2022 PacificSource Medicare Explorer Rx 7 (PPO)


PacificSource Medicare Explorer Rx 7 (PPO) H4754-007 is a 2022 Medicare Advantage Plan or Part-C by PacificSource Medicare available to residents in Oregon. This plan includes additional prescription drug (Part-D) coverage. The PacificSource Medicare Explorer Rx 7 (PPO) has a monthly premium of $129.00 and has an in-network maximum out-of-pocket limit of $6,950 (MOOP). This means that if you get sick or need a high cost procedure the co-pays are capped once you pay $6,950 out-of-pocket. This can be a extremely nice safety net.

PacificSource Medicare Explorer Rx 7 (PPO) is a Local PPO. A preferred provider organization (PPO) is a Medicare plan that has created contracts with a network of "preferred" providers for you to choose from at reduced rates. You do not need to select a primary care physician and you do not need referrals to see other providers in the network. Offering you a little more flexibility overall. You can get medical attention from a provider outside of the network but you will have to pay the difference between the out-of-network bill and the PPOs discounted rate.

PacificSource Medicare works with Medicare to provide significant coverage beyond Part A and Part B benefits. If you decide to sign up for PacificSource Medicare Explorer Rx 7 (PPO) you still retain Original Medicare. But you will get additional Part A (Hospital Insurance) and Part B (Medical Insurance) coverage from PacificSource Medicare and not Original Medicare. With Medicare Advantage you are always covered for urgently needed and emergency care. Plus you receive all the benefits of Original Medicare from PacificSource Medicare except hospice care. Original Medicare still provides you with hospice care even if you sign up for Medicare Advantage.




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2022 PacificSource Medicare Medicare Advantage Plan Costs

Name:
PacificSource Medicare Explorer Rx 7 (PPO)
Plan ID:
H4754-007
Provider:PacificSource Medicare
Year:2022
Type: Local PPO
Monthly Premium C+D: $129.00
Part C Premium:$81.70
MOOP: $6,950
Part D (Drug) Premium:$37.30
Part D Supplemental Premium$10.00
Total Part D Premium:$47.30
Drug Deductible:$150.00
Tiers with No Deductible:1
Gap Coverage:Yes
Benchmark:not below the regional benchmark
Type of Medicare Health:Enhanced Alternative
Drug Benefit Type:Enhanced
Similar Plan: H4754-008
New Plan: 2023 H4754-008




PacificSource Medicare Explorer Rx 7 (PPO) Part-C Premium

PacificSource Medicare charges a $81.70 Part-C premium. The Part C premium covers Medicare medical, hospital benefits and supplemental benefits if offered. You generally are also responsible for paying the Part B premium.



H4754-007 Part-D Deductible and Premium

PacificSource Medicare Explorer Rx 7 (PPO) has a monthly drug premium of $37.30 and a $150.00 drug deductible. This PacificSource Medicare plan offers a $37.30 Part-D Basic Premium that is not below the regional benchmark. This covers the basic prescription benefit only and does not cover enhanced drug benefits such as medical benefits or hospital benefits. The Part D Supplemental Premium is $10.00 this Premium covers any enhanced plan benefits offered by PacificSource Medicare above and beyond the standard PDP benefits. This can include additional coverage in the gap, lower co-payments and coverage of non-Part D drugs. The Part D Total Premium is $47.30 . The Part D Total Premium is the addition of the supplemental and basic premiums for some plans this amount can be lowered due to negative basic or supplemental premiums.



PacificSource Medicare Gap Coverage

In 2022 once you and your plan provider have spent $4430 on covered drugs. (combined amount plus your deductible) You will be in the coverage gap. (AKA "donut hole") You will be required to pay 25% for prescription drugs unless your plan offers additional coverage. This PacificSource Medicare plan does offer additional coverage through the gap.



Premium Assistance

The Low Income Subsidy (LIS) helps people with Medicare pay for prescription drugs, and lowers the costs of Medicare prescription drug coverage. Depending on your income level you may be eligible for full 75%, 50%, 25% premium assistance. The PacificSource Medicare Explorer Rx 7 (PPO) medicare insurance offers a $10.00 premium obligation if you receive a full low-income subsidy (LIS) assistance. And the payment is $19.30 for 75% low income subsidy $28.60 for 50% and $38.00 for 25%.



