Compare Broward County Florida
Medicare Advantage Plans

A Medicare Advantage Plan in Broward County, FL can provide additional benefits above and beyond Original Medicare. There are 67 Medicare Advantage Plans (Part-C) available in Broward County from 20 different health insurance providers to compare in 2023. 50 of these Medicare Advantage Plans offer additional gap coverage to help avoid the “donut hole”. The plan with the lowest out-of-pocket expense is $1000 and the highest out-of-pocket is $8300. Broward County Florida residents can also pick from 54 Medicare Special Needs Plans. The best Medicare Advantage Plan in Broward County Florida received a 5 overall star rating from CMS.



Most Popular Plans by Enrollment in Broward County, Florida

Plan Name Plan ID Marketing Name Premium Enrollment
AARP Medicare Advantage Choice Plan 2 (Regional PPO)
R0759-001
UnitedHealthcare $0 43159
Humana Gold Plus H1036-065C (HMO)
H1036-065
Humana $0 42504
AARP Medicare Advantage Choice (PPO)
H2406-018
UnitedHealthcare $0 32562
BlueMedicare Choice (Regional PPO)
R3332-001
Florida Blue $49.90 30016
HumanaChoice Florida H5216-068 (PPO)
H5216-068
Humana $0 18862


2023 Medicare Advantage Plans in Broward County, FL

(Click the Plan Name for More Details)
(⇅ Click the Header to Sort)


Name ⇅ Premium Deductible MOOP Gap Plan
Rating
Wellcare Premium Enhanced Open (PPO)
(H5199-010)

$99.00 $0 $3,500 Yes
Wellcare No Premium Open (PPO)
(H5199-012)

$0 $100.00 $3,400 Yes
Wellcare No Premium (HMO)
(H1032-196)

$0 $0 $1,700 Yes
Wellcare Giveback (HMO)
(H1032-195)

$0 $0 $3,400 Yes
SOLIS SPF 007 (HMO)
(H0982-007)

$0 $0 $3,400 Yes
Simply More (HMO)
(H5471-077)

$0 $0 $3,450 Yes
Simply Freedom (PPO)
(H9469-001)

$0 $125.00 $3,600 YesToo New
Simply Extra (HMO)
(H5471-104)

$0 $0 $3,450 Yes
Preferred Choice Broward (HMO)
(H1045-005)

$0 $0 $2,900 Yes
Oscar + Holy Cross + Memorial - with Refund Bonus (HMO)
(H8961-003)

$0 $200.00 $2,825 YesNA
Oscar + Holy Cross + Memorial - with $1500 O-Card (HMO)
(H8961-002)

$0 $0 $2,425 YesNA
Oscar + Holy Cross + Memorial (HMO)
(H8961-001)

$0 $0 $2,400 YesNA
Optimum Platinum Plan (HMO)
(H5594-002)

$0 $0 $1,000 Yes
Optimum Gold Rewards Plan (HMO)
(H5594-001)

$0 $0 $1,900 Yes
Molina Medicare Choice Care Select (HMO)
(H8130-011)

$0 $450.00 $8,300 No
Molina Medicare Choice Care (HMO)
(H8130-010)

$0 $125.00 $8,300 No
MedicareMax (HMO)
(H5420-003)

$0 $0 $2,900 Yes
HumanaChoice R5826-074 (Regional PPO)

$4.00 $395.00 $7,550 No
HumanaChoice R5826-005 (Regional PPO)

$111.00 $100.00 $6,700 No
HumanaChoice Florida H7284-008 (PPO)

$0 $150.00 $2,450 No
HumanaChoice Florida H7284-007 (PPO)

$10.00 $150.00 $3,400 No
HumanaChoice Florida H5216-311 (PPO)

$0 $350.00 $4,850 No
HumanaChoice Florida H5216-068 (PPO)

$0 $150.00 $3,850 No
Humana Gold Plus H1036-305 (HMO)

