2021 Palm Beach County Florida
Medicare Advantage Plans

There are 48 Medicare Advantage Plans available in Palm Beach County FL from 17 different health insurance providers. 28 of these Medicare Advantage plans offer additional gap coverage. The plan with the lowest out of pocket expense is $1700 and the highest out of pocket is $7550. Palm Beach County Florida residents can also pick from 37 Medicare Special Needs Plans. The best Medicare Advantage plan in Palm Beach County Florida received a 5 overall star rating from CMS and the lowest rated plan is 3 stars.

(Click the Plan Name for More Details)
(⇅ Click the Header to Sort)

Name ⇅ Premium Deductible MOOP Gap Plan
AARP Medicare Advantage Choice (PPO)
More details...
$0 $150.00 $3,400 NoEnroll
AARP Medicare Advantage Choice Plan 2 (Regional PPO)
More details...
$0 $395.00 $6,700 NoEnroll
Aetna Medicare Choice (HMO-POS)
More details...
$0 $195.00 $6,700 YesEnroll
Aetna Medicare Premier (PPO)
More details...
$0 $300.00 $6,700 YesEnroll
Aetna Medicare Premier Plus (PPO)
More details...
$0 $150.00 $4,900 YesEnroll
Aetna Medicare Select (HMO)
More details...
$0 $0 $3,450 YesEnroll
Allwell Medicare (HMO)
More details...
$0 $0 $7,550 NoEnroll
BlueMedicare Choice (Regional PPO)
More details...
$47.90 $250.00 $6,500 YesEnroll
BlueMedicare Classic (HMO)
More details...
$0 $0 $4,500 YesEnroll
BlueMedicare Premier (HMO)
More details...
$0 $0 $3,400 YesEnroll
BlueMedicare Saver (HMO)
More details...
$0 $50.00 $6,700 YesEnroll
BlueMedicare Select (PPO)
More details...
$146.80 $305.00 $5,900 YesEnroll
BlueMedicare Value (PPO)
More details...
$0 $150.00 $3,900 YesEnroll
Bright Advantage Health Dollars (HMO)
More details...
$0 $0 $6,000 YesToo NewEnroll
Bright Advantage Part B Savings (PPO)
More details...
$0 $0 $5,500 YesToo NewEnroll
CareFree (HMO)
More details...
$0 $100.00 $3,400 NoEnroll
CareOne (HMO)
More details...
$0 $0 $3,400 YesEnroll
Devoted Health Core Palm Beach (HMO)
More details...
$0 $0 $3,400 YesToo NewEnroll
Devoted Health Essentials Palm Beach (HMO)
More details...
$0 $0 $3,400 NoToo NewEnroll
Devoted Health Prime Palm Beach (HMO)
More details...
$30.80 $445.00 $3,400 NoToo NewEnroll
Freedom Medicare Plan Rx (HMO)
More details...
$0 $0 $3,400 YesEnroll
HealthSun HealthAdvantage Plan (HMO)
More details...
$0 $0 $3,450 YesEnroll
HealthSun MediMax (HMO)
More details...
$27.90 $435.00 $3,450 NoEnroll
Humana Gold Choice H8145-061 (PFFS)
More details...
$101.00 $200.00 $- NoEnroll
Humana Gold Plus H1036-062C (HMO)
More details...
$0 $0 $3,400 YesEnroll
Humana Gold Plus H1036-199 (HMO)
More details...
$0 $100.00 $3,400 NoEnroll
HumanaChoice Florida H5216-068 (PPO)
More details...
$0 $150.00 $4,500 NoEnroll
HumanaChoice H5216-065 (PPO)
More details...
$52.00 $350.00 $6,700 NoEnroll
HumanaChoice R5826-005 (Regional PPO)
More details...
$105.00 $100.00 $6,700 NoEnroll
HumanaChoice R5826-074 (Regional PPO)
More details...
$0 $395.00 $7,550 NoEnroll
More details...
$0 $0 $3,400 YesToo NewEnroll
More details...
$0 $0 $3,400 NoToo NewEnroll
Preferred Choice Palm Beach (HMO)
More details...
$0 $0 $3,400 YesEnroll
Prominence Plus (HMO)
More details...
$0 $0 $2,000 YesEnroll
Simply Extra (HMO)
More details...
$0 $100.00 $3,450 YesEnroll
Simply More (HMO)
More details...
$0 $0 $3,450 YesEnroll
Simply Select (HMO)
More details...
$30.80 $445.00 $3,450 YesEnroll
More details...
$0 $0 $3,400 YesToo NewEnroll
WellCare Dividend Prime (HMO)
More details...
$0 $0 $3,400 YesEnroll
WellCare Elite (HMO)
More details...
$0 $0 $1,900 YesEnroll
WellCare Premier (PPO)
More details...
$0 $100.00 $3,400 YesToo NewEnroll
WellCare Prime (PPO)
More details...
$75.00 $0 $1,700 YesToo NewEnroll