Full LIS Premium:$10.00
75% LIS Premium:$19.30
50% LIS Premium:$28.60
25% LIS Premium:$38.00


H4754-007 Formulary or Drug Coverage

PacificSource Medicare Explorer Rx 7 (PPO) formulary is divided into Tiers or levels of coverage based on usage and according to the medication costs. Each tier will have a defined copay that you must pay to receive the drug. Drugs in lower tiers will usually cost less than those in higher tiers. By reviewing different Medicare Drug formularies, you can pick a Medicare Advantage plan that covers your medications. Additionally, you can choose a plan that has your drugs listed at a lower price. You can see complete 2022 PacificSource Medicare Explorer Rx 7 (PPO) H4754-007 Formulary here.

Drug Tier Copay
Preferred
Pharmacy
Copay
Nonpreferred
Pharmacy
Tier 1 $3 $8
Tier 2 $12 $17
Tier 3 $37 $47
Tier 4 31% 32%
Tier 5 30% 30%
Tier 6 $0 $0
*Initial Coverage Phase and 30 day supply





2021 PacificSource Medicare Explorer Rx 7 (PPO) Summary of Benefits

*This will be updated with 2022 data when available.



Additional Benefits


No



Comprehensive Dental


Diagnostic services Not covered
Endodontics Not covered
Extractions Not covered
Non-routine services Not covered
Periodontics Not covered
Prosthodontics, other oral/maxillofacial surgery, other services Not covered
Restorative services Not covered



Deductible


$0



Diagnostic Tests and Procedures


Diagnostic radiology services (e.g., MRI) 50% coinsurance (Out-of-Network)
Diagnostic radiology services (e.g., MRI) $225-310 copay
Diagnostic tests and procedures $15 copay or 20% coinsurance
Diagnostic tests and procedures 50% coinsurance (Out-of-Network)
Lab services 50% coinsurance (Out-of-Network)
Lab services $0-15 copay or 20% coinsurance
Outpatient x-rays $0-15 copay
Outpatient x-rays 50% coinsurance (Out-of-Network)



Doctor Visits


Primary $0-10 copay per visit
Primary 50% coinsurance per visit (Out-of-Network)
Specialist $0-35 copay per visit
Specialist 50% coinsurance per visit (Out-of-Network)



Emergency care/Urgent Care


Emergency $90 copay per visit (always covered)
Urgent care $40 copay per visit (always covered)



Foot Care (podiatry services)


Foot exams and treatment $35 copay
Foot exams and treatment 50% coinsurance (Out-of-Network)
Routine foot care Not covered



Ground Ambulance


$250 copay
$250 copay (Out-of-Network)



Hearing


Fitting/evaluation $0 copay
Fitting/evaluation $0 copay (Out-of-Network)
Hearing aids $699-999 copay (Out-of-Network)
Hearing aids $699-999 copay
Hearing exam 50% coinsurance (Out-of-Network)
Hearing exam $35 copay



Inpatient Hospital Coverage


50% per stay (Out-of-Network)
$400 per day for days 1 through 4
$0 per day for days 5 through 90



Medical Equipment/Supplies


Diabetes supplies $0 copay
Diabetes supplies 50% coinsurance per item (Out-of-Network)
Durable medical equipment (e.g., wheelchairs, oxygen) 20% coinsurance per item
Durable medical equipment (e.g., wheelchairs, oxygen) 50% coinsurance per item (Out-of-Network)
Prosthetics (e.g., braces, artificial limbs) 0-20% coinsurance per item
Prosthetics (e.g., braces, artificial limbs) 50% coinsurance per item (Out-of-Network)



Medicare Part B Drugs


Chemotherapy 50% coinsurance (Out-of-Network)
Chemotherapy 20% coinsurance
Other Part B drugs 20% coinsurance
Other Part B drugs 50% coinsurance (Out-of-Network)



Mental Health Services


Inpatient hospital - psychiatric $400 per day for days 1 through 4
$0 per day for days 5 through 90
Inpatient hospital - psychiatric 50% per stay (Out-of-Network)
Outpatient group therapy visit $30 copay
Outpatient group therapy visit 50% coinsurance (Out-of-Network)
Outpatient group therapy visit with a psychiatrist $30 copay
Outpatient group therapy visit with a psychiatrist 50% coinsurance (Out-of-Network)
Outpatient individual therapy visit 50% coinsurance (Out-of-Network)
Outpatient individual therapy visit $30 copay
Outpatient individual therapy visit with a psychiatrist 50% coinsurance (Out-of-Network)
Outpatient individual therapy visit with a psychiatrist $30 copay



MOOP


$10,000 In and Out-of-network
$6,950 In-network



Option


No



Optional supplemental benefits


Yes



Outpatient Hospital Coverage


50% coinsurance per visit (Out-of-Network)
$0-400 copay per visit



Package #1


Deductible
Monthly Premium $29.00



Package #2


Deductible $100.00
Monthly Premium $50.00



Preventive Care


$0 copay
50% coinsurance (Out-of-Network)



