Network)
Prosthetics (e.g., braces, artificial limbs) 20% coinsurance per item



Medicare Part B Drugs


Chemotherapy 20% coinsurance
Chemotherapy 0-40% coinsurance (Out-of-Network)
Other Part B drugs 0-20% coinsurance
Other Part B drugs 0-40% coinsurance (Out-of-Network)



Mental Health Services


Inpatient hospital - psychiatric 40% per stay (Out-of-Network)
Inpatient hospital - psychiatric $250 per day for days 1 through 6
$0 per day for days 7 through 90
Outpatient group therapy visit $40 copay
Outpatient group therapy visit 40% coinsurance (Out-of-Network)
Outpatient group therapy visit with a psychiatrist 40% coinsurance (Out-of-Network)
Outpatient group therapy visit with a psychiatrist $40 copay
Outpatient individual therapy visit 40% coinsurance (Out-of-Network)
Outpatient individual therapy visit $40 copay
Outpatient individual therapy visit with a psychiatrist $40 copay
Outpatient individual therapy visit with a psychiatrist 40% coinsurance (Out-of-Network)



MOOP


$7,100 In and Out-of-network
$5,000 In-network



Option


No



Optional supplemental benefits


Yes



Outpatient Hospital Coverage


40% coinsurance per visit (Out-of-Network)
$150-200 copay per visit



Package #1


Deductible
Monthly Premium $21.40



Preventive Care


$0 copay (Out-of-Network)
$0 copay



Preventive Dental


Cleaning 50% coinsurance (Out-of-Network)
Cleaning $0 copay
Dental x-ray(s) 50% coinsurance (Out-of-Network)
Dental x-ray(s) $0 copay
Fluoride treatment Not covered
Oral exam 50% coinsurance (Out-of-Network)
Oral exam $0 copay



Rehabilitation Services


Occupational therapy visit $40 copay
Occupational therapy visit 40% coinsurance (Out-of-Network)
Physical therapy and speech and language therapy visit 40% coinsurance (Out-of-Network)
Physical therapy and speech and language therapy visit $40 copay



Skilled Nursing Facility


$0 per day for days 1 through 20
$178 per day for days 21 through 100
40% per stay (Out-of-Network)



Transportation


Not covered



Vision


Contact lenses 50% coinsurance (Out-of-Network)
Contact lenses $0 copay
Eyeglass frames 50% coinsurance (Out-of-Network)
Eyeglass frames $0 copay
Eyeglass lenses $0 copay
Eyeglass lenses 50% coinsurance (Out-of-Network)
Eyeglasses (frames and lenses) Not covered
Other $40 copay
Other 50% coinsurance (Out-of-Network)
Routine eye exam 50% coinsurance (Out-of-Network)
Routine eye exam $0 copay
Upgrades Not covered



Wellness Programs (e.g. fitness nursing hotline)


Covered




CMS Star Ratings for Medicare Plus Blue PPO Vitality (PPO) H9572



2021 Overall Rating
Part C Summary Rating
Part-D Summary Rating
Staying Healthy: Screenings, Tests, Vaccines
Managing Chronic (Long Term) Conditions
Member Experience with Health Plan
Complaints and Changes in Plans Performance
Health Plan Customer Service
Drug Plan Customer Service
Complaints and Changes in the Drug Plan
Member Experience with the Drug Plan
Drug Safety and Accuracy of Drug Pricing


Staying Healthy, Screening, Testing, & Vaccines

Total Preventative Rating
Breast Cancer Screening
Colorectal Cancer Screening
Annual Flu Vaccine
Monitoring Physical Activity


Managing Chronic And Long Term Care for Older Adults

Total Rating
SNP Care Management
Medication Review
Functional Status Assessment
Osteoporosis Management
Diabetes Care - Eye Exam
Diabetes Care - Kidney Disease
Diabetes Care - Blood Sugar
Rheumatoid Arthritis
Reducing Risk of Falling
Improving Bladder Control
Medication Reconciliation
Statin Therapy


Member Experience with Health Plan

Total Experience Rating
Getting Needed Care
Getting Appointments
Customer Service
Health Care Quality
Rating of Health Plan
Care Coordination


Member Complaints and Changes in Medicare Plus Blue PPO Vitality (PPO) Plans Performance

Total Rating
Complaints about Health Plan
Members Leaving the Plan
Health Plan Quality Improvement


Health Plan Customer Service Rating for Medicare Plus Blue PPO Vitality (PPO)

Total Customer Service Rating
Timely Decisions About Appeals
Reviewing Appeals Decisions
Call Center, TTY, Foreign Language


Medicare Plus Blue PPO Vitality (PPO) Drug Plan Customer Service Ratings

Total Rating
Call Center, TTY, Foreign Language


Ratings For Member Complaints and Changes in the Drug Plans Performance

Total Rating
Complaints about the Drug Plan
Members Choosing to Leave the Plan
Drug Plan Quality Improvement


Member Experience with the Drug Plan

Total Rating
Rating of Drug Plan
Getting Needed Prescription Drugs


Drug Safety and Accuracy of Drug Pricing

Total Rating
MPF Price Accuracy
Drug Adherence for Diabetes Medications
Drug Adherence for Hypertension (RAS antagonists)
Drug Adherence for Cholesterol (Statins)
MTM Program Completion Rate for CMR
Statin with Diabetes



Ready to Enroll?

Click Here

Or Call
1-855-778-4180
Mon-Fri 8am-8pm EST
Sat 8am-8pm EST




Coverage Area for Medicare Plus Blue PPO Vitality (PPO)

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State: Michigan
County:


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Source: CMS.
Data as of September 1, 2021.
Notes: Data are subject to change as contracts are finalized. For 2022, enhanced alternative may offer additional cost sharing reductions in the gap on a sub-set of the formulary drugs, beyond the standard Part-D benefit. Includes 2022 approved contracts. Employer sponsored 800 series and plans under sanction are excluded.

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