Return to 2021 Medicare Advantage Plans in Florida

Medicare Advantage Health Plans Without Drug Coverage

Plan Name ⇅ Premium Type MOOP Overall
Sign Up
AARP Medicare Advantage Patriot (Regional PPO)
$0 Regional PPO * $6,700 Enroll
Freedom Savings Plan (HMO)
$0 Local HMO * $3,400 Enroll
Humana Honor (HMO)
$0 Local HMO * $3,400 Enroll
HumanaChoice R5826-018 (Regional PPO)
$0 Regional PPO * $7,550 Enroll
Lasso Healthcare Growth (MSA)
MSA * $- Too NewEnroll
Lasso Healthcare Growth Plus (MSA)
MSA * $- Too NewEnroll

2021 Medicare Special Needs Plans in Palm Beach county Florida

Plan Name ⇅ Monthly
Part D
 Gap  Special Needs
Aetna Medicare Assure (HMO D-SNP)     $30.80 $250.0  No Dual-Eligible
Aetna Medicare Assure Plus (HMO D-SNP)     $28.00 $250.0  No Dual-Eligible
Allwell Dual Medicare (HMO D-SNP)     $25.00 $445.0  No Dual-Eligible
Allwell Medicare Nurture (HMO D-SNP)     $30.80 $445.0  No Dual-Eligible
BlueMedicare Complete (HMO D-SNP)     $30.80 $445.0  Yes Dual-Eligible
CareComplete (HMO C-SNP)     $0 $0  Yes Chronic or Disabling Condition
CareNeeds PLUS (HMO D-SNP)     $16.30 $445.0  No Dual-Eligible
Devoted Health Dual Palm Beach (HMO D-SNP)     $30.80 $445.0  Yes Dual-EligibleToo New
Freedom Medi-Medi Full (HMO D-SNP)     $30.80 $445.0  No Dual-Eligible
Freedom Medi-Medi Partial (HMO D-SNP)     $30.80 $445.0  No Dual-Eligible
Freedom VIP Care (HMO C-SNP)     $0 $0  Yes Chronic or Disabling Condition
Freedom VIP Savings (HMO C-SNP)     $0 $0  Yes Chronic or Disabling Condition
Freedom VIP Savings COPD (HMO C-SNP)     $0 $0  Yes Chronic or Disabling Condition
HealthSun MediSun Plus (HMO D-SNP)     $26.20 $445.0  No Dual-Eligible
Humana Fully Integrated H1036-281 (HMO D-SNP)     $21.00 $445.0  No Dual-Eligible
Humana Gold Plus - Diabetes (HMO C-SNP)     $0 $0  Yes Chronic or Disabling Condition
Humana Gold Plus SNP-DE H1036-104A (HMO D-SNP)     $30.40 $445.0  No Dual-Eligible
Longevity Health Plan (HMO I-SNP)     $30.80 $445.0  No InstitutionalToo New
MMM PLATINUM (HMO D-SNP)     $30.80 $445.0  Yes Dual-EligibleToo New
Molina Medicare Complete Care (HMO D-SNP)     $30.80 $445.0  Yes Dual-Eligible
Optimum Emerald Full (HMO D-SNP)     $30.80 $445.0  No Dual-Eligible
Optimum Emerald Partial (HMO D-SNP)     $30.80 $445.0  No Dual-Eligible
Preferred Medicare Assist Palm Beach (HMO D-SNP)     $30.80 $445.0  Yes Dual-Eligible
Simply Care (HMO I-SNP)     $0 $445.0  No Institutional
Simply Comfort (HMO I-SNP)     $30.80 $445.0  Yes Institutional
Simply Complete (HMO D-SNP)     $30.80 $445.0  Yes Dual-Eligible
Simply Level (HMO C-SNP)     $0 $0  Yes Chronic or Disabling Condition
SOLIS SPF 013 (HMO D-SNP)     $30.80 $0  Yes Dual-EligibleToo New
UnitedHealthcare Assisted Living Plan (PPO I-SNP)     $30.80 $200.0  No Institutional
UnitedHealthcare Dual Complete Choice (PPO D-SNP)     $30.80 $445.0  No Dual-EligibleToo New
UnitedHealthcare Dual Complete RP (Regional PPO D-SNP)     $30.80 $445.0  No Dual-Eligible
UnitedHealthcare Nursing Home Plan (PPO I-SNP)     $30.80 $445.0  No Institutional
WellCare Access (HMO D-SNP)     $28.10 $445.0  No Dual-Eligible
WellCare Champion (HMO C-SNP)     $0 $0  Yes Chronic or Disabling Condition
WellCare Guardian (HMO C-SNP)     $0 $0  Yes Chronic or Disabling Condition
WellCare Liberty (HMO D-SNP)     $30.50 $445.0  No Dual-Eligible
WellCare Reserve (HMO D-SNP)     $23.80 $445.0  No Dual-Eligible