$0 $0 $3,200 No
Humana Gold Plus H1036-065C (HMO)

$0 $0 $1,000 Yes
HealthSun MediMax (HMO)
(H5431-006)

$35.90 $430.00 $3,450 No
HealthSun HealthAdvantage Plus (HMO)
(H5431-018)

$0 $0 $3,450 Yes
HealthSun HealthAdvantage Plan (HMO)
(H5431-012)

$0 $0 $2,500 Yes
DrValue-B (HMO-POS)
(H4140-011)

$0 $0 $3,400 Yes
DrMax-B (HMO-POS)
(H4140-009)

$0 $0 $3,400 Yes
Devoted PRIME (HMO)
(H1290-037)

$32.00 $505.00 $3,400 Yes
Devoted ESSENTIALS Broward (HMO)
(H1290-014)

$0 $100.00 $3,400 Yes
Devoted CORE Broward (HMO)
(H1290-002)

$0 $0 $2,500 Yes
Devoted CHOICE South Florida (PPO)
(H9884-001)

$0 $150.00 $3,700 YesToo New
Cigna True Choice Medicare (PPO)
(H7849-101)

$0 $0 $3,200 Yes
Cigna Preferred Savings Medicare (HMO)
(H5410-050)

$0 $0 $3,700 Yes
Cigna Preferred Medicare (HMO)
(H5410-048)

$0 $0 $2,200 Yes
CareOne Plus (HMO)
(H1019-001)

$0 $0 $2,000 Yes
CareFree Platinum (HMO)
(H1019-135)

$0 $0 $3,400 Yes
CareFree (HMO)
(H1019-065)

$0 $0 $3,400 Yes
Bright Advantage Part B Savings Plan (PPO)
(H3281-010)

$0 $110.00 $4,900 YesNA
Bright Advantage Part B Savings Plan (HMO)
(H4709-032)

$0 $0 $3,450 YesNA
Bright Advantage Health Dollars Plan (HMO)
(H4709-011)

$0 $0 $1,199 YesNA
BlueMedicare Value (PPO)
(H5434-026)

$0 $150.00 $3,651 Yes
BlueMedicare Select (PPO)
(H5434-002)

$108.70 $305.00 $5,900 Yes
BlueMedicare Saver (HMO)
(H1035-035)

$0 $50.00 $6,700 Yes
BlueMedicare Premier (HMO)
(H1035-025)

$0 $0 $2,500 Yes
BlueMedicare Classic (HMO)
(H1035-019)

$0 $0 $4,900 Yes
BlueMedicare Choice (Regional PPO)
(R3332-001)

$49.90 $250.00 $6,500 Yes
AvMed Medicare Premium Saver (HMO)
(H1016-028)

$0 $0 $3,400 Yes
AvMed Medicare Circle (HMO)
(H1016-024)

$0 $0 $2,500 Yes
AvMed Medicare Choice (HMO)
(H1016-021)

$0 $0 $3,400 Yes
AvMed Medicare Access (HMO-POS)
(H1016-026)

$0 $0 $3,400 Yes
Aetna Medicare Select (HMO)
(H1609-018)

$0 $0 $2,500 Yes
Aetna Medicare Premier Plus (PPO)
(H5521-273)

$0 $150.00 $4,500 Yes
Aetna Medicare Premier (PPO)
(H5521-033)

$0 $300.00 $6,700 Yes
Aetna Medicare Credit (HMO)
(H1609-053)

$0 $0 $3,450 Yes
Aetna Medicare Choice (HMO-POS)
(H1609-028)

$0 $195.00 $6,700 Yes
AARP Medicare Advantage Choice Plan 2 (Regional PPO)
(R0759-001)

$0 $195.00 $6,700 Yes
AARP Medicare Advantage Choice (PPO)
(H2406-018)

