Humana Choice PPO Plan Details

Humana Choice PPO Plan Details

HumanaChoice PPO® is a Medicare Advantage Preferred Provider Organization (PPO) which offers additional benefits beyond original Medicare.  Humana offers a wide array of products and services in addition to your original Medicare plan.  HumanaChoice PPO® has a formed choice of hospitals, specialists and doctors for you to choose. No referral is required. You can also go to providers outside of the network but you reduce your costs when you use the in network providers.  Some plans offer Prescription drug coverage better or equal to the requirement for a Medicare Part D Plan (not available in all regions).  HumanaChoice PPO®  offers worldwide coverage for emergency care.  And features an affordable monthly plan premium for most plans.  Coverage for annual screening are also offered at no additional charge.  Below is a example of coverage of three plans offered by Humana that show in network benefits.

HumanaChoice,
PPO H5415-056
HumanaChoice,
PPO R5826-018
HumanaChoice,
PPO R5826-005
Plan Type Medicare Advantage Plan
Preferred Provider Organization(PPO)
Medicare Advantage Plan
Preferred Provider Organization(PPO)
Medicare Advantage Plan
Preferred Provider Organization(PPO)
Rx Coverage included check Humana Choice PPO Plan Details
not included check Humana Choice PPO Plan Details
included check Humana Choice PPO Plan Details
Annual Premium $468.00 $0.00 $960.00
Annual Drug Deductible $0.00 No Prescription Drug Coverage $0.00

Doctors and Hospitals

HumanaChoice,
PPO H5415-056
HumanaChoice,
PPO R5826-018
HumanaChoice,
PPO R5826-005
Annual Medical Deductible $0.00 $0.00 $0.00
Annual Plan Deductible N/A N/A N/A
Maximum Medical Out-of-Pocket $5,000.00 $4,000.00 $4,750.00
Hospital Deductible (Per Benefit Period) $0.00 $0.00 $0.00
Doctor Access
  • Option to see physicians in- or out- of the plan’s network.
  • No referrals required.
  • You pay more for out-of-network services.
  • Option to see physicians in- or out- of the plan’s network.
  • No referrals required.
  • You pay more for out-of-network services.
  • Option to see physicians in- or out- of the plan’s network.
  • No referrals required.
  • You pay more for out-of-network services.
Primary Care Doctor Copay (per visit) $15.00 $10.00 $5.00
Specialist Doctor Copay (per visit) $35.00 $30.00 $30.00
Hospital Cost (per day, per admit) $225.00 $150.00 $225.00

Additional Included Benefits

HumanaChoice,
PPO H5415-056
HumanaChoice,
PPO R5826-018
HumanaChoice,
PPO R5826-005
Life Enrichment Program included check Humana Choice PPO Plan Details included check Humana Choice PPO Plan Details included check Humana Choice PPO Plan Details
Fitness Program included check Humana Choice PPO Plan Details included check Humana Choice PPO Plan Details included check Humana Choice PPO Plan Details
24 Hour Nurse Advice Line included check Humana Choice PPO Plan Details included check Humana Choice PPO Plan Details included check Humana Choice PPO Plan Details
Alternative Medicine included check Humana Choice PPO Plan Details included check Humana Choice PPO Plan Details included check Humana Choice PPO Plan Details
Hearing Discount
not included check Humana Choice PPO Plan Details
not included check Humana Choice PPO Plan Details
not included check Humana Choice PPO Plan Details
Rx Discount included check Humana Choice PPO Plan Details
not included check Humana Choice PPO Plan Details
included check Humana Choice PPO Plan Details
Weight Management included check Humana Choice PPO Plan Details included check Humana Choice PPO Plan Details included check Humana Choice PPO Plan Details
Vision Discount included check Humana Choice PPO Plan Details included check Humana Choice PPO Plan Details

Humana Choice PPO Medicare Advantage Frequently Asked Questions

What is my premium?

The Humana Choice PPO Plan is $0-80 a month, depending on the version of the Medigap plan you choose and if you want part d prescription drug plans coverage. In addition to the Medicare Part B premium.

Do I need a referral?

No referral is required. You may use in or out-of-network providers at will. There is simply a higher cost for using non participating providers.

What is my out of pocket?

Depending on the version of plan in your area it could be $4000, $4750 or $5000 in network. To compare rates please get a Medicare supplement insurance quote.

 

124 Comments

  1. I can not seem to find the list of doctors that accept Humana Medicare Advantage PPO. I am trying to find a list that was put out at one time with information on different specialities and primary physicians. Please provide me with that information. Thank you.

    Reply
  2. humana is mailing more detailed plan information soon yet my coverage does not mention dental plans is why i changed medicare to better fit my needs i dont feel this is the right plan for me and its quite frustrating attempting talk to anyone besides a recording gets nowhere and i have until 4-30-16 to cancel.hopefully i recieve my humana coverage by friday so i can make a decision,seems humana isnt interested to provide a complete description of dental benefits?

    Reply
  3. I receive low income subsidy. I was told for cataract surgery in network all I would have to pay is the $45 co-payment and then the plan pays 100%. They said I have no.deductible. I want to make sure this is correct before I schedule my surgery!!

    Reply
    • Please Contact Humana Directly.

      Reply
  4. Where can I find a list of in network dentist for my Humana choice ppo plan

    Reply
  5. I have Humana Choice PPO health insurance. My husband and I are vacationing in Minnesota currently. What would happen if I landed in the Emergency Room here in MN? We are from Nevada. How much out of pocket do I have to pay? How much will my insurance cover?

    Reply
    • As long as you see a in-network provider you should still receive the same benefits. Please Check with Humana.

      Reply
  6. I cannot find a Gyn Dr in my area,in your book. Can i go to Cleveland Clinic Weston Fl or Holy Cross Hospital doctor in Ft Lauderdale, FL? and will
    Humana pay for all of the visit, after the $50 copay ?
    I have Humana PPO

    Reply
  7. what is copay for insulin syringes on Humana Choice PPO with prescription also copays for diabetic testing supplies

    Reply
  8. previous question concerns 90 day supplies on mail order for syringes and blood glucose testing supplies

    Reply
  9. Do you offer discount memberships to fitness centers for Humana PPO members

    Reply
  10. I have not received my new card,when were they mailed.

    Reply
  11. Tier 1 or tier 2 medication to treat diabetic neuropothy on humana choice ppo formulary

    Reply
    • If you order thru Humana pharmacy it’s zero copay on 90 day supplies

      Reply
  12. Why did my Medicare premium go up to $267.90 in 2017
    that was over $150.00 increase?

    Reply
    • Medicare Premium did not go up to what you posted. It is 134.00 for 2018

      Reply
  13. Will Humana Choice cover orthotics and durable medical equipment? Or does the coverage for the equipment or is it covered by Medicare only?

    Reply
  14. My husband has humana gold plus hmo. He is having dental problems and may also need a new lower denture. He called to find out what type of dental is covered and could not get help . Also for vision what is he covered for under this plan?

    Reply
  15. Are the $424 sunglasses provided by the hospital after combined cataract and cornea transplant surgery for eye protection reimbursed by Medicare?

    Reply

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