Preventive Dental


Cleaning Not covered
Dental x-ray(s) Not covered
Fluoride treatment Not covered
Oral exam Not covered



Rehabilitation Services


Occupational therapy visit 50% coinsurance (Out-of-Network)
Occupational therapy visit $35 copay
Physical therapy and speech and language therapy visit 50% coinsurance (Out-of-Network)
Physical therapy and speech and language therapy visit $35 copay



Skilled Nursing Facility


50% per stay
50% per day for days 1 through 100 (Out-of-Network)
$0 per day for days 1 through 20
$184 per day for days 21 through 100



Transportation


Not covered



Vision


Contact lenses $0 copay (Out-of-Network)
Contact lenses $0 copay
Eyeglass frames $0 copay (Out-of-Network)
Eyeglass frames $0 copay
Eyeglass lenses $0 copay
Eyeglass lenses $0 copay (Out-of-Network)
Eyeglasses (frames and lenses) $0 copay (Out-of-Network)
Eyeglasses (frames and lenses) $0 copay
Other $35 copay or 50% coinsurance (Out-of-Network)
Other $0 copay
Routine eye exam $35 copay
Routine eye exam $35 copay or 50% coinsurance (Out-of-Network)
Upgrades Not covered



Wellness Programs (e.g. fitness nursing hotline)


Covered




CMS Star Ratings for PacificSource Medicare Explorer Rx 7 (PPO) H4754



2021 Overall Rating
Part C Summary Rating
Part-D Summary Rating
Staying Healthy: Screenings, Tests, Vaccines
Managing Chronic (Long Term) Conditions
Member Experience with Health Plan
Complaints and Changes in Plans Performance
Health Plan Customer Service
Drug Plan Customer Service
Complaints and Changes in the Drug Plan
Member Experience with the Drug Plan
Drug Safety and Accuracy of Drug Pricing


Staying Healthy, Screening, Testing, & Vaccines

Total Preventative Rating
Breast Cancer Screening
Colorectal Cancer Screening
Annual Flu Vaccine
Monitoring Physical Activity


Managing Chronic And Long Term Care for Older Adults

Total Rating
SNP Care Management
Medication Review
Functional Status Assessment
Osteoporosis Management
Diabetes Care - Eye Exam
Diabetes Care - Kidney Disease
Diabetes Care - Blood Sugar
Rheumatoid Arthritis
Reducing Risk of Falling
Improving Bladder Control
Medication Reconciliation
Statin Therapy


Member Experience with Health Plan

Total Experience Rating
Getting Needed Care
Getting Appointments
Customer Service
Health Care Quality
Rating of Health Plan
Care Coordination


Member Complaints and Changes in PacificSource Medicare Explorer Rx 7 (PPO) Plans Performance

Total Rating
Complaints about Health Plan
Members Leaving the Plan
Health Plan Quality Improvement


Health Plan Customer Service Rating for PacificSource Medicare Explorer Rx 7 (PPO)

Total Customer Service Rating
Timely Decisions About Appeals
Reviewing Appeals Decisions
Call Center, TTY, Foreign Language


PacificSource Medicare Explorer Rx 7 (PPO) Drug Plan Customer Service Ratings

Total Rating
Call Center, TTY, Foreign Language


Ratings For Member Complaints and Changes in the Drug Plans Performance

Total Rating
Complaints about the Drug Plan
Members Choosing to Leave the Plan
Drug Plan Quality Improvement


Member Experience with the Drug Plan

Total Rating
Rating of Drug Plan
Getting Needed Prescription Drugs


Drug Safety and Accuracy of Drug Pricing

Total Rating
MPF Price Accuracy
Drug Adherence for Diabetes Medications
Drug Adherence for Hypertension (RAS antagonists)
Drug Adherence for Cholesterol (Statins)
MTM Program Completion Rate for CMR
Statin with Diabetes



Ready to Enroll?

Click Here

Or Call
1-855-778-4180
Mon-Fri 8am-8pm EST
Sat 8am-8pm EST




Coverage Area for PacificSource Medicare Explorer Rx 7 (PPO)

(Click county to compare all available Advantage plans)

State: Oregon
County: Coos

Curry



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Source: CMS.
Data as of September 1, 2021.
Notes: Data are subject to change as contracts are finalized. For 2022, enhanced alternative may offer additional cost sharing reductions in the gap on a sub-set of the formulary drugs, beyond the standard Part-D benefit. Includes 2022 approved contracts. Employer sponsored 800 series and plans under sanction are excluded.

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