$0 $0 $3,400 Yes






Florida Part-C Plans Without Drug Coverage





Medicare Special Needs Plans in Broward County Florida

Plan Name ⇅ Monthly
Premium
Part D
Deductible
 Gap  Special
Needs
Type
Overall
Rating
Wellcare Specialty No Premium (HMO C-SNP)
(H1032-224)
   $0 $0  Yes Chronic or Disabling Condition
Wellcare Specialty Giveback (HMO C-SNP)
(H1032-227)
   $0 $0  Yes Chronic or Disabling Condition
Wellcare Dual Reserve (HMO D-SNP)
(H1032-217)
   $30.80 $505.00  No Dual-Eligible
Wellcare Dual Liberty (HMO D-SNP)
(H1032-175)
   $35.90 $505.00  No Dual-Eligible
Wellcare Dual Access Open (PPO D-SNP)
(H5199-016)
   $18.60 $505.00  No Dual-Eligible
Wellcare Dual Access (HMO D-SNP)
(H1032-124)
   $35.90 $505.00  No Dual-Eligible
UnitedHealthcare Nursing Home Plan (PPO I-SNP)
(H0710-010)
   $35.90 $505.00  No Institutional
UnitedHealthcare Dual Complete RP (Regional PPO D-SNP)
(R0759-003)
   $35.90 $505.00  No Dual-Eligible
UnitedHealthcare Dual Complete Choice (PPO D-SNP)
(H1889-002)
   $35.90 $505.00  No Dual-Eligible
UnitedHealthcare Assisted Living Plan (PPO I-SNP)
(H0710-012)
   $35.90 $0  No Institutional
SOLIS SPF 012 (HMO D-SNP)
(H0982-012)
   $35.90 $505.00  No Dual-Eligible
Simply Level (HMO C-SNP)
(H5471-080)
   $0 $0  Yes Chronic or Disabling Condition
Simply Complete (HMO D-SNP)
(H5471-076)
   $35.90 $505.00  No Dual-Eligible
Simply Comfort (HMO I-SNP)
(H5471-068)
   $0 $505.00  Yes Institutional
Simply Care (HMO I-SNP)
(H5471-067)
   $0 $505.00  No Institutional
Preferred Medicare Assist (HMO D-SNP)
(H1045-012)
   $35.90 $505.00  No Dual-Eligible
PHP (HMO C-SNP)
(H3132-001)
   $0 $505.00  Yes Chronic or Disabling Condition
Optimum Emerald Partial (HMO D-SNP)
(H5594-016)
   $35.90 $505.00  No Dual-Eligible
Optimum Emerald Full (HMO D-SNP)
(H5594-017)
   $35.90 $505.00  No Dual-Eligible
Molina Medicare Connect Care (HMO C-SNP)
(H8130-008)
   $0 $0  No Chronic or Disabling Condition
Molina Medicare Complete Care Select (HMO D-SNP)
(H8130-009)
   $35.20 $505.00  Yes Dual-Eligible
Molina Medicare Complete Care (HMO D-SNP)
(H8130-001)
   $35.90 $505.00  Yes Dual-Eligible
MedicareMax Plus (HMO D-SNP)
(H5420-006)
   $35.90 $505.00  No Dual-Eligible
MedicareMax Chronic (HMO C-SNP)
(H5420-014)
   $0 $0  Yes Chronic or Disabling Condition
Longevity Health Plan (HMO I-SNP)
(H1644-001)
   $35.90 $505.00  No InstitutionalNA
HumanaChoice Florida SNP-DE H7284-010 (PPO D-SNP)
(H7284-010)
   $35.90 $505.00  No Dual-Eligible
Humana Gold Plus SNP-DE H1036-304 (HMO D-SNP)
