2022 St Lucie County Florida
Medicare Advantage Plans

There are 37 Medicare Advantage Plans available in St Lucie County FL from 10 different health insurance providers. 23 of these Medicare Advantage plans offer additional gap coverage. The plan with the lowest out of pocket expense is $1500 and the highest out of pocket is $7550. St Lucie County Florida residents can also pick from 0 Medicare Special Needs Plans. The best Medicare Advantage plan in St Lucie County Florida received a 5 overall star rating from CMS and the lowest rated plan is 3 stars.



(Click the Plan Name for More Details)
(⇅ Click the Header to Sort)

Name ⇅ Premium Deductible MOOP Gap Plan
Rating
Click
for
Formulary
AARP Medicare Advantage (HMO-POS)
(H1045-028)
$0 $0 $4,900 YesBrowse
Formulary
AARP Medicare Advantage Choice (PPO)
(H2406-017)
$0 $150.00 $4,900 YesBrowse
Formulary
AARP Medicare Advantage Choice Plan 2 (Regional PPO)
(R0759-001)
$0 $395.00 $6,700 YesBrowse
Formulary
AARP Medicare Advantage Focus (HMO-POS)
(H1045-036)
$0 $0 $3,400 YesBrowse
Formulary
Aetna Medicare Choice (HMO-POS)
(H1609-028)
$0 $195.00 $6,700 YesBrowse
Formulary
Aetna Medicare Premier (PPO)
(H5521-033)
$0 $300.00 $6,700 YesBrowse
Formulary
Aetna Medicare Premier Plus (PPO)
(H5521-273)
$0 $150.00 $4,900 YesBrowse
Formulary
Aetna Medicare Select (HMO)
(H1609-021)
$0 $0 $3,450 YesBrowse
Formulary
BlueMedicare Choice (Regional PPO)
(R3332-001)
$51.90 $250.00 $6,500 YesBrowse
Formulary
BlueMedicare Classic (HMO)
(H1035-019)
$0 $0 $4,900 YesBrowse
Formulary
BlueMedicare Premier (HMO)
(H1035-048)
$0 $0 $3,400 YesBrowse
Formulary
BlueMedicare Select (PPO)
(H5434-002)
$147.90 $305.00 $5,900 YesBrowse
Formulary
BlueMedicare Value (PPO)
(H5434-026)
$0 $150.00 $3,600 YesBrowse
Formulary
Cigna Preferred Medicare (HMO)
(H5410-037)
$0 $0 $3,600 YesBrowse
Formulary
Cigna Preferred Savings Medicare (HMO)
(H5410-040)
$0 $0 $3,900 YesBrowse
Formulary
Cigna True Choice Medicare (PPO)
(H7849-014)
$0 $150.00 $5,400 YesBrowse
Formulary
Freedom Platinum Plan Rx (HMO)
(H5427-088)
$0 $0 $2,500 YesBrowse
Formulary
Freedom Platinum Rewards Plan Rx (HMO)
(H5427-106)
$0 $0 $3,400 NoBrowse
Formulary
Humana Gold Choice H8145-061 (PFFS)
(H8145-061)
$102.00 $200.00 $- NoBrowse
Formulary
Humana Gold Plus H1036-229 (HMO)
(H1036-229)
$0 $0 $3,900 NoBrowse
Formulary
Humana Gold Plus H1036-286 (HMO)
(H1036-286)
$0 $0 $6,700 NoBrowse
Formulary
HumanaChoice Florida H5216-062 (PPO)
(H5216-062)
$0 $150.00 $4,500 NoBrowse
Formulary
HumanaChoice Florida H7284-007 (PPO)
(H7284-007)
$11.00 $150.00 $4,500 NoBrowse
Formulary
HumanaChoice R5826-005 (Regional PPO)
(R5826-005)
$114.00 $100.00 $6,700 NoBrowse
Formulary
HumanaChoice R5826-074 (Regional PPO)
(R5826-074)
$8.00 $395.00 $7,550 NoBrowse
Formulary
Premier by Ultimate (HMO)
(H2962-031)
$0 $0 $2,800 YesBrowse
Formulary
Premier Plus by Ultimate (HMO)
(H2962-032)
$0 $0 $1,500 YesBrowse
Formulary
Wellcare Giveback (HMO)
(H1032-210)
$0 $0 $3,400 YesBrowse
Formulary
Wellcare No Premium (HMO)
(H1032-211)
$0 $0 $2,500 YesBrowse
Formulary
Wellcare No Premium Open (PPO)
(H5199-012)
$0 $100.00 $3,400 YesBrowse
Formulary
Wellcare Premium Enhanced Open (PPO)
(H5199-010)
$85.00 $0 $1,700 YesBrowse
Formulary


Return to 2022 Medicare Advantage Plans in Florida





Medicare Advantage Health Plans Without Drug Coverage

Plan Name ⇅ Premium Type MOOP Overall
Rating
AARP Medicare Advantage Patriot (Regional PPO)
(R0759-002)
$0 Regional PPO * $6,700
Freedom Savings Plan (HMO)
(H5427-052)
$0 Local HMO * $3,400
Humana Honor (PPO)
(H5216-256)
$0 Local PPO * $4,900
HumanaChoice R5826-018 (Regional PPO)
(R5826-018)
$0 Regional PPO * $7,550
Lasso Healthcare Growth (MSA)
(H1924-001)
MSA * $- NA
Lasso Healthcare Growth Plus (MSA)
(H1924-004)
MSA * $- NA







Plan Type Is the type of organization offering the Medicare Plan.

  • HMO - Health Maintenance Organization
  • PPO - Preferred Provider Organization
  • PDP - Prescription Drug Plan
  • SNP - Special Needs Plan
  • POS - Point of Service
  • PFFS - Private Fee For Service

Monthly Consolidated Premium (Includes Part C + D) Your premium may be lower depending on your eligibility for medical assistance. Call your provider for details.

Part D Total Premium: The Part D Total Premium is the sum of the Basic and Supplemental Premiums. Note: the Part D Total Premium is net of any Part A/B rebates applied to "buy down" the drug premium for Medicare Advantage; for some plans the total premium may be lower than the sum of the basic and supplemental premiums due to negative basic or supplemental premiums.

Benefit Type
  • (EA) Enhanced Alternative may offer additional gap coverage which is calculated as the percentage of generic formulary products with coverage above standard generic coverage gap cost-sharing benefit and/or the percentage of brand formulary products covered in addition to the coverage gap discount for applicable drugs.
  • (DS) Defined Standard Benefit
  • (BA) Basic Alternative
  • (AE) Actuarially Equivalent Standard

GAP
  • Many - Many Generics and Some Brands
  • Some - Some Generics and Few Brands

Maximum Out-of-Pocket (MOOP) limit on enrollee spending that includes costs for all in-network Part A and Part B Services. NOT Part D - prescription drugs. N/A is defined as Not Applicable



Source: CMS. Data as of September 1, 2021.
Plans are subject to change as contracts are finalized.
Includes 2022 approved contracts. Employer sponsored 800 series and plans under sanction are excluded. For 2022, enhanced alternative may offer additional cost sharing reductions in the gap on a sub-set of the formulary drugs, beyond the standard Part-D benefit.


*Licensed Agent Disclaimer: We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE (TTY users should call 1-877-486-2048) 24 hours a day/7 days a week to get information on all of your options.

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