Plan Type Is the type of organization offering the Medicare Plans.

  • HMO - Health Maintenance Organization
  • PPO - Preferred Provider Organization
  • PDP - Prescription Drug Plan
  • SNP - Special Needs Plan
  • POS - Point of Service
  • PFFS - Private Fee For Service

Monthly Consolidated Premium (Includes Part C + D) Your premium may be lower depending on your eligibility for medical assistance. Call your provider for details.

Part D Total Premium: The Part D Total Premium is the sum of the Basic and Supplemental Premiums. Note: the Part D Total Premium is net of any Part A/B rebates applied to "buy down" the drug premium for Medicare Advantage; for some plans the total premium may be lower than the sum of the basic and supplemental premiums due to negative basic or supplemental premiums.

Benefit Type
  • (EA) Enhanced Alternative may offer additional gap coverage which is calculated as the percentage of generic formulary products with coverage above standard generic coverage gap cost-sharing benefit and/or the percentage of brand formulary products covered in addition to the coverage gap discount for applicable drugs.
  • (DS) Defined Standard Benefit
  • (BA) Basic Alternative
  • (AE) Actuarially Equivalent Standard


In 2021 once you and your plan provider have spent $4130 on covered drugs. (combined amount plus your deductible) You will be in the coverage gap. (AKA "donut hole") Once you reach the coverage gap you will pay 25% of the plans cost for covered brand-name prescription drugs and 25% on generic drugs unless your plan offers additional coverage.

Maximum Out-of-Pocket (MOOP) limit on enrollee spending that includes costs for all in-network Part A and Part B Services. NOT Part D - prescription drugs. N/A is defined as Not Applicable

Source: CMS. Data as of September 8, 2020.
Plans are subject to change as contracts are finalized.
Includes 2021 approved contracts. Employer sponsored 800 series and plans under sanction are excluded. For 2021, enhanced alternative may offer additional cost sharing reductions in the gap on a sub-set of the formulary drugs, beyond the standard Part-D benefit.

Call For A licensed Sales Agent

Or Enroll Online Here

Call to Enroll!