(H1036-304)
   $35.90 $505.00  No Dual-Eligible
Humana Gold Plus SNP-DE H1036-077A (HMO D-SNP)
(H1036-077)
   $35.20 $505.00  No Dual-Eligible
Humana Gold Plus Lung (HMO C-SNP)
(H1036-297)
   $0 $0  Yes Chronic or Disabling Condition
Humana Gold Plus - Diabetes and Heart (HMO C-SNP)
(H1036-121)
   $0 $0  Yes Chronic or Disabling Condition
Humana Fully Integrated H1036-280 (HMO D-SNP)
(H1036-280)
   $28.80 $505.00  No Dual-Eligible
HealthSun MediSun Extra (HMO D-SNP)
(H5431-019)
   $35.90 $505.00  No Dual-Eligible
Freedom VIP Savings COPD (HMO C-SNP)
(H5427-083)
   $0 $0  Yes Chronic or Disabling Condition
Freedom VIP Savings (HMO C-SNP)
(H5427-082)
   $0 $0  Yes Chronic or Disabling Condition
Freedom Medi-Medi Partial (HMO D-SNP)
(H5427-078)
   $35.90 $505.00  No Dual-Eligible
Freedom Medi-Medi Full (HMO D-SNP)
(H5427-087)
   $35.90 $505.00  No Dual-Eligible
Florida Complete Care- In The Community (HMO I-SNP)
(H9986-002)
   $35.90 $505.00  No InstitutionalToo New
Florida Complete Care (HMO I-SNP)
(H9986-001)
   $35.90 $505.00  No InstitutionalToo New
DrPlus-B (HMO-POS D-SNP)
(H4140-010)
   $32.40 $0  Yes Dual-Eligible
Devoted DUAL Broward (HMO D-SNP)
(H1290-020)
   $35.80 $505.00  Yes Dual-Eligible
Cigna TotalCare Plus (HMO D-SNP)
(H5410-049)
   $20.10 $505.00  No Dual-Eligible
Cigna TotalCare (HMO D-SNP)
(H5410-056)
   $20.10 $505.00  No Dual-Eligible
CareNeeds Plus (HMO D-SNP)
(H1019-023)
   $18.10 $505.00  No Dual-Eligible
CareComplete Platinum (HMO C-SNP)
(H1019-130)
   $0 $0  Yes Chronic or Disabling Condition
CareComplete (HMO C-SNP)
(H1019-106)
   $0 $0  Yes Chronic or Disabling Condition
CareBreeze Platinum (HMO C-SNP)
(H1019-124)
   $0 $0  Yes Chronic or Disabling Condition
CareBreeze (HMO C-SNP)
(H1019-115)
   $0 $0  Yes Chronic or Disabling Condition
Bright Advantage Embrace Choice Plan (HMO C-SNP)
(H4709-031)
   $35.90 $505.00  Yes Chronic or Disabling ConditionNA
Bright Advantage Embrace Care Plan (HMO C-SNP)
(H4709-033)
   $0 $0  Yes Chronic or Disabling ConditionNA
Bright Advantage Embrace Assist Plan (HMO C-SNP)
(H4709-039)
   $35.90 $505.00  Yes Chronic or Disabling ConditionNA
BlueMedicare Complete (HMO D-SNP)
(H1035-028)
   $35.90 $505.00  No Dual-Eligible
AmeriHealth Caritas VIP Care (HMO D-SNP)
(H6378-001)
   $35.90 $505.00  No Dual-EligibleToo New
Aetna Medicare Assure Plus (HMO D-SNP)
(H1609-043)
   $24.40 $505.00  No Dual-Eligible
Aetna Medicare Assure (HMO D-SNP)
(H1609-017)
   $32.00 $505.00  No Dual-Eligible



Types of MA Plan in FL


HMO - Health Maintenance Organization. A Health Maintenance Organization manages your Part A and Part B health insurance benefits. In most cases you need to choose a primary care doctor. Health Maintenance Organization's offers services through a network of contracted hospitals, doctors and other providers, and the plan pays the providers directly. You generally must receive all Healthcare from the plan providers or through referrals from the plan provider. Emergency care, and out-of-area urgent care is still covered. An HMO-POS plan allows you to get some services out-of-network.

PPO - Preferred Provider Organization. A Preferred Provider Organization offers a network of doctors, hospitals, and other providers you can choose from. Because providers are preferred, you can save money by using in network providers or usually pay a higher cost to use out-of-network providers. A primary care doctor is not required.

PFFS - Private Fee For Service. A Private Fee For Service plan allows you greater flexibility in choosing a Florida provider. You may obtain covered services from any Medicare eligible provider who is willing to accept the plan's terms. The Healthcare provider must agree to accept the plan's terms before each visit. Some of these plans have a network of approved providers that have agreed to treat plan members.

SNP - Special Needs Plan. A Special Needs Plan is for individuals who receive Medicare and Medicaid, have specific severe or disabling chronic conditions or reside in a licensed nursing home or skilled facility. SNP plans must provide prescription drug coverage to Broward County Florida residents.

Cost - Cost Plan. A cost plan doesn't replace your Original Medicare. It offers additional benefits to Original Medicare. If the cost plan doesn't include prescription drug coverage, you can enroll in a Part-D plan separately.



What does Medicare Advantage cover in Broward County, FL?


Medicare Advantage Plans offer both hospital (Part-A) and medical insurance (Part-B) and additional coverage. More than 90% of Medicare Advantage plans offer additional vision, fitness, hearing, telehealth, or dental benefits in 2023.

Prescription drug coverage. While this isn’t usually covered under original Medicare, almost 90% of available plans will include prescription coverage. To find out if your medications are covered, check the plan’s formulary or list of covered prescription drugs.

Dental, vision, and hearing. This includes non-medically necessary coverage, which is not offered under Original Medicare. MA plans differ in benefits offered and vary from plan to plan.

Extra benefits. Some plans may offer fitness programs, (gym memberships or discounts) meal benefits, transportation to doctor visits, over-the-counter drugs and services that help your health and wellness.



Can I get help in the coverage gap in Broward County, FL?


Yes. 50 Medicare Advantage Plans in Broward County offer additional gap coverage. Once in the coverage gap, you’ll pay no more than 25% of the cost for brand-name and generic prescription drugs. If you choose a drug plan that includes coverage in the gap, you may get a discount applied to the drug's price.

Are there Medicare Advantage Plans in Broward County, FL?


There are 67 Medicare Advantage Plans available in Broward County, Florida from 20 different health insurance providers. These plans offer additional benefits that aren't available through Original Medicare. Medicare beneficiaries who are interested in a Part-C policy may choose among many plans to compare versus Calhoun County Medicare Advantage Plans.



How much is a Medicare Plan in Broward County, FL?


Seniors who are interested in a Medicare Advantage Plan in Florida may choose among many cost options depending on your necessary benefits. The lowest plan premium is $0 and the highest premium is $111. The deductibles in Broward County range from $0-$505. The plan with the lowest out-of-pocket (MOOP) expense is $1000 and the highest out-of-pocket is $8300.



Things to consider when choosing a MA Plan in Broward


  • Are you eligible for a Medicare Advantage Plan?

  • How much are the premiums, deductibles, and other costs?

  • Is there a yearly limit on what you could pay out-of-pocket?

  • Does the plan cover your prescription drugs?

  • Will you hit the prescription drug coverage gap?

  • Is your pharmacy is in the plan’s network?

  • Will your prescription drugs require prior authorization?

  • How well does the plan cover the services you need like vision, hearing, or dental?

  • Are your doctors in-network?

  • Will you need to be referred to see a specialist?

  • Does the plan cover services from out-of-network providers?

  • How does the plan compare to your current coverage?

  • Do you want to juggle multiple Medicare plans?


Special Needs Plan in Broward County Explained


C-SNP - Chronic Condition SNP. These plans help individuals receive customized care to fit their unique health care needs. You may qualify for C-SNP if you have one or more specific severe or disabling chronic conditions like:

  • Stroke
  • Certain neurologic disorders
  • Certain chronic and disabling mental health conditions
  • HIV/AIDS
  • Certain chronic lung disorders
  • Diabetes mellitus
  • End-Stage Renal Disease (ESRD)
  • End-stage liver disease
  • Certain severe hematologic disorders
  • Chronic alcohol and other drug dependence
  • Certain cardiovascular disorders
  • Cancer
  • Chronic heart failure
  • Certain autoimmune disorders
  • Dementia

I-SNP - Institutional SNP. These plans require 90 days or longer stay in a facility, or are expected to need the level of services provided in a long-term care (LTC) skilled nursing facility (SNF), a LTC nursing facility (NF), an intermediate care facility for individuals with intellectual disabilities, or an inpatient psychiatric facility.

D-SNP - Dual Eligible SNP. Florida Medicare and Medicaid enrollees who have limited income and resources may get help paying for their premiums and out-of-pocket medical expenses from Medicaid. Eligibility is based on a percentage of Federal Poverty Levels.


When to sign up for a Florida Medicare Advantage Plan?


Below mentioned are the types of the enrollment period, along with the instructions on what to do during this period:

Initial Enrollment Period (IEP). This period starts 3 months prior to the month you will turn 65. It ends after 3 months you have turned 65. At this stage, you can sign up for a Florida Medicare Advantage Plan.

Annual Enrollment Period (AEP). Also known as the Open Enrollment Period, it starts on the 15th of October and ends on the 7th of December. At this stage, you can either sign up for the plan, switch or leave your current plan.

Special Enrollment Period (SEP). This enrollment period depends on the personal circumstances of the beneficiaries, like if you move or lose insurance coverage. Check to determine if you qualify to modify your plan.

Open Enrollment Period. Jan 1 – Mar 31. If you’re enrolled in a Florida Medicare Advantage Plan, you can switch to a different Medicare Part-C Plan in Broward County, FL or switch to Original Medicare once during this time.

5-star Special Enrollment Period. Dec 8 - Nov 30. If a Centers for Medicare and Medicaid Services (CMS) 5-star plan is available in your area you can switch to the 5-star plan once during this period.



Check for CMS Star Ratings

Centers for Medicare & Medicaid Service (CMS) assesses the quality of medical services of Medicare Advantage Plan using a 5-star rating system. A report is released yearly for the public to assess the quality of healthcare services. Thus, if you are searching for the best Medicare Advantage Plan in your state, research the CMS ratings and costs of the plans report for further information.


Can I get a Medicare Advantage Plans in Broward County, FL?

Yes. There are 67 Medicare Advantage Plans available in Broward County, Florida from 20 different health insurance providers. These plans offer additional benefits that aren't available through Original Medicare.

How much is a Medicare Plan in Broward County, Florida?

Florida residents who are interested in a Medicare Advantage Plan may choose among many cost options depending on your necessary benefits. The lowest plan premium is $0 and the highest premium is $111. The deductibles in Broward County range from $0-$505

Can I get help in the coverage gap in Broward County, FL?

Yes. 50 Medicare Advantage Plans in Broward County offer additional gap coverage. Once in the coverage gap, you’ll pay no more than 25% of the cost for brand-name and generic prescription drugs. If you choose a drug plan that includes coverage in the gap, you may get a discount applied to the drug's price.

What is the best plan in Broward, FL?

The best Medicare Advantage Plan will be different for each person, due to their specific needs and requirements. The most popular plan by enrollment in Broward is the AARP Medicare Advantage Choice Plan 2 (Regional PPO) with 43159 seniors enrolled.



Source: CMS. Data as of Oct 1, 2022.
Plans are subject to change as contracts are finalized.
Includes 2023 approved contracts. Employer sponsored 800 series and plans under sanction are excluded. For 2023, enhanced alternative may offer additional cost sharing reductions in the gap on a sub-set of the formulary drugs, beyond the standard Part-D benefit.


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*Licensed Agent Disclaimer: We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE (TTY users should call 1-877-486-2048) 24 hours a day/7 days a week to get information on all of your options.

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